Buy Cheap Miramar, FL Auto Insurance (2021)

Miramar, FL auto insurance rates average $483 a month. Minimum auto insurance requirements in Miramar, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Miramar, FL, compare Miramar auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Miramar, FL for teens drivers are $10,371/year
  • Average auto insurance rates in Miramar, FL are $483/month
  • The most expensive auto insurance company in Miramar is Allstate

Finding affordable Miramar, Florida auto insurance can be challenging, but everything you need to know to buy cheap Miramar, FL auto insurance with confidence is right here. Auto insurance rates in Miramar are affected by local factors as well as personal ones like your driving record.

See how Miramar, FL car insurance rates compare to Hialeah auto insurance rates, Jacksonville auto insurance rates, and Tampa auto insurance rates before you read more about the cost of auto insurance in Miramar.

Don’t buy Miramar, FL auto insurance until you’ve compared rates. Get free Miramar, Florida auto insurance quotes when you enter your ZIP code above.

Miramar, FL Minimum Auto Insurance Requirements

The required auto insurance in Miramar, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Miramar, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Miramar, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Miramar, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Miramar, FL. Take a look at Miramar, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Miramar, Florida

Insurance Company Poor Fair Good
Allstate $12,106 $7,648 $6,184
GEICO $7,084 $4,248 $3,165
Liberty Mutual $8,724 $6,392 $5,173
Nationwide $7,167 $5,199 $4,674
Progressive $8,753 $6,229 $5,183
State Farm $6,069 $3,952 $3,227
USAA $5,723 $2,790 $2,019

Buy Cheap Miramar, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Miramar, Florida auto insurance rates? Find out how car insurance rates in Miramar, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Miramar, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,351 $5,085 $4,645 $4,706 $18,625 $20,149 $5,277 $5,329
GEICO $3,808 $3,823 $3,559 $3,559 $6,861 $8,593 $4,201 $4,252
Liberty Mutual $4,669 $4,669 $4,274 $4,274 $9,910 $15,291 $4,669 $6,346
Nationwide $3,983 $3,917 $3,545 $3,668 $9,612 $11,793 $4,381 $4,539
Progressive $4,447 $4,222 $3,794 $4,065 $12,707 $13,871 $5,449 $5,220
State Farm $2,853 $2,853 $2,577 $2,577 $7,900 $10,033 $3,176 $3,358
USAA $2,015 $1,982 $1,884 $1,868 $6,982 $8,093 $2,528 $2,733

Buy Cheap Miramar, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Miramar can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Miramar, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Miramar, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,625 $20,149
GEICO $6,861 $8,593
Liberty Mutual $9,910 $15,291
Nationwide $9,612 $11,793
Progressive $12,707 $13,871
State Farm $7,900 $10,033
USAA $6,982 $8,093

Buy Cheap Miramar, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Miramar, Florida by comparing Miramar senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Miramar, FL here.

Annual Auto Insurance Rates for Senior Drivers in Miramar, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,645 $4,706
GEICO $3,559 $3,559
Liberty Mutual $4,274 $4,274
Nationwide $3,545 $3,668
Progressive $3,794 $4,065
State Farm $2,577 $2,577
USAA $1,884 $1,868

Find Cheap Auto Insurance Rates in Miramar, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Miramar, Florida auto insurance. Compare Miramar, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Miramar, Florida

Insurance Company Low Medium High
Allstate $6,695 $9,088 $10,154
GEICO $3,981 $4,998 $5,518
Liberty Mutual $6,118 $6,871 $7,300
Nationwide $4,472 $5,907 $6,660
Progressive $5,771 $6,860 $7,534
State Farm $3,799 $4,518 $4,931
USAA $2,994 $3,646 $3,892

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Find Cheap Miramar, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Miramar. Compare auto insurance rates in Miramar, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Miramar, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,398 $8,893
GEICO $4,809 $4,856
Liberty Mutual $6,543 $6,983
Nationwide $5,680 $5,680
Progressive $6,722 $6,722
State Farm $4,254 $4,578
USAA $3,471 $3,551

Find Cheap Miramar, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Miramar, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Miramar, FL, take a look at the average cost for various violations versus rates for a clean driving record in Miramar.

Annual Miramar, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,435 $8,947 $9,933 $8,268
GEICO $3,333 $4,290 $6,439 $5,267
Liberty Mutual $4,858 $6,328 $9,209 $6,657
Nationwide $4,831 $5,318 $7,193 $5,377
Progressive $5,257 $7,885 $6,607 $7,138
State Farm $4,030 $4,802 $4,416 $4,416
USAA $2,746 $3,394 $5,022 $2,880

Find Cheap Miramar, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Miramar, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Miramar for less when you shop around and compare rates from multiple Miramar, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Miramar, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,933
GEICO $6,439
Liberty Mutual $9,209
Nationwide $7,193
Progressive $6,607
State Farm $4,416
USAA $5,022

Winners by Category: Where to Buy Cheap Auto Insurance in Miramar, FL

Compare rates from the cheapest auto insurance companies in Miramar, FL for your needs. Take a look at how Miramar, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Miramar, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Miramar, Florida Auto Insurance Companies

If you’re looking for the cheapest Miramar, FL auto insurance companies overall, you can compare them here. Find the best price for Miramar, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Miramar, Florida

Insurance Company Average Annual Rates
Allstate $8,646
GEICO $4,832
Liberty Mutual $6,763
Nationwide $5,680
Progressive $6,722
State Farm $4,416
USAA $3,511

What affects Miramar, Florida auto insurance rates?

Local factors affect auto insurance rates in Miramar, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Miramar auto insurance rates.

Auto Theft in Miramar

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Miramar, FL auto theft show a total of 276 vehicle thefts annually.

Commute Times in Miramar

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Miramar, FL is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Miramar, FL

You can buy cheap Miramar, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Miramar, Florida auto insurance quotes from top companies.

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