Buy Cheap Milton, IA Auto Insurance (2021)

Milton, IA auto insurance rates average $253 a month. Minimum auto insurance requirements in Milton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Milton, IA, compare Milton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Milton after a DUI is Travelers
  • Average auto insurance rates in Milton, IA after a DUI are $3,647/year
  • Average auto insurance rates in Milton, IA for teens drivers are $5,691/year

Finding affordable Milton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Milton, IA auto insurance with confidence is right here. Auto insurance rates in Milton are affected by local factors as well as personal ones like your driving record.

See how Milton, IA car insurance rates compare to Sioux City auto insurance rates, Iowa City auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Milton.

Don’t buy Milton, IA auto insurance until you’ve compared rates. Get free Milton, Iowa auto insurance quotes when you enter your ZIP code above.

Milton, IA Minimum Auto Insurance Requirements

The required auto insurance in Milton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Milton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Milton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Milton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Milton, IA. Take a look at Milton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Milton, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,947 $2,900 $2,434
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,217 $2,506 $2,198
Progressive $3,225 $2,579 $2,325
State Farm $3,370 $2,084 $1,643
Travelers $6,454 $5,500 $5,237
USAA $2,399 $1,648 $1,427

Buy Cheap Milton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Milton, Iowa auto insurance rates? Find out how car insurance rates in Milton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $2,002 $2,002 $1,788 $1,788 $5,297 $7,457 $2,002 $2,414
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,849 $1,904 $1,643 $1,762 $4,176 $5,431 $2,084 $2,273
Progressive $1,959 $1,903 $1,615 $1,669 $4,514 $5,109 $2,361 $2,546
State Farm $1,595 $1,595 $1,381 $1,381 $4,028 $5,143 $1,786 $2,019
Travelers $2,612 $2,668 $2,523 $2,533 $11,393 $18,178 $2,710 $3,227
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Buy Cheap Milton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Milton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Milton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Milton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,297 $7,457
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,176 $5,431
Progressive $4,514 $5,109
State Farm $4,028 $5,143
Travelers $11,393 $18,178
USAA $3,285 $3,490

Buy Cheap Milton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Milton, Iowa by comparing Milton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Milton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Milton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,788 $1,788
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,643 $1,762
Progressive $1,615 $1,669
State Farm $1,381 $1,381
Travelers $2,523 $2,533
USAA $1,123 $1,146

Find Cheap Auto Insurance Rates in Milton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Milton, Iowa auto insurance. Compare Milton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milton, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $3,115 $3,265 $2,900
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,769 $2,621 $2,531
Progressive $2,573 $2,718 $2,838
State Farm $2,270 $2,377 $2,451
Travelers $5,388 $5,818 $5,986
USAA $1,732 $1,830 $1,911

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Find Cheap Milton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Milton. Compare auto insurance rates in Milton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Milton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $3,057 $3,130
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,640 $2,640
Progressive $2,709 $2,709
State Farm $2,309 $2,422
Travelers $5,731 $5,731
USAA $1,758 $1,891

Find Cheap Milton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Milton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Milton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Milton.

Annual Milton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,233 $3,268 $4,246 $2,627
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,900 $2,746 $3,759 $2,155
Progressive $2,186 $3,543 $2,368 $2,740
State Farm $2,209 $2,522 $2,366 $2,366
Travelers $4,188 $5,562 $7,445 $5,728
USAA $1,395 $1,870 $2,432 $1,602

Find Cheap Milton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Milton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Milton for less when you shop around and compare rates from multiple Milton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Milton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,260
American Family $4,246
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,759
Progressive $2,368
State Farm $2,366
Travelers $7,445
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Milton, IA

Compare rates from the cheapest auto insurance companies in Milton, IA for your needs. Take a look at how Milton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Milton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Milton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Milton, IA auto insurance companies overall, you can compare them here. Find the best price for Milton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Milton, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $3,093
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,640
Progressive $2,709
State Farm $2,366
Travelers $5,731
USAA $1,825

What affects Milton, Iowa auto insurance rates?

Local factors affect auto insurance rates in Milton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Milton auto insurance rates.

Commute Times in Milton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Milton, IA is 28.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Milton, IA

You can buy cheap Milton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Milton, Iowa auto insurance quotes from top companies.

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