Buy Cheap Monarch, CO Auto Insurance (2021)

Monarch, CO auto insurance rates average $302 a month. Minimum auto insurance requirements in Monarch, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Monarch, CO, compare Monarch auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Monarch after a DUI is Allstate
  • The most expensive auto insurance company in Monarch is Allstate
  • Average auto insurance rates in Monarch, CO for teens drivers are $6,986/year

Finding affordable Monarch, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Monarch, CO auto insurance with confidence is right here. Auto insurance rates in Monarch are affected by local factors as well as personal ones like your driving record.

See how Monarch, CO car insurance rates compare to Aurora auto insurance rates, Greeley auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Monarch.

Don’t buy Monarch, CO auto insurance until you’ve compared rates. Get free Monarch, Colorado auto insurance quotes when you enter your ZIP code above.

Monarch, CO Minimum Auto Insurance Requirements

The required auto insurance in Monarch, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Monarch, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Monarch, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Monarch, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monarch, CO. Take a look at Monarch, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monarch, Colorado

Insurance Company Poor Fair Good
Allstate $7,626 $5,871 $4,432
American Family $4,580 $3,253 $2,724
Farmers $5,603 $4,558 $4,333
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,857 $2,337 $1,867
Nationwide $3,990 $3,154 $2,751
Progressive $4,344 $3,700 $3,392
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Buy Cheap Monarch, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monarch, Colorado auto insurance rates? Find out how car insurance rates in Monarch, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monarch, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,652 $3,411 $3,268 $3,305 $12,716 $13,336 $4,044 $4,082
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,850 $2,826 $2,581 $2,773 $10,607 $10,705 $3,133 $3,177
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,843 $1,830 $1,545 $1,692 $5,156 $5,636 $1,870 $1,924
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,358 $2,210 $2,046 $2,042 $7,831 $8,760 $2,657 $2,590
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Monarch, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monarch can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monarch, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monarch, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,716 $13,336
American Family $5,833 $7,813
Farmers $10,607 $10,705
GEICO $5,010 $5,334
Liberty Mutual $5,156 $5,636
Nationwide $5,513 $7,064
Progressive $7,831 $8,760
State Farm $4,884 $6,178
USAA $5,325 $6,108

Buy Cheap Monarch, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Monarch, Colorado by comparing Monarch senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monarch, CO here.

Annual Auto Insurance Rates for Senior Drivers in Monarch, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,268 $3,305
American Family $2,169 $2,169
Farmers $2,581 $2,773
GEICO $1,674 $1,875
Liberty Mutual $1,545 $1,692
Nationwide $1,977 $2,093
Progressive $2,046 $2,042
State Farm $1,534 $1,534
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Monarch, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monarch, Colorado auto insurance. Compare Monarch, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monarch, Colorado

Insurance Company Low Medium High
Allstate $5,697 $5,959 $6,273
American Family $3,354 $3,592 $3,610
Farmers $4,283 $4,770 $5,442
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,567 $2,679 $2,815
Nationwide $3,323 $3,295 $3,276
Progressive $3,532 $3,822 $4,081
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

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Find Cheap Monarch, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monarch. Compare auto insurance rates in Monarch, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monarch, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,976 $5,976
American Family $3,444 $3,594
Farmers $4,832 $4,832
GEICO $2,481 $2,586
Liberty Mutual $2,687 $2,687
Nationwide $3,298 $3,298
Progressive $3,812 $3,812
State Farm $2,651 $2,783
USAA $3,115 $3,296

Find Cheap Monarch, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Monarch, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monarch, CO, take a look at the average cost for various violations versus rates for a clean driving record in Monarch.

Annual Monarch, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $5,852 $7,197 $5,774
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,087 $5,242 $5,167 $4,830
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,343 $2,747 $2,877 $2,781
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,308 $4,591 $3,490 $3,857
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Monarch, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monarch, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Monarch for less when you shop around and compare rates from multiple Monarch, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monarch, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,197
American Family $4,827
Farmers $5,167
GEICO $3,204
Liberty Mutual $2,877
Nationwide $4,398
Progressive $3,490
State Farm $2,717
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Monarch, CO

Compare rates from the cheapest auto insurance companies in Monarch, CO for your needs. Take a look at how Monarch, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monarch, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Monarch, Colorado Auto Insurance Companies

If you’re looking for the cheapest Monarch, CO auto insurance companies overall, you can compare them here. Find the best price for Monarch, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Monarch, Colorado

Insurance Company Average Annual Rates
Allstate $5,976
American Family $3,519
Farmers $4,832
GEICO $2,533
Liberty Mutual $2,687
Nationwide $3,298
Progressive $3,812
State Farm $2,717
USAA $3,206

Compare Auto Insurance Quotes in Monarch, CO

You can buy cheap Monarch, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monarch, Colorado auto insurance quotes from top companies.

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