Buy Cheap Mishawaka, IN Auto Insurance (2021)

Mishawaka, IN auto insurance rates average $264 a month. Minimum auto insurance requirements in Mishawaka, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Mishawaka, IN, compare Mishawaka auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Mishawaka, IN for teens drivers are $6,235/year
  • Average auto insurance rates in Mishawaka, IN after a DUI are $3,782/year
  • The most expensive auto insurance company in Mishawaka is Liberty Mutual

Finding affordable Mishawaka, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Mishawaka, IN auto insurance with confidence is right here. Auto insurance rates in Mishawaka are affected by local factors as well as personal ones like your driving record.

See how Mishawaka, IN car insurance rates compare to Fort Wayne auto insurance rates, Evansville auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Mishawaka.

Don’t buy Mishawaka, IN auto insurance until you’ve compared rates. Get free Mishawaka, Indiana auto insurance quotes when you enter your ZIP code above.

Mishawaka, IN Minimum Auto Insurance Requirements

The required auto insurance in Mishawaka, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Mishawaka, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Mishawaka, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mishawaka, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mishawaka, IN. Take a look at Mishawaka, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mishawaka, Indiana

Insurance Company Poor Fair Good
Allstate $4,542 $3,393 $3,085
American Family $5,016 $3,252 $2,722
Farmers $3,752 $3,063 $2,839
GEICO $2,812 $2,337 $1,861
Liberty Mutual $7,441 $4,843 $4,479
Nationwide $2,455 $2,079 $1,949
Progressive $4,120 $3,658 $3,453
State Farm $3,476 $2,073 $1,607
Travelers $3,616 $3,063 $3,061
USAA $2,258 $1,496 $1,283

Buy Cheap Mishawaka, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mishawaka, Indiana auto insurance rates? Find out how car insurance rates in Mishawaka, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mishawaka, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,256 $2,304 $1,992 $2,176 $7,035 $8,883 $2,272 $2,469
American Family $2,285 $2,285 $2,057 $2,057 $6,352 $9,181 $2,285 $2,806
Farmers $1,444 $1,423 $1,234 $1,389 $7,875 $8,408 $1,910 $2,061
GEICO $1,573 $1,573 $1,474 $1,527 $4,732 $4,409 $1,810 $1,596
Liberty Mutual $3,828 $3,828 $3,520 $3,520 $8,348 $12,592 $3,828 $5,238
Nationwide $1,350 $1,378 $1,190 $1,267 $3,839 $4,969 $1,576 $1,718
Progressive $1,582 $1,492 $1,439 $1,447 $9,417 $10,577 $1,981 $2,014
State Farm $1,439 $1,439 $1,292 $1,292 $4,496 $5,750 $1,598 $1,778
Travelers $1,172 $1,192 $1,102 $1,100 $7,265 $11,469 $1,241 $1,433
USAA $1,067 $1,050 $995 $1,001 $2,995 $3,341 $1,442 $1,540

Buy Cheap Mishawaka, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mishawaka can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mishawaka, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mishawaka, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,035 $8,883
American Family $6,352 $9,181
Farmers $7,875 $8,408
GEICO $4,732 $4,409
Liberty Mutual $8,348 $12,592
Nationwide $3,839 $4,969
Progressive $9,417 $10,577
State Farm $4,496 $5,750
Travelers $7,265 $11,469
USAA $2,995 $3,341

Buy Cheap Mishawaka, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Mishawaka, Indiana by comparing Mishawaka senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mishawaka, IN here.

Annual Auto Insurance Rates for Senior Drivers in Mishawaka, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,992 $2,176
American Family $2,057 $2,057
Farmers $1,234 $1,389
GEICO $1,474 $1,527
Liberty Mutual $3,520 $3,520
Nationwide $1,190 $1,267
Progressive $1,439 $1,447
State Farm $1,292 $1,292
Travelers $1,102 $1,100
USAA $995 $1,001

Find Cheap Auto Insurance Rates in Mishawaka, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mishawaka, Indiana auto insurance. Compare Mishawaka, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mishawaka, Indiana

Insurance Company Low Medium High
Allstate $3,492 $3,657 $3,871
American Family $3,622 $3,784 $3,584
Farmers $3,096 $3,211 $3,347
GEICO $2,205 $2,330 $2,474
Liberty Mutual $5,393 $5,573 $5,798
Nationwide $2,188 $2,144 $2,150
Progressive $3,524 $3,682 $4,025
State Farm $2,263 $2,385 $2,509
Travelers $3,181 $3,277 $3,282
USAA $1,616 $1,675 $1,746

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mishawaka, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mishawaka. Compare auto insurance rates in Mishawaka, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mishawaka, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,673 $3,673
American Family $3,619 $3,708
Farmers $3,218 $3,218
GEICO $2,298 $2,376
Liberty Mutual $5,440 $5,736
Nationwide $2,161 $2,161
Progressive $3,744 $3,744
State Farm $2,318 $2,453
Travelers $3,247 $3,247
USAA $1,657 $1,701

Find Cheap Mishawaka, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Mishawaka, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Mishawaka, IN to see how much where you live in Mishawaka affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Mishawaka, Indiana

ZIP Code Average Annual Rates
46544 $3,073
46545 $3,102

Find Cheap Mishawaka, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Mishawaka, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mishawaka, IN, take a look at the average cost for various violations versus rates for a clean driving record in Mishawaka.

Annual Mishawaka, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,927 $4,306 $3,975 $3,485
American Family $2,524 $4,025 $5,097 $3,008
Farmers $2,880 $3,353 $3,460 $3,179
GEICO $1,525 $2,413 $3,294 $2,115
Liberty Mutual $4,336 $5,129 $8,100 $4,786
Nationwide $1,866 $2,389 $2,293 $2,094
Progressive $2,802 $4,936 $3,342 $3,895
State Farm $2,327 $2,562 $2,327 $2,327
Travelers $2,757 $3,409 $3,863 $2,958
USAA $1,266 $1,806 $2,072 $1,571

Find Cheap Mishawaka, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mishawaka, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Mishawaka for less when you shop around and compare rates from multiple Mishawaka, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mishawaka, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,975
American Family $5,097
Farmers $3,460
GEICO $3,294
Liberty Mutual $8,100
Nationwide $2,293
Progressive $3,342
State Farm $2,327
Travelers $3,863
USAA $2,072

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Mishawaka, IN

Compare rates from the cheapest auto insurance companies in Mishawaka, IN for your needs. Take a look at how Mishawaka, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mishawaka, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Mishawaka, Indiana Auto Insurance Companies

If you’re looking for the cheapest Mishawaka, IN auto insurance companies overall, you can compare them here. Find the best price for Mishawaka, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Mishawaka, Indiana

Insurance Company Average Annual Rates
Allstate $3,673
American Family $3,663
Farmers $3,218
GEICO $2,337
Liberty Mutual $5,588
Nationwide $2,161
Progressive $3,744
State Farm $2,385
Travelers $3,247
USAA $1,679

What affects Mishawaka, Indiana auto insurance rates?

Local factors affect auto insurance rates in Mishawaka, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Mishawaka auto insurance rates.

Auto Theft in Mishawaka

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Mishawaka, IN auto theft show a total of 245 vehicle thefts annually.

Commute Times in Mishawaka

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mishawaka, IN is 20.3 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Mishawaka, IN

You can buy cheap Mishawaka, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mishawaka, Indiana auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption