Buy Cheap Miamisburg, OH Auto Insurance (2021)

Miamisburg, OH auto insurance rates average $229 a month. Minimum auto insurance requirements in Miamisburg, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Miamisburg, OH, compare Miamisburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Miamisburg after a DUI is Liberty Mutual
  • Average auto insurance rates in Miamisburg, OH are $229/month
  • Average auto insurance rates in Miamisburg, OH after a DUI are $3,190/year

Finding affordable Miamisburg, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Miamisburg, OH auto insurance with confidence is right here. Auto insurance rates in Miamisburg are affected by local factors as well as personal ones like your driving record.

See how Miamisburg, OH car insurance rates compare to Toledo auto insurance rates, Lorain auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Miamisburg.

Don’t buy Miamisburg, OH auto insurance until you’ve compared rates. Get free Miamisburg, Ohio auto insurance quotes when you enter your ZIP code above.

Miamisburg, OH Minimum Auto Insurance Requirements

The required auto insurance in Miamisburg, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Miamisburg, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Miamisburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Miamisburg, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Miamisburg, OH. Take a look at Miamisburg, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Miamisburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,951 $2,888 $2,408
American Family $2,061 $1,409 $1,195
Farmers $3,684 $3,120 $2,970
GEICO $2,088 $1,743 $1,397
Liberty Mutual $6,315 $3,886 $3,044
Nationwide $4,105 $3,305 $2,789
Progressive $3,886 $3,379 $3,166
State Farm $3,435 $2,123 $1,673
Travelers $3,117 $2,716 $2,539
USAA $1,800 $1,278 $1,091

Buy Cheap Miamisburg, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Miamisburg, Ohio auto insurance rates? Find out how car insurance rates in Miamisburg, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Miamisburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,040 $2,023 $1,848 $1,972 $5,771 $6,612 $2,129 $2,264
American Family $957 $991 $881 $884 $3,024 $3,275 $1,184 $1,245
Farmers $1,709 $1,702 $1,505 $1,591 $7,679 $7,971 $1,914 $1,992
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $2,025 $2,205 $1,558 $1,888 $10,878 $12,273 $2,148 $2,344
Nationwide $2,253 $2,262 $2,034 $2,046 $5,854 $7,532 $2,412 $2,803
Progressive $1,757 $1,643 $1,467 $1,514 $8,078 $9,080 $2,103 $2,174
State Farm $1,418 $1,418 $1,279 $1,279 $4,587 $5,753 $1,652 $1,897
Travelers $1,273 $1,290 $1,275 $1,265 $5,578 $8,812 $1,331 $1,501
USAA $834 $840 $800 $794 $2,624 $2,913 $1,113 $1,199

Buy Cheap Miamisburg, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Miamisburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Miamisburg, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Miamisburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,771 $6,612
American Family $3,024 $3,275
Farmers $7,679 $7,971
GEICO $3,383 $3,154
Liberty Mutual $10,878 $12,273
Nationwide $5,854 $7,532
Progressive $8,078 $9,080
State Farm $4,587 $5,753
Travelers $5,578 $8,812
USAA $2,624 $2,913

Buy Cheap Miamisburg, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Miamisburg, Ohio by comparing Miamisburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Miamisburg, OH here.

Annual Auto Insurance Rates for Senior Drivers in Miamisburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,972
American Family $881 $884
Farmers $1,505 $1,591
GEICO $1,176 $1,189
Liberty Mutual $1,558 $1,888
Nationwide $2,034 $2,046
Progressive $1,467 $1,514
State Farm $1,279 $1,279
Travelers $1,275 $1,265
USAA $800 $794

Find Cheap Auto Insurance Rates in Miamisburg, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Miamisburg, Ohio auto insurance. Compare Miamisburg, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Miamisburg, Ohio

Insurance Company Low Medium High
Allstate $2,984 $3,076 $3,187
American Family $1,524 $1,567 $1,575
Farmers $3,079 $3,207 $3,488
GEICO $1,690 $1,735 $1,803
Liberty Mutual $4,263 $4,435 $4,547
Nationwide $3,761 $3,294 $3,144
Progressive $3,348 $3,449 $3,635
State Farm $2,280 $2,419 $2,533
Travelers $2,708 $2,829 $2,836
USAA $1,330 $1,388 $1,451

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Find Cheap Miamisburg, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Miamisburg. Compare auto insurance rates in Miamisburg, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Miamisburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,082 $3,082
American Family $1,536 $1,574
Farmers $3,258 $3,258
GEICO $1,714 $1,772
Liberty Mutual $4,415 $4,415
Nationwide $3,400 $3,400
Progressive $3,477 $3,477
State Farm $2,350 $2,471
Travelers $2,791 $2,791
USAA $1,338 $1,441

Find Cheap Miamisburg, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Miamisburg, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Miamisburg, OH, take a look at the average cost for various violations versus rates for a clean driving record in Miamisburg.

Annual Miamisburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,579 $3,126 $3,695 $2,929
American Family $1,490 $1,577 $1,577 $1,577
Farmers $2,684 $3,463 $3,377 $3,508
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,708 $4,762 $4,859 $4,330
Nationwide $2,727 $3,465 $4,392 $3,014
Progressive $2,993 $4,092 $3,190 $3,633
State Farm $2,187 $2,634 $2,410 $2,410
Travelers $2,050 $2,679 $4,046 $2,388
USAA $1,067 $1,433 $1,877 $1,181

Find Cheap Miamisburg, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Miamisburg, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Miamisburg for less when you shop around and compare rates from multiple Miamisburg, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Miamisburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,695
American Family $1,577
Farmers $3,377
GEICO $2,481
Liberty Mutual $4,859
Nationwide $4,392
Progressive $3,190
State Farm $2,410
Travelers $4,046
USAA $1,877

Winners by Category: Where to Buy Cheap Auto Insurance in Miamisburg, OH

Compare rates from the cheapest auto insurance companies in Miamisburg, OH for your needs. Take a look at how Miamisburg, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Miamisburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Miamisburg, Ohio Auto Insurance Companies

If you’re looking for the cheapest Miamisburg, OH auto insurance companies overall, you can compare them here. Find the best price for Miamisburg, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Miamisburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,082
American Family $1,555
Farmers $3,258
GEICO $1,743
Liberty Mutual $4,415
Nationwide $3,400
Progressive $3,477
State Farm $2,410
Travelers $2,791
USAA $1,390

What affects Miamisburg, Ohio auto insurance rates?

Local factors affect auto insurance rates in Miamisburg, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Miamisburg auto insurance rates.

Auto Theft in Miamisburg

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Miamisburg, OH auto theft show a total of 35 vehicle thefts annually.

Commute Times in Miamisburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Miamisburg, OH is 20.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Miamisburg, OH

You can buy cheap Miamisburg, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Miamisburg, Ohio auto insurance quotes from top companies.

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