Buy Cheap Milford, TX Auto Insurance (2021)

Milford, TX auto insurance rates average $313 a month. Minimum auto insurance requirements in Milford, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Milford, TX, compare Milford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Milford, TX are $313/month
  • The most expensive auto insurance company in Milford is Allstate
  • Average auto insurance rates in Milford, TX for teens drivers are $6,739/year

Finding affordable Milford, Texas auto insurance can be challenging, but everything you need to know to buy cheap Milford, TX auto insurance with confidence is right here. Auto insurance rates in Milford are affected by local factors as well as personal ones like your driving record.

See how Milford, TX car insurance rates compare to Dallas auto insurance rates, Arlington auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Milford.

Don’t buy Milford, TX auto insurance until you’ve compared rates. Get free Milford, Texas auto insurance quotes when you enter your ZIP code above.

Milford, TX Minimum Auto Insurance Requirements

The required auto insurance in Milford, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Milford, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Milford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Milford, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Milford, TX. Take a look at Milford, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Milford, Texas

Insurance Company Poor Fair Good
Allstate $6,444 $4,711 $4,030
American Family $5,490 $3,439 $3,020
GEICO $5,265 $2,977 $1,982
Nationwide $4,686 $3,760 $3,266
Progressive $5,457 $4,726 $4,382
State Farm $4,130 $2,571 $2,049
USAA $3,224 $1,855 $1,491

Buy Cheap Milford, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Milford, Texas auto insurance rates? Find out how car insurance rates in Milford, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,290 $3,319 $3,251 $3,251 $8,653 $10,439 $4,063 $4,230
American Family $2,444 $2,710 $2,263 $2,582 $6,262 $8,198 $3,465 $3,942
GEICO $2,538 $2,734 $2,448 $2,765 $5,543 $5,758 $2,742 $2,738
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,574 $2,421 $2,292 $2,336 $10,949 $12,183 $3,031 $3,053
State Farm $2,022 $2,022 $1,804 $1,804 $4,921 $6,285 $2,204 $2,271
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Buy Cheap Milford, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Milford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Milford, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Milford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,653 $10,439
American Family $6,262 $8,198
GEICO $5,543 $5,758
Nationwide $6,954 $8,943
Progressive $10,949 $12,183
State Farm $4,921 $6,285
USAA $3,887 $4,247

Buy Cheap Milford, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Milford, Texas by comparing Milford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Milford, TX here.

Annual Auto Insurance Rates for Senior Drivers in Milford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,251 $3,251
American Family $2,263 $2,582
GEICO $2,448 $2,765
Nationwide $2,152 $2,282
Progressive $2,292 $2,336
State Farm $1,804 $1,804
USAA $1,339 $1,334

Find Cheap Auto Insurance Rates in Milford, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Milford, Texas auto insurance. Compare Milford, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milford, Texas

Insurance Company Low Medium High
Allstate $4,931 $5,013 $5,241
American Family $3,692 $3,836 $4,422
GEICO $3,235 $3,370 $3,620
Nationwide $4,222 $3,736 $3,754
Progressive $4,603 $4,826 $5,135
State Farm $2,761 $2,907 $3,082
USAA $2,122 $2,182 $2,265

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Find Cheap Milford, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Milford. Compare auto insurance rates in Milford, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Milford, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,941 $5,182
American Family $3,983 $3,983
GEICO $3,346 $3,470
Nationwide $3,904 $3,904
Progressive $4,855 $4,855
State Farm $2,917 $2,917
USAA $2,162 $2,217

Find Cheap Milford, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Milford, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Milford, TX, take a look at the average cost for various violations versus rates for a clean driving record in Milford.

Annual Milford, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,934 $6,064 $6,316 $3,934
American Family $3,654 $4,582 $4,044 $3,654
GEICO $2,891 $3,822 $3,195 $3,724
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $4,229 $5,492 $4,940 $4,758
State Farm $2,584 $2,974 $3,526 $2,584
USAA $1,639 $2,406 $2,835 $1,880

Find Cheap Milford, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Milford, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Milford for less when you shop around and compare rates from multiple Milford, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Milford, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,316
American Family $4,044
GEICO $3,195
Nationwide $5,028
Progressive $4,940
State Farm $3,526
USAA $2,835

Winners by Category: Where to Buy Cheap Auto Insurance in Milford, TX

Compare rates from the cheapest auto insurance companies in Milford, TX for your needs. Take a look at how Milford, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Milford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Milford, Texas Auto Insurance Companies

If you’re looking for the cheapest Milford, TX auto insurance companies overall, you can compare them here. Find the best price for Milford, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Milford, Texas

Insurance Company Average Annual Rates
Allstate $5,062
American Family $3,983
GEICO $3,408
Nationwide $3,904
Progressive $4,855
State Farm $2,917
USAA $2,190

What affects Milford, Texas auto insurance rates?

Local factors affect auto insurance rates in Milford, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Milford auto insurance rates.

Commute Times in Milford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Milford, TX is 26.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Milford, TX

You can buy cheap Milford, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Milford, Texas auto insurance quotes from top companies.

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