Buy Cheap Modena, NY Auto Insurance (2022)

Modena, NY auto insurance rates average $351 a month. Minimum auto insurance requirements in Modena, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Modena, NY, compare Modena auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Modena after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Modena is Liberty Mutual
  • Average auto insurance rates in Modena, NY for teens drivers are $7,346/year

Finding affordable Modena, New York auto insurance can be challenging, but everything you need to know to buy cheap Modena, NY auto insurance with confidence is right here. Auto insurance rates in Modena are affected by local factors as well as personal ones like your driving record.

See how Modena, NY car insurance rates compare to New York auto insurance rates, Mount Vernon auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Modena.

Don’t buy Modena, NY auto insurance until you’ve compared rates. Get free Modena, New York auto insurance quotes when you enter your ZIP code above.

Modena, NY Minimum Auto Insurance Requirements

The required auto insurance in Modena, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Modena, New York is outlined here.

Minimum Required Auto Insurance Coverage in Modena, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Modena, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Modena, NY. Take a look at Modena, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Modena, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $2,826 $2,076 $1,863
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,478 $2,778 $2,021
State Farm $6,803 $4,262 $3,380
Travelers $6,884 $4,255 $3,661
USAA $5,185 $2,565 $2,265

Buy Cheap Modena, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Modena, New York auto insurance rates? Find out how car insurance rates in Modena, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Modena, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $1,651 $1,589 $1,604 $1,581 $3,490 $5,114 $1,488 $1,525
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,087 $1,936 $1,658 $1,688 $7,014 $7,763 $2,676 $2,581
State Farm $3,009 $3,009 $2,625 $2,625 $8,936 $11,500 $3,313 $3,503
Travelers $3,539 $3,517 $3,229 $3,425 $8,323 $9,864 $3,728 $3,841
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Buy Cheap Modena, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Modena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Modena, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Modena, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $3,490 $5,114
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $7,014 $7,763
State Farm $8,936 $11,500
Travelers $8,323 $9,864
USAA $6,993 $8,362

Buy Cheap Modena, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Modena, New York by comparing Modena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Modena, NY here.

Annual Auto Insurance Rates for Senior Drivers in Modena, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $1,604 $1,581
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,658 $1,688
State Farm $2,625 $2,625
Travelers $3,229 $3,425
USAA $1,576 $1,583

Find Cheap Auto Insurance Rates in Modena, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Modena, New York auto insurance. Compare Modena, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Modena, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $2,136 $2,248 $2,381
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,246 $3,405 $3,626
State Farm $4,584 $4,842 $5,019
Travelers $4,656 $4,875 $5,268
USAA $3,250 $3,324 $3,442

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Find Cheap Modena, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Modena. Compare auto insurance rates in Modena, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Modena, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $2,189 $2,321
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,426 $3,426
State Farm $4,645 $4,985
Travelers $4,933 $4,933
USAA $3,305 $3,372

Find Cheap Modena, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Modena, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Modena, NY, take a look at the average cost for various violations versus rates for a clean driving record in Modena.

Annual Modena, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $1,764 $1,923 $3,570 $1,764
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,330 $3,330 $3,691 $3,351
State Farm $4,583 $4,583 $5,047 $5,047
Travelers $4,186 $5,284 $5,360 $4,903
USAA $2,972 $3,020 $4,343 $3,020

Find Cheap Modena, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Modena, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Modena for less when you shop around and compare rates from multiple Modena, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Modena, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,782
GEICO $3,570
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,691
State Farm $5,047
Travelers $5,360
USAA $4,343

Winners by Category: Where to Buy Cheap Auto Insurance in Modena, NY

Compare rates from the cheapest auto insurance companies in Modena, NY for your needs. Take a look at how Modena, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Modena, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Modena, New York Auto Insurance Companies

If you’re looking for the cheapest Modena, NY auto insurance companies overall, you can compare them here. Find the best price for Modena, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Modena, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $2,255
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,426
State Farm $4,815
Travelers $4,933
USAA $3,339

What affects Modena, New York auto insurance rates?

Local factors affect auto insurance rates in Modena, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Modena auto insurance rates.

Traffic in Modena

How is traffic in Modena, New York? Inrix data shows that Modena, NY traffic makes it the 298th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Modena, NY

You can buy cheap Modena, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Modena, New York auto insurance quotes from top companies.

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