Buy Cheap Middlefield, OH Auto Insurance (2021)

Middlefield, OH auto insurance rates average $243 a month. Minimum auto insurance requirements in Middlefield, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Middlefield, OH, compare Middlefield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Middlefield, OH are $243/month
  • Average auto insurance rates in Middlefield, OH after a DUI are $3,380/year
  • The most expensive auto insurance company in Middlefield is Liberty Mutual

Finding affordable Middlefield, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Middlefield, OH auto insurance with confidence is right here. Auto insurance rates in Middlefield are affected by local factors as well as personal ones like your driving record.

See how Middlefield, OH car insurance rates compare to Parma auto insurance rates, Akron auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Middlefield.

Don’t buy Middlefield, OH auto insurance until you’ve compared rates. Get free Middlefield, Ohio auto insurance quotes when you enter your ZIP code above.

Middlefield, OH Minimum Auto Insurance Requirements

The required auto insurance in Middlefield, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Middlefield, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Middlefield, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Middlefield, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middlefield, OH. Take a look at Middlefield, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middlefield, Ohio

Insurance Company Poor Fair Good
Allstate $4,332 $3,143 $2,619
American Family $2,263 $1,543 $1,308
Farmers $4,160 $3,515 $3,347
GEICO $2,237 $1,866 $1,494
Liberty Mutual $6,250 $3,823 $2,998
Nationwide $4,084 $3,291 $2,779
Progressive $4,175 $3,618 $3,384
State Farm $3,469 $2,144 $1,690
Travelers $3,435 $2,990 $2,795
USAA $2,035 $1,440 $1,227

Buy Cheap Middlefield, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middlefield, Ohio auto insurance rates? Find out how car insurance rates in Middlefield, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middlefield, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,252 $2,247 $2,030 $2,173 $6,221 $7,102 $2,366 $2,528
American Family $1,046 $1,089 $960 $965 $3,313 $3,603 $1,295 $1,367
Farmers $1,930 $1,929 $1,699 $1,794 $8,635 $8,981 $2,164 $2,260
GEICO $1,351 $1,310 $1,274 $1,293 $3,596 $3,335 $1,501 $1,264
Liberty Mutual $2,049 $2,240 $1,575 $1,920 $10,564 $11,941 $2,182 $2,386
Nationwide $2,257 $2,269 $2,037 $2,052 $5,777 $7,448 $2,419 $2,815
Progressive $1,906 $1,790 $1,586 $1,641 $8,582 $9,672 $2,273 $2,356
State Farm $1,464 $1,464 $1,310 $1,310 $4,555 $5,733 $1,699 $1,941
Travelers $1,410 $1,432 $1,400 $1,394 $6,113 $9,695 $1,469 $1,674
USAA $951 $960 $903 $904 $2,921 $3,256 $1,274 $1,372

Buy Cheap Middlefield, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middlefield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middlefield, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middlefield, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,221 $7,102
American Family $3,313 $3,603
Farmers $8,635 $8,981
GEICO $3,596 $3,335
Liberty Mutual $10,564 $11,941
Nationwide $5,777 $7,448
Progressive $8,582 $9,672
State Farm $4,555 $5,733
Travelers $6,113 $9,695
USAA $2,921 $3,256

Buy Cheap Middlefield, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Middlefield, Ohio by comparing Middlefield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middlefield, OH here.

Annual Auto Insurance Rates for Senior Drivers in Middlefield, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,030 $2,173
American Family $960 $965
Farmers $1,699 $1,794
GEICO $1,274 $1,293
Liberty Mutual $1,575 $1,920
Nationwide $2,037 $2,052
Progressive $1,586 $1,641
State Farm $1,310 $1,310
Travelers $1,400 $1,394
USAA $903 $904

Find Cheap Auto Insurance Rates in Middlefield, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middlefield, Ohio auto insurance. Compare Middlefield, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middlefield, Ohio

Insurance Company Low Medium High
Allstate $3,240 $3,357 $3,497
American Family $1,672 $1,718 $1,725
Farmers $3,474 $3,613 $3,935
GEICO $1,798 $1,856 $1,943
Liberty Mutual $4,193 $4,380 $4,499
Nationwide $3,727 $3,281 $3,144
Progressive $3,556 $3,690 $3,932
State Farm $2,309 $2,442 $2,552
Travelers $2,981 $3,116 $3,123
USAA $1,494 $1,566 $1,642

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Find Cheap Middlefield, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middlefield. Compare auto insurance rates in Middlefield, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middlefield, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,365 $3,365
American Family $1,684 $1,726
Farmers $3,674 $3,674
GEICO $1,832 $1,900
Liberty Mutual $4,357 $4,357
Nationwide $3,384 $3,384
Progressive $3,726 $3,726
State Farm $2,373 $2,496
Travelers $3,073 $3,073
USAA $1,507 $1,628

Find Cheap Middlefield, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Middlefield, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middlefield, OH, take a look at the average cost for various violations versus rates for a clean driving record in Middlefield.

Annual Middlefield, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,827 $3,426 $4,009 $3,197
American Family $1,631 $1,729 $1,729 $1,729
Farmers $3,030 $3,902 $3,806 $3,957
GEICO $1,269 $1,824 $2,644 $1,725
Liberty Mutual $3,662 $4,696 $4,802 $4,268
Nationwide $2,713 $3,450 $4,376 $2,999
Progressive $3,210 $4,373 $3,422 $3,898
State Farm $2,219 $2,650 $2,434 $2,434
Travelers $2,265 $2,949 $4,450 $2,629
USAA $1,201 $1,611 $2,126 $1,332

Find Cheap Middlefield, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middlefield, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Middlefield for less when you shop around and compare rates from multiple Middlefield, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middlefield, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,009
American Family $1,729
Farmers $3,806
GEICO $2,644
Liberty Mutual $4,802
Nationwide $4,376
Progressive $3,422
State Farm $2,434
Travelers $4,450
USAA $2,126

Winners by Category: Where to Buy Cheap Auto Insurance in Middlefield, OH

Compare rates from the cheapest auto insurance companies in Middlefield, OH for your needs. Take a look at how Middlefield, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middlefield, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Middlefield, Ohio Auto Insurance Companies

If you’re looking for the cheapest Middlefield, OH auto insurance companies overall, you can compare them here. Find the best price for Middlefield, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Middlefield, Ohio

Insurance Company Average Annual Rates
Allstate $3,365
American Family $1,705
Farmers $3,674
GEICO $1,866
Liberty Mutual $4,357
Nationwide $3,384
Progressive $3,726
State Farm $2,434
Travelers $3,073
USAA $1,568

What affects Middlefield, Ohio auto insurance rates?

Local factors affect auto insurance rates in Middlefield, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Middlefield auto insurance rates.

Commute Times in Middlefield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middlefield, OH is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Middlefield, OH

You can buy cheap Middlefield, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middlefield, Ohio auto insurance quotes from top companies.

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