Buy Cheap Minden, IA Auto Insurance (2021)

Minden, IA auto insurance rates average $261 a month. Minimum auto insurance requirements in Minden, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Minden, IA, compare Minden auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Minden, IA after a DUI are $3,778/year
  • Average auto insurance rates in Minden, IA for teens drivers are $5,879/year
  • The most expensive auto insurance company in Minden after a DUI is Travelers

Finding affordable Minden, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Minden, IA auto insurance with confidence is right here. Auto insurance rates in Minden are affected by local factors as well as personal ones like your driving record.

See how Minden, IA car insurance rates compare to Council Bluffs auto insurance rates, Cedar Rapids auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Minden.

Don’t buy Minden, IA auto insurance until you’ve compared rates. Get free Minden, Iowa auto insurance quotes when you enter your ZIP code above.

Minden, IA Minimum Auto Insurance Requirements

The required auto insurance in Minden, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Minden, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Minden, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Minden, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Minden, IA. Take a look at Minden, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Minden, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $4,081 $2,998 $2,517
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,082 $3,745 $2,953
Nationwide $3,566 $2,770 $2,434
Progressive $3,358 $2,688 $2,424
State Farm $3,361 $2,079 $1,639
Travelers $6,389 $5,451 $5,193
USAA $2,689 $1,840 $1,592

Buy Cheap Minden, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Minden, Iowa auto insurance rates? Find out how car insurance rates in Minden, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minden, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,084 $2,266 $1,826 $2,219 $9,746 $10,975 $2,361 $2,606
Nationwide $2,055 $2,119 $1,823 $1,960 $4,591 $6,000 $2,311 $2,528
Progressive $2,038 $1,979 $1,680 $1,736 $4,712 $5,335 $2,456 $2,649
State Farm $1,555 $1,555 $1,358 $1,358 $4,104 $5,218 $1,746 $1,983
Travelers $2,564 $2,618 $2,487 $2,495 $11,337 $18,095 $2,665 $3,157
USAA $1,371 $1,392 $1,251 $1,285 $3,649 $3,891 $1,653 $1,832

Buy Cheap Minden, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Minden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Minden, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Minden, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,488 $7,718
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,746 $10,975
Nationwide $4,591 $6,000
Progressive $4,712 $5,335
State Farm $4,104 $5,218
Travelers $11,337 $18,095
USAA $3,649 $3,891

Buy Cheap Minden, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Minden, Iowa by comparing Minden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Minden, IA here.

Annual Auto Insurance Rates for Senior Drivers in Minden, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,846 $1,846
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,826 $2,219
Nationwide $1,823 $1,960
Progressive $1,680 $1,736
State Farm $1,358 $1,358
Travelers $2,487 $2,495
USAA $1,251 $1,285

Find Cheap Auto Insurance Rates in Minden, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Minden, Iowa auto insurance. Compare Minden, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Minden, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,218 $3,376 $3,001
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,091 $4,253 $4,437
Nationwide $3,055 $2,905 $2,810
Progressive $2,674 $2,831 $2,965
State Farm $2,252 $2,372 $2,454
Travelers $5,333 $5,764 $5,935
USAA $1,940 $2,047 $2,134

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Find Cheap Minden, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Minden. Compare auto insurance rates in Minden, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Minden, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,161 $3,236
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,260 $4,260
Nationwide $2,923 $2,923
Progressive $2,823 $2,823
State Farm $2,303 $2,416
Travelers $5,677 $5,677
USAA $1,966 $2,115

Find Cheap Minden, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Minden, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Minden, IA, take a look at the average cost for various violations versus rates for a clean driving record in Minden.

Annual Minden, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,684 $4,544 $4,648 $4,165
Nationwide $2,091 $3,042 $4,183 $2,378
Progressive $2,277 $3,694 $2,467 $2,854
State Farm $2,191 $2,528 $2,360 $2,360
Travelers $4,141 $5,514 $7,385 $5,669
USAA $1,560 $2,091 $2,721 $1,791

Find Cheap Minden, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Minden, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Minden for less when you shop around and compare rates from multiple Minden, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Minden, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,794
American Family $4,393
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,648
Nationwide $4,183
Progressive $2,467
State Farm $2,360
Travelers $7,385
USAA $2,721

Winners by Category: Where to Buy Cheap Auto Insurance in Minden, IA

Compare rates from the cheapest auto insurance companies in Minden, IA for your needs. Take a look at how Minden, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Minden, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Minden, Iowa Auto Insurance Companies

If you’re looking for the cheapest Minden, IA auto insurance companies overall, you can compare them here. Find the best price for Minden, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Minden, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,199
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,260
Nationwide $2,923
Progressive $2,823
State Farm $2,360
Travelers $5,677
USAA $2,040

What affects Minden, Iowa auto insurance rates?

Local factors affect auto insurance rates in Minden, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Minden auto insurance rates.

Commute Times in Minden

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Minden, IA is 31.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Minden, IA

You can buy cheap Minden, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Minden, Iowa auto insurance quotes from top companies.

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