Buy Cheap Mill Spring, MO Auto Insurance (2022)

Mill Spring, MO auto insurance rates average $286 a month. Minimum auto insurance requirements in Mill Spring, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Mill Spring, MO, compare Mill Spring auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mill Spring, MO for teens drivers are $6,757/year
  • The most expensive auto insurance company in Mill Spring is Farmers
  • The most expensive auto insurance company in Mill Spring after a DUI is Liberty Mutual

Finding affordable Mill Spring, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Mill Spring, MO auto insurance with confidence is right here. Auto insurance rates in Mill Spring are affected by local factors as well as personal ones like your driving record.

See how Mill Spring, MO car insurance rates compare to St. Joseph auto insurance rates, Blue Springs auto insurance rates, and St. Louis auto insurance rates before you read more about the cost of auto insurance in Mill Spring.

Don’t buy Mill Spring, MO auto insurance until you’ve compared rates. Get free Mill Spring, Missouri auto insurance quotes when you enter your ZIP code above.

Mill Spring, MO Minimum Auto Insurance Requirements

The required auto insurance in Mill Spring, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Mill Spring, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Mill Spring, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mill Spring, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mill Spring, MO. Take a look at Mill Spring, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mill Spring, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,518 $3,172 $2,670
Farmers $5,342 $4,452 $4,235
GEICO $4,019 $2,618 $2,094
Liberty Mutual $6,655 $4,054 $3,185
Nationwide $2,630 $2,173 $1,889
Progressive $4,414 $3,652 $3,373
State Farm $3,805 $2,513 $2,079
USAA $4,216 $1,958 $1,402

Buy Cheap Mill Spring, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mill Spring, Missouri auto insurance rates? Find out how car insurance rates in Mill Spring, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mill Spring, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,263 $2,263 $2,013 $2,013 $6,147 $8,009 $2,263 $2,651
Farmers $2,567 $2,564 $2,292 $2,422 $10,577 $10,972 $2,935 $3,082
GEICO $1,921 $2,153 $1,494 $1,908 $5,946 $6,303 $1,771 $1,788
Liberty Mutual $2,763 $2,994 $2,276 $2,549 $9,695 $10,760 $2,910 $3,106
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,331 $2,172 $1,905 $1,960 $7,675 $8,645 $2,854 $2,959
State Farm $1,781 $1,781 $1,586 $1,586 $5,031 $6,350 $2,000 $2,279
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

Buy Cheap Mill Spring, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mill Spring can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mill Spring, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mill Spring, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $6,147 $8,009
Farmers $10,577 $10,972
GEICO $5,946 $6,303
Liberty Mutual $9,695 $10,760
Nationwide $3,784 $4,845
Progressive $7,675 $8,645
State Farm $5,031 $6,350
USAA $4,587 $5,609

Buy Cheap Mill Spring, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Mill Spring, Missouri by comparing Mill Spring senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mill Spring, MO here.

Annual Auto Insurance Rates for Senior Drivers in Mill Spring, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $2,013 $2,013
Farmers $2,292 $2,422
GEICO $1,494 $1,908
Liberty Mutual $2,276 $2,549
Nationwide $1,320 $1,398
Progressive $1,905 $1,960
State Farm $1,586 $1,586
USAA $1,391 $1,422

Find Cheap Auto Insurance Rates in Mill Spring, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mill Spring, Missouri auto insurance. Compare Mill Spring, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mill Spring, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,351 $3,562 $3,446
Farmers $4,386 $4,631 $5,013
GEICO $2,723 $2,930 $3,078
Liberty Mutual $4,371 $4,651 $4,872
Nationwide $2,095 $2,253 $2,344
Progressive $3,464 $3,818 $4,156
State Farm $2,633 $2,807 $2,957
USAA $2,420 $2,517 $2,640

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Find Cheap Mill Spring, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mill Spring. Compare auto insurance rates in Mill Spring, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mill Spring, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,418 $3,487
Farmers $4,676 $4,676
GEICO $2,853 $2,968
Liberty Mutual $4,631 $4,631
Nationwide $2,230 $2,230
Progressive $3,813 $3,813
State Farm $2,731 $2,867
USAA $2,433 $2,618

Find Cheap Mill Spring, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Mill Spring, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mill Spring, MO, take a look at the average cost for various violations versus rates for a clean driving record in Mill Spring.

Annual Mill Spring, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,607 $3,717 $4,524 $2,964
Farmers $4,051 $5,025 $4,915 $4,714
GEICO $2,281 $2,937 $3,953 $2,470
Liberty Mutual $3,354 $4,832 $4,978 $5,361
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,285 $4,439 $3,654 $3,873
State Farm $2,580 $3,018 $2,799 $2,799
USAA $2,036 $2,458 $3,392 $2,217

Find Cheap Mill Spring, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mill Spring, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Mill Spring for less when you shop around and compare rates from multiple Mill Spring, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mill Spring, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,637
American Family $4,524
Farmers $4,915
GEICO $3,953
Liberty Mutual $4,978
Nationwide $3,005
Progressive $3,654
State Farm $2,799
USAA $3,392

Winners by Category: Where to Buy Cheap Auto Insurance in Mill Spring, MO

Compare rates from the cheapest auto insurance companies in Mill Spring, MO for your needs. Take a look at how Mill Spring, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mill Spring, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Mill Spring, Missouri Auto Insurance Companies

If you’re looking for the cheapest Mill Spring, MO auto insurance companies overall, you can compare them here. Find the best price for Mill Spring, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Mill Spring, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,453
Farmers $4,676
GEICO $2,910
Liberty Mutual $4,631
Nationwide $2,231
Progressive $3,813
State Farm $2,799
USAA $2,526

What affects Mill Spring, Missouri auto insurance rates?

Local factors affect auto insurance rates in Mill Spring, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Mill Spring auto insurance rates.

Commute Times in Mill Spring

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mill Spring, MO is 25.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Mill Spring, MO

You can buy cheap Mill Spring, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mill Spring, Missouri auto insurance quotes from top companies.

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