Buy Cheap Middletown, CT Auto Insurance (2021)

Middletown, CT auto insurance rates average $392 a month. Minimum auto insurance requirements in Middletown, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Middletown, CT, compare Middletown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Middletown, CT are $392/month
  • Average auto insurance rates in Middletown, CT for teens drivers are $9,881/year
  • The most expensive auto insurance company in Middletown after a DUI is Liberty Mutual

Finding affordable Middletown, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Middletown, CT auto insurance with confidence is right here. Auto insurance rates in Middletown are affected by local factors as well as personal ones like your driving record.

See how Middletown, CT car insurance rates compare to Bristol auto insurance rates, Norwalk auto insurance rates, and Stamford auto insurance rates before you read more about the cost of auto insurance in Middletown.

Don’t buy Middletown, CT auto insurance until you’ve compared rates. Get free Middletown, Connecticut auto insurance quotes when you enter your ZIP code above.

Middletown, CT Minimum Auto Insurance Requirements

The required auto insurance in Middletown, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Middletown, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Middletown, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Middletown, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middletown, CT. Take a look at Middletown, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middletown, Connecticut

Insurance Company Poor Fair Good
Allstate $7,804 $5,890 $4,670
GEICO $4,547 $2,742 $2,088
Liberty Mutual $11,437 $7,106 $5,578
Nationwide $4,651 $3,122 $2,765
Progressive $5,650 $5,072 $4,859
State Farm $3,705 $2,378 $1,917
Travelers $6,775 $5,644 $5,480
USAA $3,987 $2,690 $2,369

Buy Cheap Middletown, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middletown, Connecticut auto insurance rates? Find out how car insurance rates in Middletown, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middletown, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,859 $3,815 $3,560 $3,810 $11,769 $13,900 $4,030 $4,228
GEICO $2,306 $2,312 $2,139 $2,156 $5,379 $6,342 $2,222 $2,151
Liberty Mutual $3,882 $4,238 $2,988 $3,701 $19,407 $21,915 $3,916 $4,277
Nationwide $2,246 $2,272 $2,021 $2,119 $6,195 $7,851 $2,603 $2,796
Progressive $2,780 $2,593 $2,373 $2,467 $11,657 $12,925 $3,182 $3,575
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,816 $1,843 $1,811 $1,804 $13,896 $22,349 $1,977 $2,233
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Middletown, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middletown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middletown, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middletown, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,769 $13,900
GEICO $5,379 $6,342
Liberty Mutual $19,407 $21,915
Nationwide $6,195 $7,851
Progressive $11,657 $12,925
State Farm $4,921 $6,180
Travelers $13,896 $22,349
USAA $5,822 $6,120

Buy Cheap Middletown, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Middletown, Connecticut by comparing Middletown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middletown, CT here.

Annual Auto Insurance Rates for Senior Drivers in Middletown, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,810
GEICO $2,139 $2,156
Liberty Mutual $2,988 $3,701
Nationwide $2,021 $2,119
Progressive $2,373 $2,467
State Farm $1,506 $1,506
Travelers $1,811 $1,804
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Middletown, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middletown, Connecticut auto insurance. Compare Middletown, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middletown, Connecticut

Insurance Company Low Medium High
Allstate $5,748 $6,110 $6,506
GEICO $2,871 $3,084 $3,422
Liberty Mutual $7,687 $7,969 $8,465
Nationwide $3,576 $3,537 $3,426
Progressive $4,852 $5,150 $5,580
State Farm $2,504 $2,671 $2,826
Travelers $5,546 $5,927 $6,425
USAA $2,826 $3,018 $3,202

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Find Cheap Middletown, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middletown. Compare auto insurance rates in Middletown, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middletown, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,121 $6,121
GEICO $3,077 $3,174
Liberty Mutual $8,041 $8,041
Nationwide $3,513 $3,513
Progressive $5,194 $5,194
State Farm $2,602 $2,732
Travelers $5,966 $5,966
USAA $2,979 $3,051

Find Cheap Middletown, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Middletown, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middletown, CT, take a look at the average cost for various violations versus rates for a clean driving record in Middletown.

Annual Middletown, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,211 $6,435 $7,630 $5,211
GEICO $1,973 $2,589 $5,518 $2,422
Liberty Mutual $7,037 $8,816 $8,735 $7,574
Nationwide $2,865 $3,729 $4,267 $3,190
Progressive $4,424 $6,441 $4,653 $5,257
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,801 $5,201 $7,573 $6,290
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Middletown, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middletown, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Middletown for less when you shop around and compare rates from multiple Middletown, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middletown, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,630
GEICO $5,518
Liberty Mutual $8,735
Nationwide $4,267
Progressive $4,653
State Farm $2,727
Travelers $7,573
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Middletown, CT

Compare rates from the cheapest auto insurance companies in Middletown, CT for your needs. Take a look at how Middletown, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middletown, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Middletown, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Middletown, CT auto insurance companies overall, you can compare them here. Find the best price for Middletown, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Middletown, Connecticut

Insurance Company Average Annual Rates
Allstate $6,121
GEICO $3,126
Liberty Mutual $8,041
Nationwide $3,513
Progressive $5,194
State Farm $2,667
Travelers $5,966
USAA $3,015

What affects Middletown, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Middletown, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Middletown auto insurance rates.

Commute Times in Middletown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middletown, CT is 21.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Middletown, CT

You can buy cheap Middletown, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middletown, Connecticut auto insurance quotes from top companies.

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