Buy Cheap Moffat, CO Auto Insurance (2021)

Moffat, CO auto insurance rates average $301 a month. Minimum auto insurance requirements in Moffat, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Moffat, CO, compare Moffat auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Moffat, CO are $301/month
  • Average auto insurance rates in Moffat, CO after a DUI are $4,285/year
  • The most expensive auto insurance company in Moffat after a DUI is Allstate

Finding affordable Moffat, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Moffat, CO auto insurance with confidence is right here. Auto insurance rates in Moffat are affected by local factors as well as personal ones like your driving record.

See how Moffat, CO car insurance rates compare to Arvada auto insurance rates, Colorado Springs auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Moffat.

Don’t buy Moffat, CO auto insurance until you’ve compared rates. Get free Moffat, Colorado auto insurance quotes when you enter your ZIP code above.

Moffat, CO Minimum Auto Insurance Requirements

The required auto insurance in Moffat, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Moffat, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Moffat, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Moffat, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Moffat, CO. Take a look at Moffat, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Moffat, Colorado

Insurance Company Poor Fair Good
Allstate $6,983 $5,370 $4,058
American Family $4,558 $3,240 $2,716
Farmers $5,774 $4,689 $4,456
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,705 $2,252 $1,798
Nationwide $3,990 $3,154 $2,751
Progressive $4,773 $4,060 $3,717
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Buy Cheap Moffat, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Moffat, Colorado auto insurance rates? Find out how car insurance rates in Moffat, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moffat, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,387 $3,174 $3,030 $3,064 $11,501 $12,039 $3,764 $3,803
American Family $2,396 $2,396 $2,162 $2,162 $5,805 $7,777 $2,396 $2,942
Farmers $2,928 $2,904 $2,653 $2,844 $10,896 $11,002 $3,244 $3,313
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,759 $1,740 $1,479 $1,620 $5,001 $5,465 $1,785 $1,832
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,584 $2,423 $2,248 $2,244 $8,610 $9,618 $2,910 $2,831
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Moffat, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Moffat can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Moffat, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Moffat, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,501 $12,039
American Family $5,805 $7,777
Farmers $10,896 $11,002
GEICO $5,010 $5,334
Liberty Mutual $5,001 $5,465
Nationwide $5,513 $7,064
Progressive $8,610 $9,618
State Farm $4,884 $6,178
USAA $5,325 $6,108

Buy Cheap Moffat, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Moffat, Colorado by comparing Moffat senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Moffat, CO here.

Annual Auto Insurance Rates for Senior Drivers in Moffat, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,162 $2,162
Farmers $2,653 $2,844
GEICO $1,674 $1,875
Liberty Mutual $1,479 $1,620
Nationwide $1,977 $2,093
Progressive $2,248 $2,244
State Farm $1,534 $1,534
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Moffat, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Moffat, Colorado auto insurance. Compare Moffat, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moffat, Colorado

Insurance Company Low Medium High
Allstate $5,191 $5,453 $5,767
American Family $3,338 $3,578 $3,598
Farmers $4,435 $4,911 $5,573
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,465 $2,577 $2,713
Nationwide $3,323 $3,295 $3,276
Progressive $3,844 $4,196 $4,510
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

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Find Cheap Moffat, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Moffat. Compare auto insurance rates in Moffat, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Moffat, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,470 $5,470
American Family $3,430 $3,579
Farmers $4,973 $4,973
GEICO $2,481 $2,586
Liberty Mutual $2,585 $2,585
Nationwide $3,298 $3,298
Progressive $4,183 $4,183
State Farm $2,651 $2,783
USAA $3,115 $3,296

Find Cheap Moffat, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Moffat, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Moffat, CO, take a look at the average cost for various violations versus rates for a clean driving record in Moffat.

Annual Moffat, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,366 $6,552 $5,288
American Family $2,591 $3,685 $4,805 $2,938
Farmers $4,196 $5,387 $5,318 $4,991
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,258 $2,644 $2,764 $2,675
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,623 $5,057 $3,824 $4,230
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Moffat, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Moffat, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Moffat for less when you shop around and compare rates from multiple Moffat, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Moffat, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,552
American Family $4,805
Farmers $5,318
GEICO $3,204
Liberty Mutual $2,764
Nationwide $4,398
Progressive $3,824
State Farm $2,717
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Moffat, CO

Compare rates from the cheapest auto insurance companies in Moffat, CO for your needs. Take a look at how Moffat, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Moffat, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Moffat, Colorado Auto Insurance Companies

If you’re looking for the cheapest Moffat, CO auto insurance companies overall, you can compare them here. Find the best price for Moffat, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Moffat, Colorado

Insurance Company Average Annual Rates
Allstate $5,470
American Family $3,505
Farmers $4,973
GEICO $2,533
Liberty Mutual $2,585
Nationwide $3,298
Progressive $4,183
State Farm $2,717
USAA $3,206

Compare Auto Insurance Quotes in Moffat, CO

You can buy cheap Moffat, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Moffat, Colorado auto insurance quotes from top companies.

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