Best MINI Clubman Insurance Rates [Coverage Guide]

Average MINI Clubman auto insurance rates cost $115 per month ($1,382 per year). You can find cheap MINI Clubman insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $812 a year.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,382 a year or $115 each month
  • A liability-only policy costs around $554 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,051 a year or $421 each month
  • Good drivers can save as much as $570 a year by earning policy discounts
  • MINI Clubman insurance costs around $137 less per year than the average vehicle

MINI Clubman insurance rates average $1,382 a year or $115 a month for full coverage.

Good drivers can save up to $570 in policy discounts by practicing safe driving habits. Let’s take a closer look at MINI Clubman insurance rates, safety features, and more.

You can start comparing quotes for MINI Clubman car insurance rates from some of the best car insurance companies by using our free online tool now.

MINI Clubman Insurance Cost

The average MINI Clubman car insurance rates are $1,382 a year or $115 a month.

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Are MINI Clubmans Expensive to Insure?

The chart below details how MINI Clubman insurance rates compare to other crossovers like the Lincoln MKC, Infiniti QX30, and Cadillac XT4.

Vehicle Comprehensive Collision Liability Total
MINI Clubman $320 $506 $398 $1,382
Lincoln MKC $306 $596 $398 $1,458
Infiniti QX30 $344 $686 $398 $1,586
Cadillac XT4 $362 $656 $316 $1,470
Chevrolet Trax $280 $470 $372 $1,280
Nissan Rogue $268 $512 $440 $1,400
Honda CR-V $280 $408 $316 $1,140
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However, there are a few things you can do to find the cheapest MINI insurance rates online.

What Impacts the Cost of MINI Clubman Insurance?

The MINI Clubman trim and model you choose can impact the total price you will pay for MINI Clubman insurance coverage.

Age of the Vehicle

Older MINI Clubman models generally cost less to insure. For example, car insurance for a 2018 MINI Clubman costs $1,382, while 2017 MINI Clubman insurance costs are $1,376, a difference of $6.

Model Year Comprehensive Collision Liability Total
2018 MINI Clubman $320 $506 $398 $1,382
2017 MINI Clubman $308 $494 $416 $1,376
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Driver Age

Driver age can have a significant impact on MINI Clubman auto insurance rates. For example, 20-year-old drivers pay approximately $1,690 more each year for their MINI Clubman auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on MINI Clubman insurance rates. For example, drivers in New York may pay $843 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of MINI Clubman auto insurance. Teens and drivers in their 20’s see the highest jump in their MINI Clubman car insurance with violations on their driving record.

MINI Clubman Crash Test Ratings

Not only do good MINI Clubman crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper MINI Clubman auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
MINI Clubman N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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MINI Clubman Safety Features

The MINI Clubman safety features can help lower insurance costs. According to AutoBlog, the 2020 MINI Clubman has the following safety features:

  • Adaptive cruise control
  • Head-up display
  • Dynamic stability control
  • Ultra rigid body

MINI Clubman Finance and Insurance Cost

If you are financing a MINI Clubman, most lenders will require your carry higher MINI Clubman coverage options including comprehensive coverage, so be sure to shop around and compare MINI Clubman car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on MINI Clubman Insurance

Save more on your MINI Clubman car insurance rates. Take a look at the following five strategies that will get you the best MINI Clubman auto insurance rates possible.

  • Ask for a MINI Clubman Discount If You Have College Degree or Higher
  • Move to an Area with Better Weather
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Choose Automatic Payments or EFT for Your MINI Clubman Insurance Policy
  • Ask About Discounts for People with Disabilities

Top MINI Clubman Insurance Companies

The best auto insurance companies for MINI Clubman car insurance rates will offer competitive rates, discounts, and account for the MINI Clubman’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free MINI Clubman Insurance Quotes Online

You can start comparing quotes for MINI Clubman car insurance rates from some of the best car insurance companies by using our free online tool now.

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