Buy Cheap Minot, ND Auto Insurance (2021)

Minot, ND auto insurance rates average $339 a month. Minimum auto insurance requirements in Minot, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Minot, ND, compare Minot auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Minot, ND after a DUI are $4,854/year
  • The most expensive auto insurance company in Minot after a DUI is Liberty Mutual
  • Average auto insurance rates in Minot, ND for teens drivers are $8,179/year

Finding affordable Minot, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Minot, ND auto insurance with confidence is right here. Auto insurance rates in Minot are affected by local factors as well as personal ones like your driving record.

See how Minot, ND car insurance rates compare to Bismarck auto insurance rates, West Fargo auto insurance rates, and Mandan auto insurance rates before you read more about the cost of auto insurance in Minot.

Don’t buy Minot, ND auto insurance until you’ve compared rates. Get free Minot, North Dakota auto insurance quotes when you enter your ZIP code above.

Minot, ND Minimum Auto Insurance Requirements

The required auto insurance in Minot, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Minot, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Minot, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Minot, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Minot, ND. Take a look at Minot, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Minot, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $4,823 $3,363 $2,845
Farmers $3,684 $3,031 $2,878
GEICO $3,050 $2,458 $2,145
Liberty Mutual $16,601 $9,976 $7,799
Nationwide $3,339 $2,623 $2,294
Progressive $4,530 $3,829 $3,514
State Farm $3,733 $2,372 $1,898
USAA $2,355 $1,500 $1,282

Buy Cheap Minot, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Minot, North Dakota auto insurance rates? Find out how car insurance rates in Minot, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minot, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,600 $2,600 $2,357 $2,357 $5,660 $8,199 $2,600 $3,042
Farmers $1,857 $1,818 $1,654 $1,728 $6,995 $7,174 $2,120 $2,233
GEICO $2,020 $2,002 $1,733 $1,753 $4,030 $5,048 $1,825 $1,997
Liberty Mutual $6,215 $6,701 $4,999 $6,060 $25,609 $28,548 $6,470 $7,065
Nationwide $1,897 $1,938 $1,705 $1,811 $4,541 $5,599 $2,194 $2,329
Progressive $2,184 $2,059 $1,778 $1,848 $8,682 $9,682 $2,691 $2,737
State Farm $1,659 $1,659 $1,483 $1,483 $4,899 $6,168 $1,864 $2,127
USAA $957 $947 $788 $782 $3,355 $4,029 $1,368 $1,473

Buy Cheap Minot, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Minot can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Minot, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Minot, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $5,660 $8,199
Farmers $6,995 $7,174
GEICO $4,030 $5,048
Liberty Mutual $25,609 $28,548
Nationwide $4,541 $5,599
Progressive $8,682 $9,682
State Farm $4,899 $6,168
USAA $3,355 $4,029

Buy Cheap Minot, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Minot, North Dakota by comparing Minot senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Minot, ND here.

Annual Auto Insurance Rates for Senior Drivers in Minot, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,357 $2,357
Farmers $1,654 $1,728
GEICO $1,733 $1,753
Liberty Mutual $4,999 $6,060
Nationwide $1,705 $1,811
Progressive $1,778 $1,848
State Farm $1,483 $1,483
USAA $788 $782

Find Cheap Auto Insurance Rates in Minot, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Minot, North Dakota auto insurance. Compare Minot, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Minot, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $3,774 $3,857 $3,400
Farmers $3,113 $3,182 $3,298
GEICO $2,502 $2,546 $2,605
Liberty Mutual $11,181 $11,406 $11,788
Nationwide $2,682 $2,738 $2,835
Progressive $3,834 $3,949 $4,090
State Farm $2,590 $2,677 $2,737
USAA $1,664 $1,714 $1,760

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Find Cheap Minot, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Minot. Compare auto insurance rates in Minot, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Minot, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,632 $3,722
Farmers $3,198 $3,198
GEICO $2,521 $2,581
Liberty Mutual $11,459 $11,459
Nationwide $2,752 $2,752
Progressive $3,958 $3,958
State Farm $2,598 $2,738
USAA $1,695 $1,729

Find Cheap Minot, ND Auto Insurance Rates by ZIP Code

Auto insurance rates in Minot, North Dakota can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Minot, ND to see how much where you live in Minot affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Minot, North Dakota

ZIP Code Average Annual Rates
58701 $4,310
58703 $4,298

Find Cheap Minot, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Minot, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Minot, ND, take a look at the average cost for various violations versus rates for a clean driving record in Minot.

Annual Minot, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,688 $3,839 $5,105 $3,075
Farmers $2,686 $3,446 $3,403 $3,255
GEICO $1,487 $2,472 $3,852 $2,393
Liberty Mutual $10,156 $11,493 $12,447 $11,738
Nationwide $2,050 $2,802 $3,834 $2,320
Progressive $3,638 $4,539 $3,688 $3,966
State Farm $2,444 $2,891 $2,668 $2,668
USAA $1,217 $1,728 $2,403 $1,501

Find Cheap Minot, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Minot, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Minot for less when you shop around and compare rates from multiple Minot, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Minot, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $5,105
Farmers $3,403
GEICO $3,852
Liberty Mutual $12,447
Nationwide $3,834
Progressive $3,688
State Farm $2,668
USAA $2,403

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Winners by Category: Where to Buy Cheap Auto Insurance in Minot, ND

Compare rates from the cheapest auto insurance companies in Minot, ND for your needs. Take a look at how Minot, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Minot, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Minot, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Minot, ND auto insurance companies overall, you can compare them here. Find the best price for Minot, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Minot, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $3,677
Farmers $3,198
GEICO $2,551
Liberty Mutual $11,459
Nationwide $2,752
Progressive $3,958
State Farm $2,668
USAA $1,712

What affects Minot, North Dakota auto insurance rates?

Local factors affect auto insurance rates in Minot, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Minot auto insurance rates.

Commute Times in Minot

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Minot, ND is 18.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Minot, ND

You can buy cheap Minot, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Minot, North Dakota auto insurance quotes from top companies.

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