Buy Cheap Michigantown, IN Auto Insurance (2021)

Michigantown, IN auto insurance rates average $263 a month. Minimum auto insurance requirements in Michigantown, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Michigantown, IN, compare Michigantown auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Michigantown, IN for teens drivers are $6,172/year
  • The most expensive auto insurance company in Michigantown is Liberty Mutual
  • Average auto insurance rates in Michigantown, IN are $263/month

Finding affordable Michigantown, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Michigantown, IN auto insurance with confidence is right here. Auto insurance rates in Michigantown are affected by local factors as well as personal ones like your driving record.

See how Michigantown, IN car insurance rates compare to Bloomington auto insurance rates, Indianapolis auto insurance rates, and Gary auto insurance rates before you read more about the cost of auto insurance in Michigantown.

Don’t buy Michigantown, IN auto insurance until you’ve compared rates. Get free Michigantown, Indiana auto insurance quotes when you enter your ZIP code above.

Michigantown, IN Minimum Auto Insurance Requirements

The required auto insurance in Michigantown, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Michigantown, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Michigantown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Michigantown, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Michigantown, IN. Take a look at Michigantown, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Michigantown, Indiana

Insurance Company Poor Fair Good
Allstate $4,555 $3,399 $3,091
American Family $4,755 $3,090 $2,588
Farmers $3,775 $3,084 $2,858
GEICO $2,534 $2,108 $1,681
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,794 $2,362 $2,212
Progressive $4,096 $3,634 $3,429
State Farm $3,361 $2,005 $1,554
Travelers $3,565 $3,021 $3,019
USAA $2,017 $1,329 $1,138

Buy Cheap Michigantown, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Michigantown, Indiana auto insurance rates? Find out how car insurance rates in Michigantown, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Michigantown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,269 $2,321 $1,999 $2,187 $7,022 $8,873 $2,291 $2,489
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,457 $1,439 $1,244 $1,400 $7,910 $8,449 $1,929 $2,083
GEICO $1,444 $1,435 $1,357 $1,411 $4,214 $3,902 $1,649 $1,448
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,510 $1,541 $1,327 $1,413 $4,424 $5,723 $1,774 $1,935
Progressive $1,578 $1,490 $1,432 $1,442 $9,340 $10,484 $1,977 $2,012
State Farm $1,417 $1,417 $1,262 $1,262 $4,287 $5,496 $1,568 $1,744
Travelers $1,158 $1,179 $1,084 $1,085 $7,143 $11,324 $1,223 $1,417
USAA $956 $943 $888 $897 $2,639 $2,956 $1,293 $1,387

Buy Cheap Michigantown, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Michigantown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Michigantown, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Michigantown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $8,873
American Family $5,984 $8,674
Farmers $7,910 $8,449
GEICO $4,214 $3,902
Liberty Mutual $8,754 $13,230
Nationwide $4,424 $5,723
Progressive $9,340 $10,484
State Farm $4,287 $5,496
Travelers $7,143 $11,324
USAA $2,639 $2,956

Buy Cheap Michigantown, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Michigantown, Indiana by comparing Michigantown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Michigantown, IN here.

Annual Auto Insurance Rates for Senior Drivers in Michigantown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $2,187
American Family $1,962 $1,962
Farmers $1,244 $1,400
GEICO $1,357 $1,411
Liberty Mutual $3,662 $3,662
Nationwide $1,327 $1,413
Progressive $1,432 $1,442
State Farm $1,262 $1,262
Travelers $1,084 $1,085
USAA $888 $897

Find Cheap Auto Insurance Rates in Michigantown, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Michigantown, Indiana auto insurance. Compare Michigantown, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Michigantown, Indiana

Insurance Company Low Medium High
Allstate $3,498 $3,667 $3,879
American Family $3,445 $3,593 $3,394
Farmers $3,127 $3,233 $3,356
GEICO $1,963 $2,102 $2,258
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,493 $2,437 $2,437
Progressive $3,522 $3,664 $3,973
State Farm $2,197 $2,306 $2,417
Travelers $3,131 $3,232 $3,242
USAA $1,444 $1,491 $1,549

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Find Cheap Michigantown, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Michigantown. Compare auto insurance rates in Michigantown, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Michigantown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,682 $3,682
American Family $3,436 $3,519
Farmers $3,239 $3,239
GEICO $2,070 $2,145
Liberty Mutual $5,687 $5,998
Nationwide $2,456 $2,456
Progressive $3,720 $3,720
State Farm $2,241 $2,372
Travelers $3,202 $3,202
USAA $1,475 $1,515

Find Cheap Michigantown, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Michigantown, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Michigantown, IN, take a look at the average cost for various violations versus rates for a clean driving record in Michigantown.

Annual Michigantown, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,938 $4,318 $3,978 $3,491
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,896 $3,381 $3,482 $3,197
GEICO $1,384 $2,175 $2,954 $1,918
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,791 $4,889 $3,327 $3,871
State Farm $2,253 $2,469 $2,253 $2,253
Travelers $2,720 $3,360 $3,807 $2,919
USAA $1,131 $1,605 $1,842 $1,401

Find Cheap Michigantown, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Michigantown, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Michigantown for less when you shop around and compare rates from multiple Michigantown, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Michigantown, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,978
American Family $4,834
Farmers $3,482
GEICO $2,954
Liberty Mutual $8,386
Nationwide $2,608
Progressive $3,327
State Farm $2,253
Travelers $3,807
USAA $1,842

Winners by Category: Where to Buy Cheap Auto Insurance in Michigantown, IN

Compare rates from the cheapest auto insurance companies in Michigantown, IN for your needs. Take a look at how Michigantown, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Michigantown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Michigantown, Indiana Auto Insurance Companies

If you’re looking for the cheapest Michigantown, IN auto insurance companies overall, you can compare them here. Find the best price for Michigantown, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Michigantown, Indiana

Insurance Company Average Annual Rates
Allstate $3,681
American Family $3,477
Farmers $3,239
GEICO $2,108
Liberty Mutual $5,842
Nationwide $2,456
Progressive $3,720
State Farm $2,307
Travelers $3,202
USAA $1,495

What affects Michigantown, Indiana auto insurance rates?

Local factors affect auto insurance rates in Michigantown, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Michigantown auto insurance rates.

Commute Times in Michigantown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Michigantown, IN is 26.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Michigantown, IN

You can buy cheap Michigantown, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Michigantown, Indiana auto insurance quotes from top companies.

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