Buy Cheap Middletown, IA Auto Insurance (2021)

Middletown, IA auto insurance rates average $253 a month. Minimum auto insurance requirements in Middletown, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Middletown, IA, compare Middletown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Middletown, IA after a DUI are $3,663/year
  • Average auto insurance rates in Middletown, IA are $253/month
  • The most expensive auto insurance company in Middletown after a DUI is Travelers

Finding affordable Middletown, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Middletown, IA auto insurance with confidence is right here. Auto insurance rates in Middletown are affected by local factors as well as personal ones like your driving record.

See how Middletown, IA car insurance rates compare to Council Bluffs auto insurance rates, Waterloo auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Middletown.

Don’t buy Middletown, IA auto insurance until you’ve compared rates. Get free Middletown, Iowa auto insurance quotes when you enter your ZIP code above.

Middletown, IA Minimum Auto Insurance Requirements

The required auto insurance in Middletown, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Middletown, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Middletown, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Middletown, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middletown, IA. Take a look at Middletown, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middletown, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,846 $2,827 $2,376
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,740 $4,181 $3,283
Nationwide $3,293 $2,572 $2,254
Progressive $2,649 $2,149 $1,949
State Farm $3,213 $1,988 $1,568
Travelers $6,750 $5,772 $5,504
USAA $2,330 $1,605 $1,392

Buy Cheap Middletown, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middletown, Iowa auto insurance rates? Find out how car insurance rates in Middletown, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middletown, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,194 $2,376 $1,940 $2,359 $11,193 $12,590 $2,487 $2,739
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,568 $1,503 $1,294 $1,345 $3,934 $4,433 $1,883 $2,033
State Farm $1,474 $1,474 $1,293 $1,293 $3,955 $5,021 $1,656 $1,884
Travelers $2,653 $2,706 $2,588 $2,596 $12,098 $19,429 $2,761 $3,240
USAA $1,185 $1,196 $1,091 $1,109 $3,225 $3,417 $1,419 $1,565

Buy Cheap Middletown, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middletown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middletown, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middletown, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,193 $7,282
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $11,193 $12,590
Nationwide $4,314 $5,598
Progressive $3,934 $4,433
State Farm $3,955 $5,021
Travelers $12,098 $19,429
USAA $3,225 $3,417

Buy Cheap Middletown, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Middletown, Iowa by comparing Middletown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middletown, IA here.

Annual Auto Insurance Rates for Senior Drivers in Middletown, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,740 $1,740
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,940 $2,359
Nationwide $1,676 $1,793
Progressive $1,294 $1,345
State Farm $1,293 $1,293
Travelers $2,588 $2,596
USAA $1,091 $1,109

Find Cheap Auto Insurance Rates in Middletown, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middletown, Iowa auto insurance. Compare Middletown, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middletown, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $3,033 $3,184 $2,833
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,539 $4,726 $4,939
Nationwide $2,829 $2,691 $2,599
Progressive $2,113 $2,258 $2,375
State Farm $2,148 $2,269 $2,352
Travelers $5,601 $6,104 $6,322
USAA $1,682 $1,782 $1,863

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Find Cheap Middletown, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middletown. Compare auto insurance rates in Middletown, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middletown, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,981 $3,052
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,735 $4,735
Nationwide $2,706 $2,706
Progressive $2,249 $2,249
State Farm $2,202 $2,311
Travelers $6,009 $6,009
USAA $1,711 $1,840

Find Cheap Middletown, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Middletown, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middletown, IA, take a look at the average cost for various violations versus rates for a clean driving record in Middletown.

Annual Middletown, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,083 $5,072 $5,152 $4,633
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,806 $2,970 $1,961 $2,259
State Farm $2,091 $2,421 $2,256 $2,256
Travelers $4,371 $5,840 $7,836 $5,989
USAA $1,356 $1,822 $2,368 $1,558

Find Cheap Middletown, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middletown, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Middletown for less when you shop around and compare rates from multiple Middletown, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middletown, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,264
American Family $4,139
Farmers $2,637
GEICO $3,170
Liberty Mutual $5,152
Nationwide $3,849
Progressive $1,961
State Farm $2,256
Travelers $7,836
USAA $2,368

Winners by Category: Where to Buy Cheap Auto Insurance in Middletown, IA

Compare rates from the cheapest auto insurance companies in Middletown, IA for your needs. Take a look at how Middletown, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middletown, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Middletown, Iowa Auto Insurance Companies

If you’re looking for the cheapest Middletown, IA auto insurance companies overall, you can compare them here. Find the best price for Middletown, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Middletown, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $3,017
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,735
Nationwide $2,706
Progressive $2,249
State Farm $2,256
Travelers $6,009
USAA $1,776

What affects Middletown, Iowa auto insurance rates?

Local factors affect auto insurance rates in Middletown, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Middletown auto insurance rates.

Commute Times in Middletown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middletown, IA is 13.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Middletown, IA

You can buy cheap Middletown, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middletown, Iowa auto insurance quotes from top companies.

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