Buy Cheap Modoc, IN Auto Insurance (2021)

Modoc, IN auto insurance rates average $260 a month. Minimum auto insurance requirements in Modoc, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Modoc, IN, compare Modoc auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Modoc, IN after a DUI are $3,712/year
  • Average auto insurance rates in Modoc, IN for teens drivers are $6,107/year
  • Average auto insurance rates in Modoc, IN are $260/month

Finding affordable Modoc, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Modoc, IN auto insurance with confidence is right here. Auto insurance rates in Modoc are affected by local factors as well as personal ones like your driving record.

See how Modoc, IN car insurance rates compare to Bloomington auto insurance rates, Fishers auto insurance rates, and Hammond auto insurance rates before you read more about the cost of auto insurance in Modoc.

Don’t buy Modoc, IN auto insurance until you’ve compared rates. Get free Modoc, Indiana auto insurance quotes when you enter your ZIP code above.

Modoc, IN Minimum Auto Insurance Requirements

The required auto insurance in Modoc, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Modoc, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Modoc, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Modoc, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Modoc, IN. Take a look at Modoc, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Modoc, Indiana

Insurance Company Poor Fair Good
Allstate $4,751 $3,530 $3,208
American Family $4,398 $2,858 $2,394
Farmers $4,024 $3,278 $3,035
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,835 $2,396 $2,240
Progressive $3,765 $3,331 $3,139
State Farm $3,211 $1,915 $1,485
Travelers $3,793 $3,210 $3,206
USAA $2,099 $1,377 $1,178

Buy Cheap Modoc, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Modoc, Indiana auto insurance rates? Find out how car insurance rates in Modoc, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Modoc, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,383 $2,444 $2,090 $2,287 $7,241 $9,125 $2,429 $2,638
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,539 $1,574 $1,351 $1,442 $4,458 $5,787 $1,803 $1,970
Progressive $1,461 $1,385 $1,325 $1,333 $8,513 $9,579 $1,829 $1,869
State Farm $1,349 $1,349 $1,202 $1,202 $4,111 $5,261 $1,492 $1,664
Travelers $1,251 $1,274 $1,170 $1,169 $7,578 $11,917 $1,321 $1,542
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

Buy Cheap Modoc, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Modoc can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Modoc, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Modoc, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,241 $9,125
American Family $5,542 $8,024
Farmers $8,319 $8,886
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,458 $5,787
Progressive $8,513 $9,579
State Farm $4,111 $5,261
Travelers $7,578 $11,917
USAA $2,738 $3,074

Buy Cheap Modoc, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Modoc, Indiana by comparing Modoc senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Modoc, IN here.

Annual Auto Insurance Rates for Senior Drivers in Modoc, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,090 $2,287
American Family $1,815 $1,815
Farmers $1,366 $1,526
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,351 $1,442
Progressive $1,325 $1,333
State Farm $1,202 $1,202
Travelers $1,170 $1,169
USAA $918 $928

Find Cheap Auto Insurance Rates in Modoc, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Modoc, Indiana auto insurance. Compare Modoc, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Modoc, Indiana

Insurance Company Low Medium High
Allstate $3,647 $3,815 $4,027
American Family $3,186 $3,324 $3,140
Farmers $3,324 $3,440 $3,573
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,537 $2,470 $2,464
Progressive $3,228 $3,360 $3,647
State Farm $2,102 $2,203 $2,306
Travelers $3,349 $3,434 $3,425
USAA $1,504 $1,548 $1,602

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Find Cheap Modoc, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Modoc. Compare auto insurance rates in Modoc, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Modoc, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,830 $3,830
American Family $3,178 $3,255
Farmers $3,446 $3,446
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,490 $2,490
Progressive $3,412 $3,412
State Farm $2,142 $2,266
Travelers $3,403 $3,403
USAA $1,531 $1,572

Find Cheap Modoc, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Modoc, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Modoc, IN, take a look at the average cost for various violations versus rates for a clean driving record in Modoc.

Annual Modoc, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $4,486 $4,135 $3,635
American Family $2,215 $3,546 $4,467 $2,638
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,144 $2,759 $2,646 $2,413
Progressive $2,565 $4,468 $3,056 $3,558
State Farm $2,151 $2,361 $2,151 $2,151
Travelers $2,888 $3,574 $4,051 $3,099
USAA $1,174 $1,665 $1,913 $1,453

Find Cheap Modoc, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Modoc, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Modoc for less when you shop around and compare rates from multiple Modoc, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Modoc, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,135
American Family $4,467
Farmers $3,693
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,646
Progressive $3,056
State Farm $2,151
Travelers $4,051
USAA $1,913

Winners by Category: Where to Buy Cheap Auto Insurance in Modoc, IN

Compare rates from the cheapest auto insurance companies in Modoc, IN for your needs. Take a look at how Modoc, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Modoc, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Modoc, Indiana Auto Insurance Companies

If you’re looking for the cheapest Modoc, IN auto insurance companies overall, you can compare them here. Find the best price for Modoc, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Modoc, Indiana

Insurance Company Average Annual Rates
Allstate $3,830
American Family $3,217
Farmers $3,446
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,490
Progressive $3,412
State Farm $2,204
Travelers $3,403
USAA $1,551

What affects Modoc, Indiana auto insurance rates?

Local factors affect auto insurance rates in Modoc, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Modoc auto insurance rates.

Commute Times in Modoc

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Modoc, IN is 28.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Modoc, IN

You can buy cheap Modoc, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Modoc, Indiana auto insurance quotes from top companies.

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