Buy Cheap Middletown, IN Auto Insurance (2021)

Middletown, IN auto insurance rates average $265 a month. Minimum auto insurance requirements in Middletown, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Middletown, IN, compare Middletown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Middletown, IN after a DUI are $3,784/year
  • The most expensive auto insurance company in Middletown after a DUI is Liberty Mutual
  • Average auto insurance rates in Middletown, IN for teens drivers are $6,230/year

Finding affordable Middletown, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Middletown, IN auto insurance with confidence is right here. Auto insurance rates in Middletown are affected by local factors as well as personal ones like your driving record.

See how Middletown, IN car insurance rates compare to Indianapolis auto insurance rates, Bloomington auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Middletown.

Don’t buy Middletown, IN auto insurance until you’ve compared rates. Get free Middletown, Indiana auto insurance quotes when you enter your ZIP code above.

Middletown, IN Minimum Auto Insurance Requirements

The required auto insurance in Middletown, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Middletown, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Middletown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Middletown, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middletown, IN. Take a look at Middletown, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middletown, Indiana

Insurance Company Poor Fair Good
Allstate $5,135 $3,823 $3,469
American Family $4,908 $3,181 $2,661
Farmers $3,743 $3,053 $2,829
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $4,002 $3,552 $3,352
State Farm $3,005 $1,793 $1,391
Travelers $3,580 $3,034 $3,031
USAA $2,042 $1,345 $1,151

Buy Cheap Middletown, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middletown, Indiana auto insurance rates? Find out how car insurance rates in Middletown, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middletown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,555 $2,618 $2,241 $2,451 $7,903 $9,951 $2,594 $2,827
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,452 $1,433 $1,241 $1,395 $7,821 $8,339 $1,916 $2,071
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,535 $1,448 $1,395 $1,402 $9,141 $10,278 $1,924 $1,961
State Farm $1,263 $1,263 $1,125 $1,125 $3,848 $4,921 $1,396 $1,560
Travelers $1,170 $1,190 $1,097 $1,096 $7,185 $11,311 $1,239 $1,434
USAA $968 $955 $898 $908 $2,669 $2,990 $1,309 $1,404

Buy Cheap Middletown, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middletown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middletown, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middletown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,903 $9,951
American Family $6,237 $8,999
Farmers $7,821 $8,339
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $9,141 $10,278
State Farm $3,848 $4,921
Travelers $7,185 $11,311
USAA $2,669 $2,990

Buy Cheap Middletown, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Middletown, Indiana by comparing Middletown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middletown, IN here.

Annual Auto Insurance Rates for Senior Drivers in Middletown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,241 $2,451
American Family $2,008 $2,008
Farmers $1,241 $1,395
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,395 $1,402
State Farm $1,125 $1,125
Travelers $1,097 $1,096
USAA $898 $908

Find Cheap Auto Insurance Rates in Middletown, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middletown, Indiana auto insurance. Compare Middletown, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middletown, Indiana

Insurance Company Low Medium High
Allstate $3,960 $4,128 $4,340
American Family $3,541 $3,702 $3,507
Farmers $3,097 $3,202 $3,327
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,437 $3,580 $3,889
State Farm $1,970 $2,061 $2,156
Travelers $3,164 $3,245 $3,237
USAA $1,462 $1,509 $1,567

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Find Cheap Middletown, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middletown. Compare auto insurance rates in Middletown, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middletown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,142 $4,142
American Family $3,540 $3,627
Farmers $3,208 $3,208
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,635 $3,635
State Farm $2,005 $2,120
Travelers $3,215 $3,215
USAA $1,493 $1,533

Find Cheap Middletown, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Middletown, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middletown, IN, take a look at the average cost for various violations versus rates for a clean driving record in Middletown.

Annual Middletown, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,299 $4,855 $4,482 $3,934
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,868 $3,349 $3,449 $3,167
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,725 $4,782 $3,250 $3,785
State Farm $2,014 $2,209 $2,014 $2,014
Travelers $2,732 $3,376 $3,824 $2,929
USAA $1,144 $1,624 $1,863 $1,418

Find Cheap Middletown, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middletown, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Middletown for less when you shop around and compare rates from multiple Middletown, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middletown, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,482
American Family $4,985
Farmers $3,449
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,250
State Farm $2,014
Travelers $3,824
USAA $1,863

Winners by Category: Where to Buy Cheap Auto Insurance in Middletown, IN

Compare rates from the cheapest auto insurance companies in Middletown, IN for your needs. Take a look at how Middletown, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middletown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Middletown, Indiana Auto Insurance Companies

If you’re looking for the cheapest Middletown, IN auto insurance companies overall, you can compare them here. Find the best price for Middletown, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Middletown, Indiana

Insurance Company Average Annual Rates
Allstate $4,142
American Family $3,583
Farmers $3,209
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,635
State Farm $2,063
Travelers $3,215
USAA $1,513

What affects Middletown, Indiana auto insurance rates?

Local factors affect auto insurance rates in Middletown, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Middletown auto insurance rates.

Commute Times in Middletown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middletown, IN is 44.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Middletown, IN

You can buy cheap Middletown, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middletown, Indiana auto insurance quotes from top companies.

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