Buy Cheap Milford, IN Auto Insurance (2021)

Milford, IN auto insurance rates average $264 a month. Minimum auto insurance requirements in Milford, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Milford, IN, compare Milford auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Milford, IN are $264/month
  • Average auto insurance rates in Milford, IN for teens drivers are $6,199/year
  • The most expensive auto insurance company in Milford is Liberty Mutual

Finding affordable Milford, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Milford, IN auto insurance with confidence is right here. Auto insurance rates in Milford are affected by local factors as well as personal ones like your driving record.

See how Milford, IN car insurance rates compare to South Bend auto insurance rates, Carmel auto insurance rates, and Gary auto insurance rates before you read more about the cost of auto insurance in Milford.

Don’t buy Milford, IN auto insurance until you’ve compared rates. Get free Milford, Indiana auto insurance quotes when you enter your ZIP code above.

Milford, IN Minimum Auto Insurance Requirements

The required auto insurance in Milford, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Milford, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Milford, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Milford, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Milford, IN. Take a look at Milford, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Milford, Indiana

Insurance Company Poor Fair Good
Allstate $5,129 $3,808 $3,455
American Family $4,594 $2,986 $2,501
Farmers $4,133 $3,370 $3,122
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,725 $2,305 $2,158
Progressive $3,971 $3,516 $3,315
State Farm $2,979 $1,778 $1,379
Travelers $3,758 $3,184 $3,182
USAA $2,125 $1,398 $1,196

Buy Cheap Milford, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Milford, Indiana auto insurance rates? Find out how car insurance rates in Milford, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milford, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,571 $2,639 $2,248 $2,458 $7,820 $9,823 $2,627 $2,862
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,595 $1,574 $1,362 $1,533 $8,656 $9,222 $2,110 $2,281
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,538 $1,453 $1,395 $1,405 $9,009 $10,121 $1,923 $1,959
State Farm $1,262 $1,262 $1,122 $1,122 $3,789 $4,856 $1,395 $1,553
Travelers $1,220 $1,242 $1,143 $1,143 $7,541 $11,920 $1,291 $1,495
USAA $1,012 $1,000 $936 $950 $2,751 $3,091 $1,371 $1,476

Buy Cheap Milford, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Milford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Milford, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Milford, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,820 $9,823
American Family $5,778 $8,378
Farmers $8,656 $9,222
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,271 $5,546
Progressive $9,009 $10,121
State Farm $3,789 $4,856
Travelers $7,541 $11,920
USAA $2,751 $3,091

Buy Cheap Milford, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Milford, Indiana by comparing Milford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Milford, IN here.

Annual Auto Insurance Rates for Senior Drivers in Milford, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,458
American Family $1,897 $1,897
Farmers $1,362 $1,533
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,307 $1,395
Progressive $1,395 $1,405
State Farm $1,122 $1,122
Travelers $1,143 $1,143
USAA $936 $950

Find Cheap Auto Insurance Rates in Milford, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Milford, Indiana auto insurance. Compare Milford, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milford, Indiana

Insurance Company Low Medium High
Allstate $3,955 $4,117 $4,321
American Family $3,333 $3,473 $3,277
Farmers $3,414 $3,534 $3,677
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,433 $2,377 $2,378
Progressive $3,405 $3,545 $3,851
State Farm $1,952 $2,044 $2,140
Travelers $3,309 $3,406 $3,409
USAA $1,520 $1,569 $1,630

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Find Cheap Milford, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Milford. Compare auto insurance rates in Milford, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Milford, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,131 $4,131
American Family $3,320 $3,401
Farmers $3,542 $3,542
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,396 $2,396
Progressive $3,601 $3,601
State Farm $1,987 $2,103
Travelers $3,374 $3,374
USAA $1,552 $1,594

Find Cheap Milford, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Milford, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Milford, IN, take a look at the average cost for various violations versus rates for a clean driving record in Milford.

Annual Milford, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,296 $4,835 $4,465 $3,927
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,165 $3,696 $3,809 $3,496
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,703 $4,724 $3,223 $3,752
State Farm $1,998 $2,188 $1,998 $1,998
Travelers $2,866 $3,543 $4,014 $3,075
USAA $1,193 $1,689 $1,935 $1,477

Find Cheap Milford, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Milford, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Milford for less when you shop around and compare rates from multiple Milford, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Milford, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,465
American Family $4,670
Farmers $3,809
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,545
Progressive $3,223
State Farm $1,998
Travelers $4,014
USAA $1,935

Winners by Category: Where to Buy Cheap Auto Insurance in Milford, IN

Compare rates from the cheapest auto insurance companies in Milford, IN for your needs. Take a look at how Milford, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Milford, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Milford, Indiana Auto Insurance Companies

If you’re looking for the cheapest Milford, IN auto insurance companies overall, you can compare them here. Find the best price for Milford, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Milford, Indiana

Insurance Company Average Annual Rates
Allstate $4,131
American Family $3,361
Farmers $3,542
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,396
Progressive $3,601
State Farm $2,045
Travelers $3,374
USAA $1,573

What affects Milford, Indiana auto insurance rates?

Local factors affect auto insurance rates in Milford, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Milford auto insurance rates.

Commute Times in Milford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Milford, IN is 20.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Milford, IN

You can buy cheap Milford, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Milford, Indiana auto insurance quotes from top companies.

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