Buy Cheap Midlothian, TX Auto Insurance (2021)

Midlothian, TX auto insurance rates average $308 a month. Minimum auto insurance requirements in Midlothian, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Midlothian, TX, compare Midlothian auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Midlothian, TX after a DUI are $4,234/year
  • The most expensive auto insurance company in Midlothian after a DUI is Allstate
  • Average auto insurance rates in Midlothian, TX for teens drivers are $6,628/year

Finding affordable Midlothian, Texas auto insurance can be challenging, but everything you need to know to buy cheap Midlothian, TX auto insurance with confidence is right here. Auto insurance rates in Midlothian are affected by local factors as well as personal ones like your driving record.

See how Midlothian, TX car insurance rates compare to San Antonio auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Midlothian.

Don’t buy Midlothian, TX auto insurance until you’ve compared rates. Get free Midlothian, Texas auto insurance quotes when you enter your ZIP code above.

Midlothian, TX Minimum Auto Insurance Requirements

The required auto insurance in Midlothian, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Midlothian, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Midlothian, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Midlothian, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Midlothian, TX. Take a look at Midlothian, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Midlothian, Texas

Insurance Company Poor Fair Good
Allstate $7,002 $5,137 $4,403
American Family $5,173 $3,267 $2,861
GEICO $4,921 $2,789 $1,862
Nationwide $4,306 $3,467 $3,012
Progressive $5,061 $4,348 $4,019
State Farm $4,059 $2,528 $2,015
USAA $3,653 $2,124 $1,713

Buy Cheap Midlothian, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Midlothian, Texas auto insurance rates? Find out how car insurance rates in Midlothian, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Midlothian, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,561 $3,585 $3,513 $3,513 $9,509 $11,459 $4,400 $4,572
American Family $2,259 $2,512 $2,132 $2,436 $6,008 $7,859 $3,240 $3,692
GEICO $2,357 $2,551 $2,295 $2,606 $5,214 $5,414 $2,548 $2,539
Nationwide $2,246 $2,282 $1,987 $2,100 $6,420 $8,225 $2,644 $2,857
Progressive $2,433 $2,322 $2,152 $2,201 $9,876 $11,005 $2,884 $2,935
State Farm $1,987 $1,987 $1,774 $1,774 $4,839 $6,179 $2,166 $2,229
USAA $1,581 $1,584 $1,515 $1,496 $4,532 $4,916 $2,107 $2,245

Buy Cheap Midlothian, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Midlothian can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Midlothian, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Midlothian, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,459
American Family $6,008 $7,859
GEICO $5,214 $5,414
Nationwide $6,420 $8,225
Progressive $9,876 $11,005
State Farm $4,839 $6,179
USAA $4,532 $4,916

Buy Cheap Midlothian, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Midlothian, Texas by comparing Midlothian senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Midlothian, TX here.

Annual Auto Insurance Rates for Senior Drivers in Midlothian, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,132 $2,436
GEICO $2,295 $2,606
Nationwide $1,987 $2,100
Progressive $2,152 $2,201
State Farm $1,774 $1,774
USAA $1,515 $1,496

Find Cheap Auto Insurance Rates in Midlothian, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Midlothian, Texas auto insurance. Compare Midlothian, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Midlothian, Texas

Insurance Company Low Medium High
Allstate $5,387 $5,467 $5,689
American Family $3,509 $3,629 $4,164
GEICO $3,025 $3,155 $3,392
Nationwide $3,878 $3,444 $3,464
Progressive $4,278 $4,454 $4,696
State Farm $2,707 $2,857 $3,038
USAA $2,407 $2,486 $2,597

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Find Cheap Midlothian, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Midlothian. Compare auto insurance rates in Midlothian, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Midlothian, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,376 $5,652
American Family $3,767 $3,767
GEICO $3,135 $3,246
Nationwide $3,595 $3,595
Progressive $4,476 $4,476
State Farm $2,867 $2,867
USAA $2,465 $2,528

Find Cheap Midlothian, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Midlothian, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Midlothian, TX, take a look at the average cost for various violations versus rates for a clean driving record in Midlothian.

Annual Midlothian, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,252 $6,632 $6,921 $4,252
American Family $3,434 $4,367 $3,833 $3,434
GEICO $2,709 $3,599 $2,978 $3,476
Nationwide $3,122 $3,122 $4,614 $3,523
Progressive $3,907 $5,023 $4,568 $4,406
State Farm $2,539 $2,923 $3,468 $2,539
USAA $1,855 $2,751 $3,253 $2,129

Find Cheap Midlothian, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Midlothian, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Midlothian for less when you shop around and compare rates from multiple Midlothian, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Midlothian, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,921
American Family $3,833
GEICO $2,978
Nationwide $4,614
Progressive $4,568
State Farm $3,468
USAA $3,253

Winners by Category: Where to Buy Cheap Auto Insurance in Midlothian, TX

Compare rates from the cheapest auto insurance companies in Midlothian, TX for your needs. Take a look at how Midlothian, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Midlothian, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Midlothian, Texas Auto Insurance Companies

If you’re looking for the cheapest Midlothian, TX auto insurance companies overall, you can compare them here. Find the best price for Midlothian, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Midlothian, Texas

Insurance Company Average Annual Rates
Allstate $5,514
American Family $3,767
GEICO $3,191
Nationwide $3,595
Progressive $4,476
State Farm $2,867
USAA $2,497

What affects Midlothian, Texas auto insurance rates?

Local factors affect auto insurance rates in Midlothian, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Midlothian auto insurance rates.

Auto Theft in Midlothian

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Midlothian, TX auto theft show a total of 12 vehicle thefts annually.

Commute Times in Midlothian

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Midlothian, TX is 32.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Midlothian, TX

You can buy cheap Midlothian, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Midlothian, Texas auto insurance quotes from top companies.

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