Buy Cheap Modale, IA Auto Insurance (2021)

Modale, IA auto insurance rates average $259 a month. Minimum auto insurance requirements in Modale, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Modale, IA, compare Modale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Modale, IA for teens drivers are $5,847/year
  • Average auto insurance rates in Modale, IA after a DUI are $3,737/year
  • Average auto insurance rates in Modale, IA are $259/month

Finding affordable Modale, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Modale, IA auto insurance with confidence is right here. Auto insurance rates in Modale are affected by local factors as well as personal ones like your driving record.

See how Modale, IA car insurance rates compare to Sioux City auto insurance rates, Davenport auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Modale.

Don’t buy Modale, IA auto insurance until you’ve compared rates. Get free Modale, Iowa auto insurance quotes when you enter your ZIP code above.

Modale, IA Minimum Auto Insurance Requirements

The required auto insurance in Modale, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Modale, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Modale, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Modale, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Modale, IA. Take a look at Modale, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Modale, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $4,081 $2,998 $2,517
Farmers $2,891 $2,402 $2,276
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $3,408 $2,719 $2,447
State Farm $3,157 $1,953 $1,541
Travelers $6,664 $5,676 $5,401
USAA $2,689 $1,840 $1,592

Buy Cheap Modale, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Modale, Iowa auto insurance rates? Find out how car insurance rates in Modale, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Modale, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,560 $1,589 $1,395 $1,522 $4,715 $5,024 $2,113 $2,268
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $2,082 $2,028 $1,718 $1,773 $4,713 $5,338 $2,510 $2,702
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,722 $2,779 $2,635 $2,639 $11,755 $18,572 $2,828 $3,380
USAA $1,371 $1,392 $1,251 $1,285 $3,649 $3,891 $1,653 $1,832

Buy Cheap Modale, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Modale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Modale, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Modale, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,488 $7,718
Farmers $4,715 $5,024
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,713 $5,338
State Farm $3,891 $4,937
Travelers $11,755 $18,572
USAA $3,649 $3,891

Buy Cheap Modale, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Modale, Iowa by comparing Modale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Modale, IA here.

Annual Auto Insurance Rates for Senior Drivers in Modale, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,846 $1,846
Farmers $1,395 $1,522
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,718 $1,773
State Farm $1,269 $1,269
Travelers $2,635 $2,639
USAA $1,251 $1,285

Find Cheap Auto Insurance Rates in Modale, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Modale, Iowa auto insurance. Compare Modale, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Modale, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,218 $3,376 $3,001
Farmers $2,424 $2,531 $2,615
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,716 $2,867 $2,991
State Farm $2,111 $2,229 $2,311
Travelers $5,621 $5,999 $6,121
USAA $1,940 $2,047 $2,134

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Find Cheap Modale, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Modale. Compare auto insurance rates in Modale, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Modale, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,161 $3,236
Farmers $2,523 $2,523
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,858 $2,858
State Farm $2,164 $2,270
Travelers $5,914 $5,914
USAA $1,966 $2,115

Find Cheap Modale, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Modale, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Modale, IA, take a look at the average cost for various violations versus rates for a clean driving record in Modale.

Annual Modale, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,151 $2,667 $2,704 $2,571
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $2,308 $3,730 $2,500 $2,894
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,311 $5,740 $7,686 $5,918
USAA $1,560 $2,091 $2,721 $1,791

Find Cheap Modale, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Modale, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Modale for less when you shop around and compare rates from multiple Modale, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Modale, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,794
American Family $4,393
Farmers $2,704
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,500
State Farm $2,217
Travelers $7,686
USAA $2,721

Winners by Category: Where to Buy Cheap Auto Insurance in Modale, IA

Compare rates from the cheapest auto insurance companies in Modale, IA for your needs. Take a look at how Modale, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Modale, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Modale, Iowa Auto Insurance Companies

If you’re looking for the cheapest Modale, IA auto insurance companies overall, you can compare them here. Find the best price for Modale, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Modale, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,199
Farmers $2,523
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,858
State Farm $2,217
Travelers $5,914
USAA $2,040

What affects Modale, Iowa auto insurance rates?

Local factors affect auto insurance rates in Modale, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Modale auto insurance rates.

Commute Times in Modale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Modale, IA is 29.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Modale, IA

You can buy cheap Modale, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Modale, Iowa auto insurance quotes from top companies.

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