Buy Cheap Midland, TX Auto Insurance (2021)

Midland, TX auto insurance rates average $294 a month. Minimum auto insurance requirements in Midland, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Midland, TX, compare Midland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Midland, TX are $294/month
  • The most expensive auto insurance company in Midland after a DUI is Allstate
  • The most expensive auto insurance company in Midland is Allstate

Finding affordable Midland, Texas auto insurance can be challenging, but everything you need to know to buy cheap Midland, TX auto insurance with confidence is right here. Auto insurance rates in Midland are affected by local factors as well as personal ones like your driving record.

See how Midland, TX car insurance rates compare to Dallas auto insurance rates, Corpus Christi auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Midland.

Don’t buy Midland, TX auto insurance until you’ve compared rates. Get free Midland, Texas auto insurance quotes when you enter your ZIP code above.

Midland, TX Minimum Auto Insurance Requirements

The required auto insurance in Midland, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Midland, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Midland, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Midland, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Midland, TX. Take a look at Midland, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Midland, Texas

Insurance Company Poor Fair Good
Allstate $6,203 $4,559 $3,902
American Family $6,468 $4,031 $3,551
GEICO $4,704 $2,670 $1,785
Nationwide $3,704 $2,985 $2,602
Progressive $4,439 $3,840 $3,561
State Farm $3,807 $2,372 $1,891
USAA $3,406 $1,948 $1,561

Buy Cheap Midland, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Midland, Texas auto insurance rates? Find out how car insurance rates in Midland, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Midland, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,163 $3,201 $3,122 $3,122 $8,339 $10,105 $3,932 $4,118
American Family $2,748 $3,057 $2,595 $2,968 $7,528 $9,992 $3,988 $4,589
GEICO $2,298 $2,452 $2,158 $2,401 $4,936 $5,165 $2,492 $2,523
Nationwide $1,958 $1,990 $1,734 $1,835 $5,472 $7,018 $2,292 $2,478
Progressive $2,110 $2,018 $1,882 $1,916 $8,777 $9,796 $2,509 $2,562
State Farm $1,867 $1,867 $1,666 $1,666 $4,534 $5,790 $2,034 $2,096
USAA $1,485 $1,499 $1,412 $1,408 $4,074 $4,455 $1,976 $2,131

Buy Cheap Midland, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Midland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Midland, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Midland, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,339 $10,105
American Family $7,528 $9,992
GEICO $4,936 $5,165
Nationwide $5,472 $7,018
Progressive $8,777 $9,796
State Farm $4,534 $5,790
USAA $4,074 $4,455

Buy Cheap Midland, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Midland, Texas by comparing Midland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Midland, TX here.

Annual Auto Insurance Rates for Senior Drivers in Midland, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,122 $3,122
American Family $2,595 $2,968
GEICO $2,158 $2,401
Nationwide $1,734 $1,835
Progressive $1,882 $1,916
State Farm $1,666 $1,666
USAA $1,412 $1,408

Find Cheap Auto Insurance Rates in Midland, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Midland, Texas auto insurance. Compare Midland, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Midland, Texas

Insurance Company Low Medium High
Allstate $4,806 $4,857 $5,000
American Family $4,414 $4,550 $5,086
GEICO $2,931 $3,029 $3,199
Nationwide $3,340 $2,968 $2,983
Progressive $3,794 $3,932 $4,113
State Farm $2,552 $2,686 $2,832
USAA $2,238 $2,298 $2,379

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Find Cheap Midland, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Midland. Compare auto insurance rates in Midland, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Midland, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,775 $5,000
American Family $4,683 $4,683
GEICO $2,993 $3,113
Nationwide $3,097 $3,097
Progressive $3,946 $3,946
State Farm $2,690 $2,690
USAA $2,276 $2,334

Find Cheap Midland, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Midland, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Midland, TX to see how much where you live in Midland affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Midland, Texas

ZIP Code Average Annual Rates
79701 $5,306
79703 $5,136
79705 $5,075
79706 $5,222
79707 $5,145

Find Cheap Midland, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Midland, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Midland, TX, take a look at the average cost for various violations versus rates for a clean driving record in Midland.

Annual Midland, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,819 $5,821 $6,092 $3,819
American Family $4,258 $5,451 $4,765 $4,258
GEICO $2,593 $3,390 $2,886 $3,343
Nationwide $2,691 $2,691 $3,971 $3,035
Progressive $3,448 $4,440 $4,018 $3,879
State Farm $2,384 $2,743 $3,250 $2,384
USAA $1,726 $2,529 $2,985 $1,980

Find Cheap Midland, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Midland, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Midland for less when you shop around and compare rates from multiple Midland, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Midland, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,092
American Family $4,765
GEICO $2,886
Nationwide $3,971
Progressive $4,018
State Farm $3,250
USAA $2,985

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Winners by Category: Where to Buy Cheap Auto Insurance in Midland, TX

Compare rates from the cheapest auto insurance companies in Midland, TX for your needs. Take a look at how Midland, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Midland, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Midland, Texas Auto Insurance Companies

If you’re looking for the cheapest Midland, TX auto insurance companies overall, you can compare them here. Find the best price for Midland, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Midland, Texas

Insurance Company Average Annual Rates
Allstate $4,888
American Family $4,683
GEICO $3,053
Nationwide $3,097
Progressive $3,946
State Farm $2,690
USAA $2,305

What affects Midland, Texas auto insurance rates?

Local factors affect auto insurance rates in Midland, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Midland auto insurance rates.

Auto Theft in Midland

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Midland, TX auto theft show a total of 278 vehicle thefts annually.

Commute Times in Midland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Midland, TX is 19.1 minutes according to City-Data.

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Compare Auto Insurance Quotes in Midland, TX

You can buy cheap Midland, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Midland, Texas auto insurance quotes from top companies.

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