Buy Cheap Mineola, TX Auto Insurance (2021)

Mineola, TX auto insurance rates average $303 a month. Minimum auto insurance requirements in Mineola, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Mineola, TX, compare Mineola auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mineola, TX after a DUI are $4,157/year
  • Average auto insurance rates in Mineola, TX for teens drivers are $6,523/year
  • The most expensive auto insurance company in Mineola is Allstate

Finding affordable Mineola, Texas auto insurance can be challenging, but everything you need to know to buy cheap Mineola, TX auto insurance with confidence is right here. Auto insurance rates in Mineola are affected by local factors as well as personal ones like your driving record.

See how Mineola, TX car insurance rates compare to Fort Worth auto insurance rates, Arlington auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Mineola.

Don’t buy Mineola, TX auto insurance until you’ve compared rates. Get free Mineola, Texas auto insurance quotes when you enter your ZIP code above.

Mineola, TX Minimum Auto Insurance Requirements

The required auto insurance in Mineola, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Mineola, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Mineola, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mineola, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mineola, TX. Take a look at Mineola, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mineola, Texas

Insurance Company Poor Fair Good
Allstate $6,239 $4,590 $3,933
American Family $5,332 $3,404 $2,983
GEICO $4,608 $2,617 $1,752
Nationwide $4,165 $3,345 $2,908
Progressive $4,963 $4,285 $3,968
State Farm $4,382 $2,728 $2,173
USAA $3,870 $2,254 $1,818

Buy Cheap Mineola, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mineola, Texas auto insurance rates? Find out how car insurance rates in Mineola, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mineola, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,161 $3,187 $3,118 $3,118 $8,503 $10,267 $3,922 $4,088
American Family $2,326 $2,594 $2,204 $2,526 $6,271 $8,162 $3,355 $3,815
GEICO $2,228 $2,408 $2,168 $2,466 $4,862 $5,019 $2,403 $2,382
Nationwide $2,189 $2,228 $1,936 $2,050 $6,146 $7,892 $2,565 $2,775
Progressive $2,347 $2,236 $2,088 $2,126 $9,818 $10,989 $2,790 $2,848
State Farm $2,135 $2,135 $1,907 $1,907 $5,238 $6,700 $2,330 $2,403
USAA $1,674 $1,674 $1,606 $1,583 $4,821 $5,221 $2,229 $2,369

Buy Cheap Mineola, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mineola can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mineola, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mineola, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,503 $10,267
American Family $6,271 $8,162
GEICO $4,862 $5,019
Nationwide $6,146 $7,892
Progressive $9,818 $10,989
State Farm $5,238 $6,700
USAA $4,821 $5,221

Buy Cheap Mineola, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Mineola, Texas by comparing Mineola senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mineola, TX here.

Annual Auto Insurance Rates for Senior Drivers in Mineola, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,118 $3,118
American Family $2,204 $2,526
GEICO $2,168 $2,466
Nationwide $1,936 $2,050
Progressive $2,088 $2,126
State Farm $1,907 $1,907
USAA $1,606 $1,583

Find Cheap Auto Insurance Rates in Mineola, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mineola, Texas auto insurance. Compare Mineola, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mineola, Texas

Insurance Company Low Medium High
Allstate $4,827 $4,886 $5,049
American Family $3,605 $3,748 $4,366
GEICO $2,821 $2,952 $3,203
Nationwide $3,748 $3,324 $3,347
Progressive $4,210 $4,387 $4,619
State Farm $2,936 $3,086 $3,261
USAA $2,548 $2,635 $2,758

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Find Cheap Mineola, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mineola. Compare auto insurance rates in Mineola, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mineola, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,803 $5,038
American Family $3,906 $3,906
GEICO $2,938 $3,046
Nationwide $3,473 $3,473
Progressive $4,405 $4,405
State Farm $3,094 $3,094
USAA $2,614 $2,681

Find Cheap Mineola, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Mineola, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mineola, TX, take a look at the average cost for various violations versus rates for a clean driving record in Mineola.

Annual Mineola, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,801 $5,899 $6,180 $3,801
American Family $3,568 $4,516 $3,974 $3,568
GEICO $2,542 $3,359 $2,799 $3,268
Nationwide $3,014 $3,014 $4,459 $3,403
Progressive $3,842 $4,965 $4,490 $4,323
State Farm $2,738 $3,156 $3,746 $2,738
USAA $1,964 $2,919 $3,451 $2,255

Find Cheap Mineola, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mineola, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Mineola for less when you shop around and compare rates from multiple Mineola, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mineola, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,180
American Family $3,974
GEICO $2,799
Nationwide $4,459
Progressive $4,490
State Farm $3,746
USAA $3,451

Winners by Category: Where to Buy Cheap Auto Insurance in Mineola, TX

Compare rates from the cheapest auto insurance companies in Mineola, TX for your needs. Take a look at how Mineola, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mineola, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Mineola, Texas Auto Insurance Companies

If you’re looking for the cheapest Mineola, TX auto insurance companies overall, you can compare them here. Find the best price for Mineola, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Mineola, Texas

Insurance Company Average Annual Rates
Allstate $4,921
American Family $3,906
GEICO $2,992
Nationwide $3,473
Progressive $4,405
State Farm $3,094
USAA $2,647

What affects Mineola, Texas auto insurance rates?

Local factors affect auto insurance rates in Mineola, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Mineola auto insurance rates.

Auto Theft in Mineola

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Mineola, TX auto theft show a total of 4 vehicle thefts annually.

Commute Times in Mineola

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mineola, TX is 26.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Mineola, TX

You can buy cheap Mineola, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mineola, Texas auto insurance quotes from top companies.

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