Buy Cheap Middleburg Heights, OH Auto Insurance (2021)

Middleburg Heights, OH auto insurance rates average $241 a month. Minimum auto insurance requirements in Middleburg Heights, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Middleburg Heights, OH, compare Middleburg Heights auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Middleburg Heights, OH after a DUI are $3,357/year
  • Average auto insurance rates in Middleburg Heights, OH are $241/month
  • The most expensive auto insurance company in Middleburg Heights is Liberty Mutual

Finding affordable Middleburg Heights, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Middleburg Heights, OH auto insurance with confidence is right here. Auto insurance rates in Middleburg Heights are affected by local factors as well as personal ones like your driving record.

See how Middleburg Heights, OH car insurance rates compare to Toledo auto insurance rates, Canton auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Middleburg Heights.

Don’t buy Middleburg Heights, OH auto insurance until you’ve compared rates. Get free Middleburg Heights, Ohio auto insurance quotes when you enter your ZIP code above.

Middleburg Heights, OH Minimum Auto Insurance Requirements

The required auto insurance in Middleburg Heights, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Middleburg Heights, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Middleburg Heights, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Middleburg Heights, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Middleburg Heights, OH. Take a look at Middleburg Heights, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Middleburg Heights, Ohio

Insurance Company Poor Fair Good
Allstate $3,969 $2,899 $2,412
American Family $2,068 $1,401 $1,184
Farmers $3,970 $3,372 $3,210
GEICO $2,106 $1,758 $1,409
Liberty Mutual $7,771 $4,746 $3,717
Nationwide $3,878 $3,127 $2,643
Progressive $3,699 $3,226 $3,027
State Farm $3,453 $2,134 $1,682
Travelers $3,451 $3,012 $2,817
USAA $1,954 $1,392 $1,189

Buy Cheap Middleburg Heights, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Middleburg Heights, Ohio auto insurance rates? Find out how car insurance rates in Middleburg Heights, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middleburg Heights, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,053 $2,038 $1,868 $1,995 $5,790 $6,611 $2,131 $2,259
American Family $930 $964 $860 $862 $3,078 $3,334 $1,158 $1,220
Farmers $1,821 $1,816 $1,602 $1,696 $8,359 $8,695 $2,037 $2,113
GEICO $1,266 $1,233 $1,208 $1,232 $3,398 $3,150 $1,400 $1,175
Liberty Mutual $2,532 $2,771 $1,940 $2,373 $13,157 $14,876 $2,695 $2,947
Nationwide $2,133 $2,140 $1,931 $1,940 $5,548 $7,118 $2,280 $2,642
Progressive $1,660 $1,546 $1,384 $1,429 $7,757 $8,725 $1,982 $2,053
State Farm $1,418 $1,418 $1,283 $1,283 $4,627 $5,811 $1,652 $1,891
Travelers $1,395 $1,415 $1,399 $1,390 $6,213 $9,828 $1,462 $1,646
USAA $906 $913 $870 $863 $2,861 $3,175 $1,211 $1,295

Buy Cheap Middleburg Heights, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Middleburg Heights can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Middleburg Heights, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Middleburg Heights, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,790 $6,611
American Family $3,078 $3,334
Farmers $8,359 $8,695
GEICO $3,398 $3,150
Liberty Mutual $13,157 $14,876
Nationwide $5,548 $7,118
Progressive $7,757 $8,725
State Farm $4,627 $5,811
Travelers $6,213 $9,828
USAA $2,861 $3,175

Buy Cheap Middleburg Heights, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Middleburg Heights, Ohio by comparing Middleburg Heights senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Middleburg Heights, OH here.

Annual Auto Insurance Rates for Senior Drivers in Middleburg Heights, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,868 $1,995
American Family $860 $862
Farmers $1,602 $1,696
GEICO $1,208 $1,232
Liberty Mutual $1,940 $2,373
Nationwide $1,931 $1,940
Progressive $1,384 $1,429
State Farm $1,283 $1,283
Travelers $1,399 $1,390
USAA $870 $863

Find Cheap Auto Insurance Rates in Middleburg Heights, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Middleburg Heights, Ohio auto insurance. Compare Middleburg Heights, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middleburg Heights, Ohio

Insurance Company Low Medium High
Allstate $2,968 $3,086 $3,226
American Family $1,519 $1,564 $1,570
Farmers $3,309 $3,458 $3,785
GEICO $1,690 $1,748 $1,836
Liberty Mutual $5,193 $5,441 $5,601
Nationwide $3,545 $3,119 $2,985
Progressive $3,174 $3,287 $3,490
State Farm $2,281 $2,432 $2,555
Travelers $3,007 $3,134 $3,140
USAA $1,433 $1,510 $1,591

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Find Cheap Middleburg Heights, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Middleburg Heights. Compare auto insurance rates in Middleburg Heights, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Middleburg Heights, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,093 $3,093
American Family $1,532 $1,570
Farmers $3,517 $3,517
GEICO $1,727 $1,788
Liberty Mutual $5,411 $5,411
Nationwide $3,216 $3,216
Progressive $3,317 $3,317
State Farm $2,360 $2,485
Travelers $3,093 $3,093
USAA $1,454 $1,569

Find Cheap Middleburg Heights, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Middleburg Heights, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middleburg Heights, OH, take a look at the average cost for various violations versus rates for a clean driving record in Middleburg Heights.

Annual Middleburg Heights, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,584 $3,145 $3,708 $2,936
American Family $1,485 $1,573 $1,573 $1,573
Farmers $2,899 $3,742 $3,649 $3,779
GEICO $1,189 $1,719 $2,513 $1,609
Liberty Mutual $4,542 $5,836 $5,967 $5,299
Nationwide $2,589 $3,278 $4,143 $2,856
Progressive $2,855 $3,907 $3,043 $3,463
State Farm $2,196 $2,650 $2,423 $2,423
Travelers $2,269 $2,972 $4,490 $2,643
USAA $1,154 $1,554 $2,058 $1,280

Find Cheap Middleburg Heights, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Middleburg Heights, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Middleburg Heights for less when you shop around and compare rates from multiple Middleburg Heights, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Middleburg Heights, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,708
American Family $1,573
Farmers $3,649
GEICO $2,513
Liberty Mutual $5,967
Nationwide $4,143
Progressive $3,043
State Farm $2,423
Travelers $4,490
USAA $2,058

Winners by Category: Where to Buy Cheap Auto Insurance in Middleburg Heights, OH

Compare rates from the cheapest auto insurance companies in Middleburg Heights, OH for your needs. Take a look at how Middleburg Heights, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Middleburg Heights, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Middleburg Heights, Ohio Auto Insurance Companies

If you’re looking for the cheapest Middleburg Heights, OH auto insurance companies overall, you can compare them here. Find the best price for Middleburg Heights, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Middleburg Heights, Ohio

Insurance Company Average Annual Rates
Allstate $3,093
American Family $1,551
Farmers $3,517
GEICO $1,758
Liberty Mutual $5,411
Nationwide $3,216
Progressive $3,317
State Farm $2,423
Travelers $3,093
USAA $1,512

What affects Middleburg Heights, Ohio auto insurance rates?

Local factors affect auto insurance rates in Middleburg Heights, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Middleburg Heights auto insurance rates.

Commute Times in Middleburg Heights

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Middleburg Heights, OH is 23.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Middleburg Heights, OH

You can buy cheap Middleburg Heights, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middleburg Heights, Ohio auto insurance quotes from top companies.

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