Buy Cheap Milford, IA Auto Insurance (2021)

Milford, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Milford, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Milford, IA, compare Milford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Milford, IA are $243/month
  • Average auto insurance rates in Milford, IA for teens drivers are $5,595/year
  • Average auto insurance rates in Milford, IA after a DUI are $3,517/year

Finding affordable Milford, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Milford, IA auto insurance with confidence is right here. Auto insurance rates in Milford are affected by local factors as well as personal ones like your driving record.

See how Milford, IA car insurance rates compare to Waterloo auto insurance rates, Ankeny auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Milford.

Don’t buy Milford, IA auto insurance until you’ve compared rates. Get free Milford, Iowa auto insurance quotes when you enter your ZIP code above.

Milford, IA Minimum Auto Insurance Requirements

The required auto insurance in Milford, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Milford, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Milford, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Milford, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Milford, IA. Take a look at Milford, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Milford, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,676 $2,702 $2,273
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,399 $1,949 $1,769
State Farm $3,055 $1,890 $1,491
Travelers $5,914 $5,049 $4,812
USAA $2,283 $1,568 $1,358

Buy Cheap Milford, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Milford, Iowa auto insurance rates? Find out how car insurance rates in Milford, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milford, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,857 $1,857 $1,663 $1,663 $4,974 $6,962 $1,857 $2,235
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,414 $1,352 $1,168 $1,216 $3,594 $4,045 $1,696 $1,828
State Farm $1,382 $1,382 $1,219 $1,219 $3,809 $4,824 $1,555 $1,772
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Buy Cheap Milford, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Milford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Milford, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Milford, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $4,974 $6,962
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,594 $4,045
State Farm $3,809 $4,824
Travelers $10,512 $16,825
USAA $3,110 $3,307

Buy Cheap Milford, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Milford, Iowa by comparing Milford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Milford, IA here.

Annual Auto Insurance Rates for Senior Drivers in Milford, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,663 $1,663
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,168 $1,216
State Farm $1,219 $1,219
Travelers $2,295 $2,303
USAA $1,073 $1,096

Find Cheap Auto Insurance Rates in Milford, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Milford, Iowa auto insurance. Compare Milford, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milford, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,893 $3,044 $2,714
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $1,912 $2,048 $2,157
State Farm $2,033 $2,158 $2,244
Travelers $4,920 $5,340 $5,515
USAA $1,644 $1,742 $1,823

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Find Cheap Milford, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Milford. Compare auto insurance rates in Milford, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Milford, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,850 $2,917
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,039 $2,039
State Farm $2,093 $2,197
Travelers $5,258 $5,258
USAA $1,673 $1,800

Find Cheap Milford, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Milford, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Milford, IA, take a look at the average cost for various violations versus rates for a clean driving record in Milford.

Annual Milford, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,081 $3,054 $3,953 $2,446
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,637 $2,696 $1,778 $2,046
State Farm $1,981 $2,309 $2,145 $2,145
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,329 $1,780 $2,313 $1,524

Find Cheap Milford, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Milford, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Milford for less when you shop around and compare rates from multiple Milford, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Milford, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $3,953
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,778
State Farm $2,145
Travelers $6,840
USAA $2,313

Winners by Category: Where to Buy Cheap Auto Insurance in Milford, IA

Compare rates from the cheapest auto insurance companies in Milford, IA for your needs. Take a look at how Milford, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Milford, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Milford, Iowa Auto Insurance Companies

If you’re looking for the cheapest Milford, IA auto insurance companies overall, you can compare them here. Find the best price for Milford, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Milford, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,883
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,039
State Farm $2,145
Travelers $5,258
USAA $1,736

What affects Milford, Iowa auto insurance rates?

Local factors affect auto insurance rates in Milford, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Milford auto insurance rates.

Commute Times in Milford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Milford, IA is 15.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Milford, IA

You can buy cheap Milford, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Milford, Iowa auto insurance quotes from top companies.

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