Buy Cheap Middleton, TN Auto Insurance (2021)

Middleton, TN auto insurance rates average $296 a month. Minimum auto insurance requirements in Middleton, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Middleton, TN, compare Middleton auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Middleton, TN for teens drivers are $7,111/year
  • Average auto insurance rates in Middleton, TN are $296/month
  • The most expensive auto insurance company in Middleton after a DUI is Liberty Mutual

Finding affordable Middleton, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Middleton, TN auto insurance with confidence is right here. Auto insurance rates in Middleton are affected by local factors as well as personal ones like your driving record.

See how Middleton, TN car insurance rates compare to Clarksville auto insurance rates, Chattanooga auto insurance rates, and Murfreesboro auto insurance rates before you read more about the cost of auto insurance in Middleton.

Don’t buy Middleton, TN auto insurance until you’ve compared rates. Get free Middleton, Tennessee auto insurance quotes when you enter your ZIP code above.

Middleton, TN Minimum Auto Insurance Requirements

The required auto insurance in Middleton, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Middleton, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Middleton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Middleton, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middleton, TN. Take a look at Middleton, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middleton, Tennessee

Insurance Company Poor Fair Good
Allstate $6,365 $4,867 $3,718
Farmers $4,297 $3,348 $3,166
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,419 $5,764 $4,508
Nationwide $4,522 $3,582 $3,172
Progressive $4,406 $3,771 $3,515
State Farm $4,175 $2,503 $1,943
Travelers $3,451 $2,690 $1,968
USAA $4,140 $2,418 $1,992

Buy Cheap Middleton, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middleton, Tennessee auto insurance rates? Find out how car insurance rates in Middleton, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middleton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,903 $2,793 $2,606 $2,707 $10,794 $11,737 $3,109 $3,220
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $2,043 $1,942 $1,665 $1,733 $8,765 $9,885 $2,464 $2,680
State Farm $1,828 $1,828 $1,620 $1,620 $5,166 $6,510 $2,054 $2,366
Travelers $1,772 $1,868 $1,599 $1,703 $4,836 $5,963 $1,891 $1,992
USAA $1,623 $1,660 $1,461 $1,468 $5,680 $6,508 $2,125 $2,274

Buy Cheap Middleton, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middleton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middleton, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middleton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,794 $11,737
Farmers $7,727 $8,208
GEICO $7,317 $7,489
Nationwide $6,600 $8,546
Progressive $8,765 $9,885
State Farm $5,166 $6,510
Travelers $4,836 $5,963
USAA $5,680 $6,508

Buy Cheap Middleton, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Middleton, Tennessee by comparing Middleton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middleton, TN here.

Annual Auto Insurance Rates for Senior Drivers in Middleton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,606 $2,707
Farmers $1,742 $1,900
GEICO $2,355 $2,355
Nationwide $2,143 $2,183
Progressive $1,665 $1,733
State Farm $1,620 $1,620
Travelers $1,599 $1,703
USAA $1,461 $1,468

Find Cheap Auto Insurance Rates in Middleton, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middleton, Tennessee auto insurance. Compare Middleton, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middleton, Tennessee

Insurance Company Low Medium High
Allstate $4,790 $4,971 $5,189
Farmers $3,397 $3,585 $3,829
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,283 $6,562 $6,845
Nationwide $3,785 $3,678 $3,813
Progressive $3,680 $3,898 $4,113
State Farm $2,736 $2,885 $3,001
Travelers $2,547 $2,701 $2,862
USAA $2,756 $2,839 $2,955

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Find Cheap Middleton, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middleton. Compare auto insurance rates in Middleton, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middleton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,984 $4,984
Farmers $3,604 $3,604
GEICO $3,713 $3,745
Liberty Mutual $6,564 $6,564
Nationwide $3,759 $3,759
Progressive $3,897 $3,897
State Farm $2,806 $2,942
Travelers $2,597 $2,809
USAA $2,768 $2,932

Find Cheap Middleton, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Middleton, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middleton, TN, take a look at the average cost for various violations versus rates for a clean driving record in Middleton.

Annual Middleton, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,184 $4,984 $5,991 $4,775
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,326 $7,669 $7,136 $6,124
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,436 $4,439 $3,662 $4,052
State Farm $2,646 $3,102 $2,874 $2,874
Travelers $2,195 $2,811 $3,107 $2,699
USAA $2,075 $3,102 $3,651 $2,572

Find Cheap Middleton, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middleton, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Middleton for less when you shop around and compare rates from multiple Middleton, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middleton, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,991
Farmers $3,901
GEICO $5,928
Liberty Mutual $7,136
Nationwide $4,904
Progressive $3,662
State Farm $2,874
Travelers $3,107
USAA $3,651

Winners by Category: Where to Buy Cheap Auto Insurance in Middleton, TN

Compare rates from the cheapest auto insurance companies in Middleton, TN for your needs. Take a look at how Middleton, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middleton, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Middleton, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Middleton, TN auto insurance companies overall, you can compare them here. Find the best price for Middleton, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Middleton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,984
Farmers $3,604
GEICO $3,729
Nationwide $3,759
Progressive $3,897
State Farm $2,874
Travelers $2,703
USAA $2,850

What affects Middleton, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Middleton, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Middleton auto insurance rates.

Commute Times in Middleton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middleton, TN is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Middleton, TN

You can buy cheap Middleton, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middleton, Tennessee auto insurance quotes from top companies.

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