Buy Cheap Miami, NM Auto Insurance (2021)

Miami, NM auto insurance rates average $291 a month. Minimum auto insurance requirements in Miami, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Miami, NM, compare Miami auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Miami, NM after a DUI are $4,451/year
  • Average auto insurance rates in Miami, NM for teens drivers are $6,712/year
  • The most expensive auto insurance company in Miami after a DUI is GEICO

Finding affordable Miami, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Miami, NM auto insurance with confidence is right here. Auto insurance rates in Miami are affected by local factors as well as personal ones like your driving record.

See how Miami, NM car insurance rates compare to Santa Fe auto insurance rates, Carlsbad auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Miami.

Don’t buy Miami, NM auto insurance until you’ve compared rates. Get free Miami, New Mexico auto insurance quotes when you enter your ZIP code above.

Miami, NM Minimum Auto Insurance Requirements

The required auto insurance in Miami, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Miami, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Miami, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Miami, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Miami, NM. Take a look at Miami, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Miami, New Mexico

Insurance Company Poor Fair Good
Allstate $5,196 $4,275 $3,912
Farmers $4,767 $3,946 $3,753
GEICO $4,787 $4,162 $3,849
Nationwide $4,644 $3,597 $3,123
Progressive $3,601 $3,189 $3,005
State Farm $3,406 $2,089 $1,648
USAA $2,680 $2,000 $1,731

Buy Cheap Miami, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Miami, New Mexico auto insurance rates? Find out how car insurance rates in Miami, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Miami, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,669 $2,685 $2,433 $2,561 $8,900 $10,309 $2,971 $3,161
Farmers $2,324 $2,315 $2,081 $2,214 $9,353 $9,619 $2,621 $2,716
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,586 $2,638 $2,338 $2,465 $6,271 $7,955 $2,917 $3,135
Progressive $1,779 $1,735 $1,593 $1,607 $7,035 $7,949 $2,165 $2,258
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Miami, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Miami can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Miami, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Miami, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,900 $10,309
Farmers $9,353 $9,619
GEICO $7,583 $10,447
Nationwide $6,271 $7,955
Progressive $7,035 $7,949
State Farm $4,197 $5,284
USAA $3,641 $4,122

Buy Cheap Miami, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Miami, New Mexico by comparing Miami senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Miami, NM here.

Annual Auto Insurance Rates for Senior Drivers in Miami, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,433 $2,561
Farmers $2,081 $2,214
GEICO $2,511 $2,511
Nationwide $2,338 $2,465
Progressive $1,593 $1,607
State Farm $1,404 $1,404
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Miami, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Miami, New Mexico auto insurance. Compare Miami, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Miami, New Mexico

Insurance Company Low Medium High
Allstate $4,272 $4,453 $4,658
Farmers $3,813 $4,121 $4,532
GEICO $3,990 $4,256 $4,552
Nationwide $3,799 $3,746 $3,819
Progressive $3,147 $3,263 $3,385
State Farm $2,180 $2,389 $2,574
USAA $1,995 $2,146 $2,271

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Find Cheap Miami, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Miami. Compare auto insurance rates in Miami, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Miami, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,461 $4,461
Farmers $4,155 $4,155
GEICO $4,201 $4,331
Nationwide $3,788 $3,788
Progressive $3,265 $3,265
State Farm $2,321 $2,441
USAA $2,073 $2,201

Find Cheap Miami, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Miami, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Miami, NM, take a look at the average cost for various violations versus rates for a clean driving record in Miami.

Annual Miami, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,675 $4,839 $5,190 $4,141
Farmers $3,510 $4,518 $4,411 $4,183
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,805 $3,976 $5,178 $3,193
Progressive $2,826 $3,842 $3,046 $3,346
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Miami, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Miami, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Miami for less when you shop around and compare rates from multiple Miami, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Miami, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,190
Farmers $4,411
GEICO $8,009
Nationwide $5,178
Progressive $3,046
State Farm $2,429
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Miami, NM

Compare rates from the cheapest auto insurance companies in Miami, NM for your needs. Take a look at how Miami, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Miami, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Miami, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Miami, NM auto insurance companies overall, you can compare them here. Find the best price for Miami, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Miami, New Mexico

Insurance Company Average Annual Rates
Allstate $4,461
Farmers $4,155
GEICO $4,266
Nationwide $3,788
Progressive $3,265
State Farm $2,381
USAA $2,137

What affects Miami, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Miami, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Miami auto insurance rates.

Traffic in Miami

How is traffic in Miami, New Mexico? Inrix data shows that Miami, NM traffic makes it the 60th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Miami, NM

You can buy cheap Miami, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Miami, New Mexico auto insurance quotes from top companies.

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