Buy Cheap Middletown, DE Auto Insurance (2021)

Middletown, DE auto insurance rates average $506 a month. Minimum auto insurance requirements in Middletown, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Middletown, DE, compare Middletown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Middletown, DE after a DUI are $7,981/year
  • The most expensive auto insurance company in Middletown after a DUI is Liberty Mutual
  • Average auto insurance rates in Middletown, DE are $506/month

Finding affordable Middletown, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Middletown, DE auto insurance with confidence is right here. Auto insurance rates in Middletown are affected by local factors as well as personal ones like your driving record.

See how Middletown, DE car insurance rates compare to Newark auto insurance rates, Milford auto insurance rates, and Dover auto insurance rates before you read more about the cost of auto insurance in Middletown.

Don’t buy Middletown, DE auto insurance until you’ve compared rates. Get free Middletown, Delaware auto insurance quotes when you enter your ZIP code above.

Middletown, DE Minimum Auto Insurance Requirements

The required auto insurance in Middletown, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Middletown, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Middletown, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Middletown, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middletown, DE. Take a look at Middletown, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middletown, Delaware

Insurance Company Poor Fair Good
Allstate $9,434 $6,677 $5,909
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $5,300 $4,389 $3,990
Progressive $4,953 $4,332 $4,001
State Farm $7,204 $3,964 $2,938
Travelers $4,129 $3,418 $3,580
USAA $3,642 $1,764 $1,273

Buy Cheap Middletown, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middletown, Delaware auto insurance rates? Find out how car insurance rates in Middletown, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middletown, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,249 $4,165 $3,728 $3,928 $15,436 $18,024 $4,461 $4,729
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,182 $3,157 $2,907 $2,894 $7,527 $9,523 $3,524 $3,761
Progressive $2,109 $1,947 $1,853 $1,893 $10,715 $11,832 $2,578 $2,503
State Farm $2,959 $2,959 $2,731 $2,731 $8,487 $10,964 $3,323 $3,461
Travelers $1,437 $1,444 $1,416 $1,384 $8,177 $12,617 $1,534 $1,662
USAA $1,233 $1,213 $1,143 $1,140 $4,528 $5,318 $1,545 $1,694

Buy Cheap Middletown, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middletown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middletown, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middletown, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,436 $18,024
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $7,527 $9,523
Progressive $10,715 $11,832
State Farm $8,487 $10,964
Travelers $8,177 $12,617
USAA $4,528 $5,318

Buy Cheap Middletown, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Middletown, Delaware by comparing Middletown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middletown, DE here.

Annual Auto Insurance Rates for Senior Drivers in Middletown, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,728 $3,928
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $2,907 $2,894
Progressive $1,853 $1,893
State Farm $2,731 $2,731
Travelers $1,416 $1,384
USAA $1,143 $1,140

Find Cheap Auto Insurance Rates in Middletown, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middletown, Delaware auto insurance. Compare Middletown, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middletown, Delaware

Insurance Company Low Medium High
Allstate $6,708 $7,427 $7,884
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $4,528 $4,476 $4,674
Progressive $3,876 $4,480 $4,930
State Farm $4,388 $4,714 $5,003
Travelers $3,459 $3,832 $3,836
USAA $2,085 $2,223 $2,372

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Find Cheap Middletown, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middletown. Compare auto insurance rates in Middletown, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middletown, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,340 $7,340
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $4,560 $4,560
Progressive $4,429 $4,429
State Farm $4,541 $4,863
Travelers $3,709 $3,709
USAA $2,203 $2,250

Find Cheap Middletown, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Middletown, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middletown, DE, take a look at the average cost for various violations versus rates for a clean driving record in Middletown.

Annual Middletown, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,192 $7,434 $8,692 $7,042
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $3,644 $3,644 $6,650 $4,300
Progressive $3,814 $5,059 $4,344 $4,497
State Farm $4,260 $5,144 $4,702 $4,702
Travelers $3,163 $3,172 $5,184 $3,318
USAA $1,836 $1,836 $3,138 $2,097

Find Cheap Middletown, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middletown, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Middletown for less when you shop around and compare rates from multiple Middletown, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middletown, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,692
GEICO $4,373
Liberty Mutual $26,761
Nationwide $6,650
Progressive $4,344
State Farm $4,702
Travelers $5,184
USAA $3,138

Winners by Category: Where to Buy Cheap Auto Insurance in Middletown, DE

Compare rates from the cheapest auto insurance companies in Middletown, DE for your needs. Take a look at how Middletown, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middletown, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Middletown, Delaware Auto Insurance Companies

If you’re looking for the cheapest Middletown, DE auto insurance companies overall, you can compare them here. Find the best price for Middletown, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Middletown, Delaware

Insurance Company Average Annual Rates
Allstate $7,340
GEICO $3,368
Liberty Mutual $18,249
Nationwide $4,560
Progressive $4,429
State Farm $4,702
Travelers $3,709
USAA $2,227

What affects Middletown, Delaware auto insurance rates?

Local factors affect auto insurance rates in Middletown, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Middletown auto insurance rates.

Commute Times in Middletown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middletown, DE is 36.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Middletown, DE

You can buy cheap Middletown, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middletown, Delaware auto insurance quotes from top companies.

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