Buy Cheap Mingo, IA Auto Insurance (2021)

Mingo, IA auto insurance rates average $240 a month. Minimum auto insurance requirements in Mingo, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mingo, IA, compare Mingo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mingo, IA are $240/month
  • Average auto insurance rates in Mingo, IA after a DUI are $3,469/year
  • The most expensive auto insurance company in Mingo after a DUI is Travelers

Finding affordable Mingo, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mingo, IA auto insurance with confidence is right here. Auto insurance rates in Mingo are affected by local factors as well as personal ones like your driving record.

See how Mingo, IA car insurance rates compare to Ankeny auto insurance rates, Sioux City auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Mingo.

Don’t buy Mingo, IA auto insurance until you’ve compared rates. Get free Mingo, Iowa auto insurance quotes when you enter your ZIP code above.

Mingo, IA Minimum Auto Insurance Requirements

The required auto insurance in Mingo, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mingo, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mingo, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mingo, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mingo, IA. Take a look at Mingo, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mingo, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,829 $2,814 $2,367
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,663 $2,162 $1,962
State Farm $3,113 $1,926 $1,519
Travelers $5,908 $5,062 $4,828
USAA $2,472 $1,705 $1,479

Buy Cheap Mingo, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mingo, Iowa auto insurance rates? Find out how car insurance rates in Mingo, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mingo, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,572 $1,506 $1,296 $1,347 $3,969 $4,476 $1,889 $2,046
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,316 $2,358 $2,281 $2,280 $10,671 $16,982 $2,424 $2,816
USAA $1,248 $1,257 $1,149 $1,164 $3,460 $3,659 $1,495 $1,648

Buy Cheap Mingo, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mingo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mingo, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mingo, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,179 $7,255
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $3,969 $4,476
State Farm $3,825 $4,856
Travelers $10,671 $16,982
USAA $3,460 $3,659

Buy Cheap Mingo, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mingo, Iowa by comparing Mingo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mingo, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mingo, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,731 $1,731
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,296 $1,347
State Farm $1,254 $1,254
Travelers $2,281 $2,280
USAA $1,149 $1,164

Find Cheap Auto Insurance Rates in Mingo, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mingo, Iowa auto insurance. Compare Mingo, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mingo, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $3,013 $3,171 $2,826
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,125 $2,270 $2,392
State Farm $2,083 $2,198 $2,277
Travelers $4,946 $5,346 $5,506
USAA $1,785 $1,892 $1,979

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Find Cheap Mingo, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mingo. Compare auto insurance rates in Mingo, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mingo, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,968 $3,039
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,263 $2,263
State Farm $2,133 $2,239
Travelers $5,266 $5,266
USAA $1,816 $1,954

Find Cheap Mingo, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mingo, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mingo, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mingo.

Annual Mingo, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,816 $2,991 $1,972 $2,272
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,816 $5,128 $6,876 $5,244
USAA $1,435 $1,937 $2,518 $1,650

Find Cheap Mingo, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mingo, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mingo for less when you shop around and compare rates from multiple Mingo, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mingo, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $4,121
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $1,972
State Farm $2,186
Travelers $6,876
USAA $2,518

Winners by Category: Where to Buy Cheap Auto Insurance in Mingo, IA

Compare rates from the cheapest auto insurance companies in Mingo, IA for your needs. Take a look at how Mingo, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mingo, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Mingo, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mingo, IA auto insurance companies overall, you can compare them here. Find the best price for Mingo, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mingo, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $3,003
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,263
State Farm $2,186
Travelers $5,266
USAA $1,885

What affects Mingo, Iowa auto insurance rates?

Local factors affect auto insurance rates in Mingo, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mingo auto insurance rates.

Commute Times in Mingo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mingo, IA is 28.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Mingo, IA

You can buy cheap Mingo, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mingo, Iowa auto insurance quotes from top companies.

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