Buy Cheap Monmouth, IL Auto Insurance (2021)

Monmouth, IL auto insurance rates average $241 a month. Minimum auto insurance requirements in Monmouth, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Monmouth, IL, compare Monmouth auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Monmouth, IL for teens drivers are $5,459/year
  • The most expensive auto insurance company in Monmouth is Allstate
  • Average auto insurance rates in Monmouth, IL are $241/month

Finding affordable Monmouth, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Monmouth, IL auto insurance with confidence is right here. Auto insurance rates in Monmouth are affected by local factors as well as personal ones like your driving record.

See how Monmouth, IL car insurance rates compare to Champaign auto insurance rates, Naperville auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Monmouth.

Don’t buy Monmouth, IL auto insurance until you’ve compared rates. Get free Monmouth, Illinois auto insurance quotes when you enter your ZIP code above.

Monmouth, IL Minimum Auto Insurance Requirements

The required auto insurance in Monmouth, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Monmouth, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Monmouth, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Monmouth, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monmouth, IL. Take a look at Monmouth, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monmouth, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,571 $3,826 $3,641
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,961 $1,849 $1,476
Nationwide $3,113 $2,512 $2,202
Progressive $3,514 $2,984 $2,758
State Farm $2,957 $1,771 $1,373
Travelers $2,519 $2,005 $1,639
USAA $3,299 $2,255 $1,854

Buy Cheap Monmouth, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monmouth, Illinois auto insurance rates? Find out how car insurance rates in Monmouth, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monmouth, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,197 $2,198 $1,955 $2,061 $9,089 $9,465 $2,507 $2,631
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,316 $1,420 $1,098 $1,225 $4,205 $4,673 $1,376 $1,452
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,790 $1,695 $1,476 $1,539 $6,464 $7,258 $2,138 $2,321
State Farm $1,315 $1,315 $1,162 $1,162 $3,581 $4,558 $1,482 $1,694
Travelers $1,360 $1,435 $1,219 $1,300 $3,651 $4,501 $1,445 $1,522
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

Buy Cheap Monmouth, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monmouth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monmouth, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monmouth, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $9,089 $9,465
GEICO $4,847 $5,129
Liberty Mutual $4,205 $4,673
Nationwide $4,540 $5,829
Progressive $6,464 $7,258
State Farm $3,581 $4,558
Travelers $3,651 $4,501
USAA $4,700 $5,201

Buy Cheap Monmouth, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Monmouth, Illinois by comparing Monmouth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monmouth, IL here.

Annual Auto Insurance Rates for Senior Drivers in Monmouth, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,955 $2,061
GEICO $1,521 $1,797
Liberty Mutual $1,098 $1,225
Nationwide $1,491 $1,581
Progressive $1,476 $1,539
State Farm $1,162 $1,162
Travelers $1,219 $1,300
USAA $1,379 $1,361

Find Cheap Auto Insurance Rates in Monmouth, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monmouth, Illinois auto insurance. Compare Monmouth, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monmouth, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,835 $3,928 $4,275
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,984 $2,091 $2,211
Nationwide $2,611 $2,626 $2,590
Progressive $2,858 $3,079 $3,319
State Farm $1,936 $2,036 $2,129
Travelers $1,949 $2,052 $2,162
USAA $2,324 $2,467 $2,616

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Find Cheap Monmouth, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monmouth. Compare auto insurance rates in Monmouth, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monmouth, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $4,013 $4,013
GEICO $2,519 $2,617
Liberty Mutual $2,096 $2,096
Nationwide $2,609 $2,609
Progressive $3,085 $3,085
State Farm $1,983 $2,085
Travelers $1,975 $2,133
USAA $2,400 $2,538

Find Cheap Monmouth, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Monmouth, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monmouth, IL, take a look at the average cost for various violations versus rates for a clean driving record in Monmouth.

Annual Monmouth, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,392 $4,361 $4,252 $4,046
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,751 $2,470 $2,178 $1,984
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,546 $3,769 $2,815 $3,212
State Farm $1,871 $2,196 $2,034 $2,034
Travelers $1,648 $2,141 $2,371 $2,058
USAA $1,769 $2,525 $3,453 $2,130

Find Cheap Monmouth, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monmouth, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Monmouth for less when you shop around and compare rates from multiple Monmouth, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monmouth, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,252
GEICO $3,482
Liberty Mutual $2,178
Nationwide $3,196
Progressive $2,815
State Farm $2,034
Travelers $2,371
USAA $3,453

Winners by Category: Where to Buy Cheap Auto Insurance in Monmouth, IL

Compare rates from the cheapest auto insurance companies in Monmouth, IL for your needs. Take a look at how Monmouth, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monmouth, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Monmouth, Illinois Auto Insurance Companies

If you’re looking for the cheapest Monmouth, IL auto insurance companies overall, you can compare them here. Find the best price for Monmouth, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Monmouth, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $4,013
GEICO $2,568
Liberty Mutual $2,096
Nationwide $2,609
Progressive $3,085
State Farm $2,034
Travelers $2,054
USAA $2,469

What affects Monmouth, Illinois auto insurance rates?

Local factors affect auto insurance rates in Monmouth, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Monmouth auto insurance rates.

Commute Times in Monmouth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monmouth, IL is 16.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Monmouth, IL

You can buy cheap Monmouth, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monmouth, Illinois auto insurance quotes from top companies.

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