Buy Cheap Middlebury, IN Auto Insurance (2021)

Middlebury, IN auto insurance rates average $265 a month. Minimum auto insurance requirements in Middlebury, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Middlebury, IN, compare Middlebury auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Middlebury after a DUI is Liberty Mutual
  • Average auto insurance rates in Middlebury, IN are $265/month
  • The most expensive auto insurance company in Middlebury is Liberty Mutual

Finding affordable Middlebury, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Middlebury, IN auto insurance with confidence is right here. Auto insurance rates in Middlebury are affected by local factors as well as personal ones like your driving record.

See how Middlebury, IN car insurance rates compare to Indianapolis auto insurance rates, Fort Wayne auto insurance rates, and Hammond auto insurance rates before you read more about the cost of auto insurance in Middlebury.

Don’t buy Middlebury, IN auto insurance until you’ve compared rates. Get free Middlebury, Indiana auto insurance quotes when you enter your ZIP code above.

Middlebury, IN Minimum Auto Insurance Requirements

The required auto insurance in Middlebury, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Middlebury, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Middlebury, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Middlebury, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middlebury, IN. Take a look at Middlebury, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middlebury, Indiana

Insurance Company Poor Fair Good
Allstate $4,714 $3,509 $3,188
American Family $5,137 $3,330 $2,786
Farmers $4,133 $3,370 $3,122
GEICO $2,345 $1,952 $1,558
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,725 $2,305 $2,158
Progressive $4,045 $3,586 $3,382
State Farm $3,543 $2,113 $1,638
Travelers $3,497 $2,967 $2,966
USAA $2,158 $1,433 $1,231

Buy Cheap Middlebury, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middlebury, Indiana auto insurance rates? Find out how car insurance rates in Middlebury, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middlebury, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,413 $2,073 $2,265 $7,225 $9,104 $2,392 $2,599
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,595 $1,574 $1,362 $1,533 $8,656 $9,222 $2,110 $2,281
GEICO $1,332 $1,325 $1,247 $1,287 $3,910 $3,640 $1,524 $1,346
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,556 $1,472 $1,412 $1,420 $9,204 $10,360 $1,952 $1,993
State Farm $1,475 $1,475 $1,321 $1,321 $4,563 $5,840 $1,636 $1,820
Travelers $1,123 $1,143 $1,049 $1,052 $7,014 $11,212 $1,184 $1,367
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

Buy Cheap Middlebury, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middlebury can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middlebury, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middlebury, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,225 $9,104
American Family $6,505 $9,403
Farmers $8,656 $9,222
GEICO $3,910 $3,640
Liberty Mutual $8,242 $12,437
Nationwide $4,271 $5,546
Progressive $9,204 $10,360
State Farm $4,563 $5,840
Travelers $7,014 $11,212
USAA $2,864 $3,192

Buy Cheap Middlebury, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Middlebury, Indiana by comparing Middlebury senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middlebury, IN here.

Annual Auto Insurance Rates for Senior Drivers in Middlebury, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,265
American Family $2,106 $2,106
Farmers $1,362 $1,533
GEICO $1,247 $1,287
Liberty Mutual $3,469 $3,469
Nationwide $1,307 $1,395
Progressive $1,412 $1,420
State Farm $1,321 $1,321
Travelers $1,049 $1,052
USAA $955 $960

Find Cheap Auto Insurance Rates in Middlebury, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middlebury, Indiana auto insurance. Compare Middlebury, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middlebury, Indiana

Insurance Company Low Medium High
Allstate $3,623 $3,787 $4,001
American Family $3,709 $3,875 $3,670
Farmers $3,414 $3,534 $3,677
GEICO $1,840 $1,945 $2,069
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,433 $2,377 $2,378
Progressive $3,469 $3,614 $3,930
State Farm $2,310 $2,431 $2,554
Travelers $3,059 $3,173 $3,198
USAA $1,543 $1,603 $1,677

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Find Cheap Middlebury, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middlebury. Compare auto insurance rates in Middlebury, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middlebury, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,804 $3,804
American Family $3,706 $3,797
Farmers $3,542 $3,542
GEICO $1,919 $1,984
Liberty Mutual $5,367 $5,659
Nationwide $2,396 $2,396
Progressive $3,671 $3,671
State Farm $2,362 $2,500
Travelers $3,143 $3,143
USAA $1,586 $1,629

Find Cheap Middlebury, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Middlebury, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middlebury, IN, take a look at the average cost for various violations versus rates for a clean driving record in Middlebury.

Annual Middlebury, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,037 $4,455 $4,111 $3,612
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,165 $3,696 $3,809 $3,496
GEICO $1,282 $2,017 $2,733 $1,774
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,752 $4,825 $3,282 $3,825
State Farm $2,372 $2,608 $2,372 $2,372
Travelers $2,674 $3,296 $3,733 $2,870
USAA $1,213 $1,731 $1,983 $1,504

Find Cheap Middlebury, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middlebury, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Middlebury for less when you shop around and compare rates from multiple Middlebury, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middlebury, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,111
American Family $5,221
Farmers $3,809
GEICO $2,733
Liberty Mutual $7,973
Nationwide $2,545
Progressive $3,282
State Farm $2,372
Travelers $3,733
USAA $1,983

Winners by Category: Where to Buy Cheap Auto Insurance in Middlebury, IN

Compare rates from the cheapest auto insurance companies in Middlebury, IN for your needs. Take a look at how Middlebury, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middlebury, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Middlebury, Indiana Auto Insurance Companies

If you’re looking for the cheapest Middlebury, IN auto insurance companies overall, you can compare them here. Find the best price for Middlebury, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Middlebury, Indiana

Insurance Company Average Annual Rates
Allstate $3,804
American Family $3,751
Farmers $3,542
GEICO $1,952
Liberty Mutual $5,513
Nationwide $2,396
Progressive $3,671
State Farm $2,431
Travelers $3,143
USAA $1,607

What affects Middlebury, Indiana auto insurance rates?

Local factors affect auto insurance rates in Middlebury, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Middlebury auto insurance rates.

Commute Times in Middlebury

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middlebury, IN is 19.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Middlebury, IN

You can buy cheap Middlebury, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middlebury, Indiana auto insurance quotes from top companies.

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