Buy Cheap Minooka, IL Auto Insurance (2021)

Minooka, IL auto insurance rates average $273 a month. Minimum auto insurance requirements in Minooka, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Minooka, IL, compare Minooka auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Minooka, IL for teens drivers are $6,371/year
  • Average auto insurance rates in Minooka, IL are $273/month
  • The most expensive auto insurance company in Minooka is Allstate

Finding affordable Minooka, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Minooka, IL auto insurance with confidence is right here. Auto insurance rates in Minooka are affected by local factors as well as personal ones like your driving record.

See how Minooka, IL car insurance rates compare to Rockford auto insurance rates, Cicero auto insurance rates, and Naperville auto insurance rates before you read more about the cost of auto insurance in Minooka.

Don’t buy Minooka, IL auto insurance until you’ve compared rates. Get free Minooka, Illinois auto insurance quotes when you enter your ZIP code above.

Minooka, IL Minimum Auto Insurance Requirements

The required auto insurance in Minooka, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Minooka, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Minooka, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Minooka, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Minooka, IL. Take a look at Minooka, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Minooka, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,013 $4,388
American Family $4,859 $3,317 $2,808
Farmers $5,310 $4,480 $4,261
GEICO $4,932 $2,400 $1,866
Liberty Mutual $3,286 $2,058 $1,633
Nationwide $3,134 $2,540 $2,224
Progressive $3,793 $3,224 $2,982
State Farm $3,339 $2,005 $1,558
Travelers $3,204 $2,601 $2,104
USAA $3,636 $2,494 $2,053

Buy Cheap Minooka, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Minooka, Illinois auto insurance rates? Find out how car insurance rates in Minooka, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minooka, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,037 $11,755 $4,156 $4,493
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,471 $2,467 $2,187 $2,319 $10,897 $11,359 $2,825 $2,945
GEICO $1,784 $1,834 $1,744 $1,950 $6,375 $6,643 $2,053 $2,142
Liberty Mutual $1,389 $1,495 $1,152 $1,285 $4,882 $5,424 $1,451 $1,527
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,922 $1,818 $1,583 $1,654 $7,011 $7,879 $2,297 $2,501
State Farm $1,417 $1,417 $1,280 $1,280 $4,220 $5,333 $1,605 $1,852
Travelers $1,618 $1,705 $1,499 $1,595 $4,922 $6,243 $1,710 $1,800
USAA $1,623 $1,650 $1,506 $1,480 $5,267 $5,815 $2,138 $2,345

Buy Cheap Minooka, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Minooka can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Minooka, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Minooka, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,037 $11,755
American Family $6,479 $8,948
Farmers $10,897 $11,359
GEICO $6,375 $6,643
Liberty Mutual $4,882 $5,424
Nationwide $4,616 $5,894
Progressive $7,011 $7,879
State Farm $4,220 $5,333
Travelers $4,922 $6,243
USAA $5,267 $5,815

Buy Cheap Minooka, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Minooka, Illinois by comparing Minooka senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Minooka, IL here.

Annual Auto Insurance Rates for Senior Drivers in Minooka, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,076 $2,076
Farmers $2,187 $2,319
GEICO $1,744 $1,950
Liberty Mutual $1,152 $1,285
Nationwide $1,503 $1,585
Progressive $1,583 $1,654
State Farm $1,280 $1,280
Travelers $1,499 $1,595
USAA $1,506 $1,480

Find Cheap Auto Insurance Rates in Minooka, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Minooka, Illinois auto insurance. Compare Minooka, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Minooka, Illinois

Insurance Company Low Medium High
Allstate $5,276 $5,445 $5,629
American Family $3,511 $3,796 $3,677
Farmers $4,448 $4,570 $5,033
GEICO $2,774 $3,054 $3,369
Liberty Mutual $2,196 $2,321 $2,461
Nationwide $2,596 $2,658 $2,643
Progressive $3,076 $3,328 $3,595
State Farm $2,162 $2,303 $2,436
Travelers $2,453 $2,633 $2,823
USAA $2,557 $2,725 $2,901

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Find Cheap Minooka, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Minooka. Compare auto insurance rates in Minooka, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Minooka, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,615 $3,708
Farmers $4,684 $4,684
GEICO $3,012 $3,120
Liberty Mutual $2,326 $2,326
Nationwide $2,632 $2,632
Progressive $3,333 $3,333
State Farm $2,242 $2,359
Travelers $2,532 $2,740
USAA $2,651 $2,804

Find Cheap Minooka, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Minooka, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Minooka, IL, take a look at the average cost for various violations versus rates for a clean driving record in Minooka.

Annual Minooka, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,172 $5,114
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,950 $5,106 $4,978 $4,700
GEICO $2,070 $3,243 $4,517 $2,432
Liberty Mutual $1,928 $2,760 $2,417 $2,198
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,747 $4,078 $3,039 $3,469
State Farm $2,091 $2,509 $2,300 $2,300
Travelers $2,089 $2,750 $3,081 $2,625
USAA $1,944 $2,795 $3,828 $2,344

Find Cheap Minooka, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Minooka, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Minooka for less when you shop around and compare rates from multiple Minooka, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Minooka, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,172
American Family $5,078
Farmers $4,978
GEICO $4,517
Liberty Mutual $2,417
Nationwide $3,213
Progressive $3,039
State Farm $2,300
Travelers $3,081
USAA $3,828

Winners by Category: Where to Buy Cheap Auto Insurance in Minooka, IL

Compare rates from the cheapest auto insurance companies in Minooka, IL for your needs. Take a look at how Minooka, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Minooka, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Minooka, Illinois Auto Insurance Companies

If you’re looking for the cheapest Minooka, IL auto insurance companies overall, you can compare them here. Find the best price for Minooka, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Minooka, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,662
Farmers $4,684
GEICO $3,066
Liberty Mutual $2,326
Nationwide $2,632
Progressive $3,333
State Farm $2,300
Travelers $2,636
USAA $2,728

What affects Minooka, Illinois auto insurance rates?

Local factors affect auto insurance rates in Minooka, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Minooka auto insurance rates.

Commute Times in Minooka

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Minooka, IL is 32.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Minooka, IL

You can buy cheap Minooka, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Minooka, Illinois auto insurance quotes from top companies.

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