Buy Cheap Middletown, CA Auto Insurance (2022)

Middletown, CA auto insurance rates average $291 a month. Minimum auto insurance requirements in Middletown, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Middletown, CA, compare Middletown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Middletown after a DUI is State Farm
  • Average auto insurance rates in Middletown, CA for teens drivers are $5,860/year
  • The most expensive auto insurance company in Middletown is Farmers

Finding affordable Middletown, California auto insurance can be challenging, but everything you need to know to buy cheap Middletown, CA auto insurance with confidence is right here. Auto insurance rates in Middletown are affected by local factors as well as personal ones like your driving record.

See how Middletown, CA car insurance rates compare to San Francisco auto insurance rates, Anaheim auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Middletown.

Don’t buy Middletown, CA auto insurance until you’ve compared rates. Get free Middletown, California auto insurance quotes when you enter your ZIP code above.

Middletown, CA Minimum Auto Insurance Requirements

The required auto insurance in Middletown, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Middletown, California is outlined here.

Minimum Required Auto Insurance Coverage in Middletown, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Middletown, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middletown, California auto insurance rates? Find out how car insurance rates in Middletown, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middletown, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,537 $2,544 $1,849 $1,876 $7,014 $8,833 $3,275 $3,625
Farmers $2,445 $2,445 $2,194 $2,194 $7,847 $12,970 $2,901 $3,232
GEICO $1,745 $1,747 $1,642 $1,642 $5,298 $5,404 $2,506 $2,570
Liberty Mutual $2,068 $1,966 $1,917 $1,860 $4,547 $4,809 $2,341 $2,349
Nationwide $2,992 $2,862 $2,601 $2,457 $7,515 $8,300 $3,560 $3,533
Progressive $1,917 $1,971 $1,658 $1,957 $5,197 $6,245 $2,799 $3,009
State Farm $3,579 $3,579 $3,196 $3,196 $6,538 $8,077 $3,966 $4,094
Travelers $2,306 $2,239 $2,037 $2,014 $4,670 $5,393 $2,996 $2,937
USAA $1,809 $1,715 $1,765 $1,773 $4,118 $4,131 $2,496 $2,361

Buy Cheap Middletown, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middletown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middletown, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middletown, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,014 $8,833
Farmers $7,847 $12,970
GEICO $5,298 $5,404
Liberty Mutual $4,547 $4,809
Nationwide $7,515 $8,300
Progressive $5,197 $6,245
State Farm $6,538 $8,077
Travelers $4,670 $5,393
USAA $4,118 $4,131

Buy Cheap Middletown, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Middletown, California by comparing Middletown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middletown, CA here.

Annual Auto Insurance Rates for Senior Drivers in Middletown, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,876
Farmers $2,194 $2,194
GEICO $1,642 $1,642
Liberty Mutual $1,917 $1,860
Nationwide $2,601 $2,457
Progressive $1,658 $1,957
State Farm $3,196 $3,196
Travelers $2,037 $2,014
USAA $1,765 $1,773

Find Cheap Auto Insurance Rates in Middletown, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middletown, California auto insurance. Compare Middletown, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middletown, California

Insurance Company Low Medium High
Allstate $3,758 $3,975 $4,100
Farmers $4,261 $4,559 $4,766
GEICO $2,570 $2,847 $3,041
Liberty Mutual $2,569 $2,754 $2,873
Nationwide $3,831 $4,291 $4,561
Progressive $2,713 $3,194 $3,375
State Farm $4,179 $4,589 $4,817
Travelers $2,729 $3,147 $3,345
USAA $2,282 $2,570 $2,711

Find Cheap Middletown, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middletown. Compare auto insurance rates in Middletown, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middletown, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,563 $4,326
Farmers $4,110 $4,947
GEICO $2,562 $3,077
Liberty Mutual $2,510 $2,954
Nationwide $3,733 $4,722
Progressive $2,811 $3,377
State Farm $4,368 $4,689
Travelers $2,766 $3,382
USAA $2,322 $2,720

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Find Cheap Middletown, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Middletown, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middletown, CA, take a look at the average cost for various violations versus rates for a clean driving record in Middletown.

Annual Middletown, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,375 $4,014 $6,271 $3,117
Farmers $3,341 $4,555 $5,688 $4,529
GEICO $1,973 $3,037 $3,819 $2,448
Liberty Mutual $2,371 $3,179 $2,866 $2,512
Nationwide $2,952 $3,780 $6,398 $3,780
Progressive $2,012 $3,446 $4,017 $2,902
State Farm $3,227 $3,851 $7,287 $3,747
Travelers $2,069 $3,327 $3,887 $3,013
USAA $1,676 $2,489 $4,083 $1,836

Find Cheap Middletown, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middletown, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Middletown for less when you shop around and compare rates from multiple Middletown, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middletown, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,271
Farmers $5,688
GEICO $3,819
Liberty Mutual $2,866
Nationwide $6,398
Progressive $4,017
State Farm $7,287
Travelers $3,887
USAA $4,083

Winners by Category: Where to Buy Cheap Auto Insurance in Middletown, CA

Compare rates from the cheapest auto insurance companies in Middletown, CA for your needs. Take a look at how Middletown, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middletown, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Middletown, California Auto Insurance Companies

If you’re looking for the cheapest Middletown, CA auto insurance companies overall, you can compare them here. Find the best price for Middletown, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Middletown, California

Insurance Company Average Annual Rates
Allstate $3,944
Farmers $4,528
GEICO $2,819
Liberty Mutual $2,732
Nationwide $4,228
Progressive $3,094
State Farm $4,528
Travelers $3,074
USAA $2,521

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What affects Middletown, California auto insurance rates?

Local factors affect auto insurance rates in Middletown, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Middletown auto insurance rates.

Auto Theft in Middletown

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Middletown, CA auto theft show a total of 75 vehicle thefts annually.

Commute Times in Middletown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middletown, CA is 30.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Middletown, CA

You can buy cheap Middletown, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middletown, California auto insurance quotes from top companies.

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