Auto Insurance for MOD Pizza (Cost & Requirements)

You can't buy auto insurance for MOD Pizza through the company as they don't offer pizza delivery auto insurance coverage. MOD Pizza delivery drivers work for DoorDash rather than MOD Pizza. As a DoorDash delivery driver, you'll need to provide valid proof of insurance coverage and be at least 18. It's also a good idea to buy commercial pizza delivery auto insurance, so you're fully protected while out on delivery. You can save on auto insurance for MOD pizza by comparing multiple quotes.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Aug 23, 2021

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A Concise Overview

  • Auto insurance for MOD pizza is not offered through the company
  • MOD Pizza partners with DoorDash for all pizza deliveries, rather than directly employing delivery drivers
  • You’ll need pizza delivery auto insurance that includes both personal and commerical coverage to be protected while out on delivery

Understanding auto insurance coverage options can help you determine what you need as a delivery driver. When you’re looking for pizza delivery auto insurance coverage as a MOD Pizza delivery driver, you’ve come to the right place.

How much are average auto insurance rates for MOD pizza? Can you deliver MOD pizza without auto insurance? What happens if you’re caught? Read this article for everything you need to know about auto insurance for MOD pizza.

Before we get started, if you’re ready to start shopping for coverage, get auto insurance rates for MOD pizza delivery drivers right now by entering your ZIP code in our free quote tool on this page.

What kind of auto insurance do you need as a MOD Pizza delivery driver?

There is no MOD pizza auto insurance company, and technically delivery drivers for MOD pizza don’t work for the company. Instead, MOD pizza partners with DoorDash to provide food delivery to its customers. And DoorDash does not insure its delivery drivers.

So what kind of coverage is required? Drivers for DoorDash who deliver for MOD pizza need a personal insurance policy to drive legally (valid proof of this must be provided and you’ll also need to be at least 18 years old).

But to be covered while using your vehicle for business (i.e., delivering food), you’ll also need commercial auto insurance coverage.

Keep reading for more on where you can buy auto insurance for MOD pizza and ways to save.

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Where can you buy MOD Pizza delivery driver auto insurance, and how much does it cost?

Most major insurance companies offer commercial coverage, and in most cases, you can add it to your existing personal auto insurance policy.

However, this can be expensive because your insurance rates will increase by an average of $150 per month with the addition of a commercial policy.

For more affordable auto insurance for MOD pizza, you have a couple of options. You can purchase a delivery driver add-on, rather than a full commercial policy. Companies that offer this coverage add-on include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

Another way to save is to compare multiple auto insurance quotes for MOD pizza to ensure you’re getting the best price for your coverage.

Why does having the right delivery driver auto insurance coverage matter?

Having the right coverage is important as a delivery driver, because according to Crosley Law, delivery drivers are more likely to be in an accident or be the victim of a vehicle fatality than people in nearly any other occupation.

As we mentioned earlier, DoorDash doesn’t insure its drivers, so you’ll be required to buy your own coverage. In addition, hired and non-owned auto insurance for pizza delivery won’t protect you, even if DoorDash carries it.

This coverage only protects the company, specifically if you as the delivery driver are in an at-fault accident and the other driver tries to get additional money from DoorDash as compensation.

Auto Insurance for MOD Pizza: The Bottom Line

MOD Pizza doesn’t employ delivery drivers; the company partners with DoorDash to deliver its pizza to customers.

DoorDash does not insure its drivers, so anyone delivering for MOD Pizza through DoorDash will need to purchase their own insurance policy. To be protected while out on delivery, they’ll need both personal and commercial coverage.

Ready to buy delivery driver coverage for MOD pizza? Use your ZIP code in our tool to get your first free quote today.

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