Buy Cheap Milam, TX Auto Insurance (2021)

Milam, TX auto insurance rates average $326 a month. Minimum auto insurance requirements in Milam, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Milam, TX, compare Milam auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Milam, TX are $326/month
  • The most expensive auto insurance company in Milam after a DUI is Allstate
  • Average auto insurance rates in Milam, TX after a DUI are $4,436/year

Finding affordable Milam, Texas auto insurance can be challenging, but everything you need to know to buy cheap Milam, TX auto insurance with confidence is right here. Auto insurance rates in Milam are affected by local factors as well as personal ones like your driving record.

See how Milam, TX car insurance rates compare to Plano auto insurance rates, Arlington auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Milam.

Don’t buy Milam, TX auto insurance until you’ve compared rates. Get free Milam, Texas auto insurance quotes when you enter your ZIP code above.

Milam, TX Minimum Auto Insurance Requirements

The required auto insurance in Milam, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Milam, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Milam, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Milam, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Milam, TX. Take a look at Milam, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Milam, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,746 $4,063
American Family $5,556 $3,514 $3,080
GEICO $4,949 $2,804 $1,872
Nationwide $4,733 $3,794 $3,291
Progressive $6,435 $5,565 $5,156
State Farm $4,146 $2,575 $2,048
USAA $3,619 $2,084 $1,674

Buy Cheap Milam, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Milam, Texas auto insurance rates? Find out how car insurance rates in Milam, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milam, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,292 $3,327 $3,249 $3,249 $8,711 $10,542 $4,087 $4,272
American Family $2,436 $2,710 $2,286 $2,615 $6,452 $8,433 $3,493 $3,978
GEICO $2,402 $2,584 $2,319 $2,605 $5,160 $5,409 $2,590 $2,598
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $3,006 $2,844 $2,671 $2,720 $12,898 $14,419 $3,571 $3,624
State Farm $2,083 $2,083 $1,842 $1,842 $4,827 $6,123 $2,254 $2,328
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Buy Cheap Milam, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Milam can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Milam, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Milam, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,711 $10,542
American Family $6,452 $8,433
GEICO $5,160 $5,409
Nationwide $7,015 $9,007
Progressive $12,898 $14,419
State Farm $4,827 $6,123
USAA $4,400 $4,800

Buy Cheap Milam, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Milam, Texas by comparing Milam senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Milam, TX here.

Annual Auto Insurance Rates for Senior Drivers in Milam, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,249 $3,249
American Family $2,286 $2,615
GEICO $2,319 $2,605
Nationwide $2,177 $2,306
Progressive $2,671 $2,720
State Farm $1,842 $1,842
USAA $1,496 $1,487

Find Cheap Auto Insurance Rates in Milam, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Milam, Texas auto insurance. Compare Milam, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milam, Texas

Insurance Company Low Medium High
Allstate $4,998 $5,056 $5,220
American Family $3,755 $3,897 $4,499
GEICO $3,050 $3,168 $3,408
Nationwide $4,252 $3,767 $3,798
Progressive $5,436 $5,691 $6,030
State Farm $2,780 $2,911 $3,078
USAA $2,380 $2,450 $2,547

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Milam, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Milam. Compare auto insurance rates in Milam, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Milam, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,971 $5,211
American Family $4,050 $4,050
GEICO $3,148 $3,268
Nationwide $3,939 $3,939
Progressive $5,719 $5,719
State Farm $2,923 $2,923
USAA $2,428 $2,490

Find Cheap Milam, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Milam, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Milam, TX, take a look at the average cost for various violations versus rates for a clean driving record in Milam.

Annual Milam, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,082 $6,355 $3,964
American Family $3,701 $4,681 $4,118 $3,701
GEICO $2,725 $3,588 $3,012 $3,508
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,974 $6,472 $5,825 $5,606
State Farm $2,615 $2,976 $3,486 $2,615
USAA $1,835 $2,704 $3,192 $2,106

Find Cheap Milam, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Milam, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Milam for less when you shop around and compare rates from multiple Milam, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Milam, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,355
American Family $4,118
GEICO $3,012
Nationwide $5,064
Progressive $5,825
State Farm $3,486
USAA $3,192

Winners by Category: Where to Buy Cheap Auto Insurance in Milam, TX

Compare rates from the cheapest auto insurance companies in Milam, TX for your needs. Take a look at how Milam, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Milam, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Milam, Texas Auto Insurance Companies

If you’re looking for the cheapest Milam, TX auto insurance companies overall, you can compare them here. Find the best price for Milam, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Milam, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $4,050
GEICO $3,208
Nationwide $3,939
Progressive $5,719
State Farm $2,923
USAA $2,459

What affects Milam, Texas auto insurance rates?

Local factors affect auto insurance rates in Milam, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Milam auto insurance rates.

Commute Times in Milam

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Milam, TX is 28.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Milam, TX

You can buy cheap Milam, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Milam, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption