Buy Cheap Model, CO Auto Insurance (2021)

Model, CO auto insurance rates average $331 a month. Minimum auto insurance requirements in Model, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Model, CO, compare Model auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Model is Allstate
  • The most expensive auto insurance company in Model after a DUI is Allstate
  • Average auto insurance rates in Model, CO after a DUI are $4,704/year

Finding affordable Model, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Model, CO auto insurance with confidence is right here. Auto insurance rates in Model are affected by local factors as well as personal ones like your driving record.

See how Model, CO car insurance rates compare to Fort Collins auto insurance rates, Denver auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Model.

Don’t buy Model, CO auto insurance until you’ve compared rates. Get free Model, Colorado auto insurance quotes when you enter your ZIP code above.

Model, CO Minimum Auto Insurance Requirements

The required auto insurance in Model, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Model, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Model, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Model, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Model, CO. Take a look at Model, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Model, Colorado

Insurance Company Poor Fair Good
Allstate $7,756 $5,955 $4,499
American Family $4,441 $3,137 $2,627
Farmers $6,286 $5,094 $4,843
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,579 $2,186 $1,744
Nationwide $4,848 $3,820 $3,334
Progressive $4,800 $4,061 $3,705
State Farm $4,305 $2,763 $2,226
USAA $5,346 $3,014 $2,405

Buy Cheap Model, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Model, Colorado auto insurance rates? Find out how car insurance rates in Model, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Model, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,926 $3,735 $3,465 $3,509 $12,113 $12,725 $4,501 $4,584
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,209 $3,186 $2,910 $3,127 $11,815 $11,912 $3,525 $3,578
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,705 $1,666 $1,454 $1,595 $4,862 $5,288 $1,718 $1,734
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,663 $2,506 $2,277 $2,284 $8,419 $9,416 $3,008 $2,936
State Farm $1,965 $1,965 $1,753 $1,753 $5,532 $7,016 $2,195 $2,604
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Model, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Model can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Model, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Model, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,113 $12,725
American Family $5,641 $7,517
Farmers $11,815 $11,912
GEICO $6,808 $7,210
Liberty Mutual $4,862 $5,288
Nationwide $6,687 $8,617
Progressive $8,419 $9,416
State Farm $5,532 $7,016
USAA $5,826 $6,723

Buy Cheap Model, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Model, Colorado by comparing Model senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Model, CO here.

Annual Auto Insurance Rates for Senior Drivers in Model, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,465 $3,509
American Family $2,098 $2,098
Farmers $2,910 $3,127
GEICO $2,320 $2,581
Liberty Mutual $1,454 $1,595
Nationwide $2,380 $2,529
Progressive $2,277 $2,284
State Farm $1,753 $1,753
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Model, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Model, Colorado auto insurance. Compare Model, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Model, Colorado

Insurance Company Low Medium High
Allstate $5,791 $6,052 $6,367
American Family $3,255 $3,472 $3,479
Farmers $4,780 $5,336 $6,107
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,360 $2,492 $2,657
Nationwide $4,052 $4,001 $3,949
Progressive $3,904 $4,199 $4,464
State Farm $2,919 $3,099 $3,276
USAA $3,452 $3,588 $3,726

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Find Cheap Model, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Model. Compare auto insurance rates in Model, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Model, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,070 $6,070
American Family $3,330 $3,473
Farmers $5,408 $5,408
GEICO $3,397 $3,562
Liberty Mutual $2,503 $2,503
Nationwide $4,001 $4,001
Progressive $4,189 $4,189
State Farm $3,023 $3,173
USAA $3,485 $3,692

Find Cheap Model, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Model, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Model, CO, take a look at the average cost for various violations versus rates for a clean driving record in Model.

Annual Model, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,304 $6,001 $7,087 $5,887
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,575 $5,863 $5,782 $5,411
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,189 $2,565 $2,668 $2,589
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,643 $5,001 $3,846 $4,265
State Farm $2,860 $3,336 $3,098 $3,098
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Model, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Model, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Model for less when you shop around and compare rates from multiple Model, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Model, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,087
American Family $4,659
Farmers $5,782
GEICO $4,302
Liberty Mutual $2,668
Nationwide $5,371
Progressive $3,846
State Farm $3,098
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Model, CO

Compare rates from the cheapest auto insurance companies in Model, CO for your needs. Take a look at how Model, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Model, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Model, Colorado Auto Insurance Companies

If you’re looking for the cheapest Model, CO auto insurance companies overall, you can compare them here. Find the best price for Model, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Model, Colorado

Insurance Company Average Annual Rates
Allstate $6,070
American Family $3,402
Farmers $5,408
GEICO $3,480
Liberty Mutual $2,503
Nationwide $4,001
Progressive $4,189
State Farm $3,098
USAA $3,589

Compare Auto Insurance Quotes in Model, CO

You can buy cheap Model, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Model, Colorado auto insurance quotes from top companies.

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