Buy Cheap Milaca, MN Auto Insurance (2022)

Milaca, MN auto insurance rates average $407 a month. Minimum auto insurance requirements in Milaca, Minnesota are 30/60/10 to comply with Minnesota laws. To buy cheap auto insurance in Milaca, MN, compare Milaca auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Milaca, MN after a DUI are $6,594/year
  • Average auto insurance rates in Milaca, MN for teens drivers are $7,644/year
  • The most expensive auto insurance company in Milaca is Liberty Mutual

Finding affordable Milaca, Minnesota auto insurance can be challenging, but everything you need to know to buy cheap Milaca, MN auto insurance with confidence is right here. Auto insurance rates in Milaca are affected by local factors as well as personal ones like your driving record.

See how Milaca, MN car insurance rates compare to Plymouth auto insurance rates, Bloomington auto insurance rates, and St. Paul auto insurance rates before you read more about the cost of auto insurance in Milaca.

Don’t buy Milaca, MN auto insurance until you’ve compared rates. Get free Milaca, Minnesota auto insurance quotes when you enter your ZIP code above.

Milaca, MN Minimum Auto Insurance Requirements

The required auto insurance in Milaca, MN is 30/60/10 according to the auto insurance laws in Minnesota. The minimum auto insurance in Milaca, Minnesota is outlined here.

Minimum Required Auto Insurance Coverage in Milaca, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Milaca, MN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Milaca, MN. Take a look at Milaca, Minnesota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Milaca, Minnesota

Insurance Company Poor Fair Good
Allstate $6,922 $3,738 $3,471
American Family $4,996 $3,282 $2,631
Farmers $4,833 $3,372 $3,141
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,549 $2,858 $2,535
State Farm $3,184 $1,946 $1,419
USAA $4,496 $2,217 $1,926

Buy Cheap Milaca, MN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Milaca, Minnesota auto insurance rates? Find out how car insurance rates in Milaca, MN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milaca, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,171 $3,171 $3,055 $3,055 $7,112 $10,216 $3,864 $4,036
American Family $2,302 $2,302 $2,087 $2,087 $6,305 $9,112 $2,302 $2,591
Farmers $2,570 $2,547 $2,480 $2,587 $6,918 $6,787 $3,305 $3,062
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,014 $2,021 $1,791 $1,901 $5,110 $6,198 $2,361 $2,450
State Farm $1,648 $1,648 $1,462 $1,462 $3,488 $4,276 $1,901 $1,580
USAA $1,927 $1,904 $1,758 $1,755 $5,040 $5,492 $2,505 $2,657

Buy Cheap Milaca, MN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Milaca can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Milaca, MN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Milaca, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,112 $10,216
American Family $6,305 $9,112
Farmers $6,918 $6,787
GEICO $5,874 $7,453
Liberty Mutual $21,303 $32,066
Nationwide $5,110 $6,198
State Farm $3,488 $4,276
USAA $5,040 $5,492

Buy Cheap Milaca, MN Auto Insurance for Seniors

You can save on senior auto insurance rates in Milaca, Minnesota by comparing Milaca senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Milaca, MN here.

Annual Auto Insurance Rates for Senior Drivers in Milaca, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,055 $3,055
American Family $2,087 $2,087
Farmers $2,480 $2,587
GEICO $2,666 $2,591
Liberty Mutual $10,624 $10,624
Nationwide $1,791 $1,901
State Farm $1,462 $1,462
USAA $1,758 $1,755

Find Cheap Auto Insurance Rates in Milaca, MN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Milaca, Minnesota auto insurance. Compare Milaca, MN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milaca, Minnesota

Insurance Company Low Medium High
Allstate $4,636 $4,706 $4,788
American Family $3,623 $3,736 $3,549
Farmers $3,641 $3,793 $3,912
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,821 $3,002 $3,120
State Farm $2,102 $2,190 $2,257
USAA $2,797 $2,878 $2,965

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Find Cheap Milaca, MN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Milaca. Compare auto insurance rates in Milaca, MN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Milaca, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,710 $4,710
American Family $3,594 $3,679
Farmers $3,782 $3,782
GEICO $3,634 $3,733
Liberty Mutual $14,776 $15,681
Nationwide $2,981 $2,981
State Farm $2,124 $2,242
USAA $2,842 $2,918

Find Cheap Milaca, MN Auto Insurance Rates by Driving Record

Auto insurance rates in Milaca, Minnesota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Milaca, MN, take a look at the average cost for various violations versus rates for a clean driving record in Milaca.

Annual Milaca, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,461 $4,975 $5,899 $4,506
American Family $2,447 $4,382 $4,941 $2,774
Farmers $3,220 $4,118 $4,174 $3,616
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,360 $3,141 $3,619 $2,803
State Farm $2,014 $2,353 $2,183 $2,183
USAA $2,144 $2,724 $4,097 $2,555

Find Cheap Milaca, MN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Milaca, Minnesota is higher than for a clean driving record. You can buy auto insurance after a DUI in Milaca for less when you shop around and compare rates from multiple Milaca, MN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Milaca, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,899
American Family $4,941
Farmers $4,174
GEICO $5,782
Liberty Mutual $22,059
Nationwide $3,619
State Farm $2,183
USAA $4,097

Winners by Category: Where to Buy Cheap Auto Insurance in Milaca, MN

Compare rates from the cheapest auto insurance companies in Milaca, MN for your needs. Take a look at how Milaca, Minnesota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Milaca, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Milaca, Minnesota Auto Insurance Companies

If you’re looking for the cheapest Milaca, MN auto insurance companies overall, you can compare them here. Find the best price for Milaca, Minnesota car insurance by company.

Average Annual Auto Insurance Rates by Company in Milaca, Minnesota

Insurance Company Average Annual Rates
Allstate $4,710
American Family $3,636
Farmers $3,782
GEICO $3,683
Liberty Mutual $15,229
Nationwide $2,981
State Farm $2,183
USAA $2,880

What affects Milaca, Minnesota auto insurance rates?

Local factors affect auto insurance rates in Milaca, MN, including traffic, theft statistics, and commute length. Take a look at the things that impact Milaca auto insurance rates.

Commute Times in Milaca

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Milaca, MN is 26.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Milaca, MN

You can buy cheap Milaca, MN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Milaca, Minnesota auto insurance quotes from top companies.

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