Buy Cheap Mesquite, TX Auto Insurance (2021)

Mesquite, TX auto insurance rates average $368 a month. Minimum auto insurance requirements in Mesquite, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Mesquite, TX, compare Mesquite auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mesquite after a DUI is Allstate
  • Average auto insurance rates in Mesquite, TX are $368/month
  • The most expensive auto insurance company in Mesquite is Allstate

Finding affordable Mesquite, Texas auto insurance can be challenging, but everything you need to know to buy cheap Mesquite, TX auto insurance with confidence is right here. Auto insurance rates in Mesquite are affected by local factors as well as personal ones like your driving record.

See how Mesquite, TX car insurance rates compare to El Paso auto insurance rates, Arlington auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Mesquite.

Don’t buy Mesquite, TX auto insurance until you’ve compared rates. Get free Mesquite, Texas auto insurance quotes when you enter your ZIP code above.

Mesquite, TX Minimum Auto Insurance Requirements

The required auto insurance in Mesquite, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Mesquite, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Mesquite, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mesquite, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mesquite, TX. Take a look at Mesquite, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mesquite, Texas

Insurance Company Poor Fair Good
Allstate $8,094 $5,933 $5,082
American Family $8,280 $5,270 $4,601
GEICO $5,630 $3,177 $2,110
Nationwide $4,794 $3,846 $3,338
Progressive $5,057 $4,347 $4,020
State Farm $5,073 $3,164 $2,525
USAA $4,135 $2,407 $1,941

Buy Cheap Mesquite, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mesquite, Texas auto insurance rates? Find out how car insurance rates in Mesquite, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mesquite, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,125 $4,155 $4,071 $4,071 $10,950 $13,198 $5,093 $5,296
American Family $3,564 $3,987 $3,333 $3,842 $9,753 $12,794 $5,193 $5,937
GEICO $2,696 $2,918 $2,618 $2,981 $5,932 $6,155 $2,914 $2,898
Nationwide $2,497 $2,538 $2,206 $2,334 $7,117 $9,133 $2,937 $3,177
Progressive $2,426 $2,314 $2,148 $2,195 $9,889 $11,026 $2,875 $2,925
State Farm $2,482 $2,482 $2,219 $2,219 $6,063 $7,743 $2,707 $2,783
USAA $1,798 $1,798 $1,727 $1,703 $5,126 $5,549 $2,387 $2,534

Buy Cheap Mesquite, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mesquite can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mesquite, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mesquite, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,950 $13,198
American Family $9,753 $12,794
GEICO $5,932 $6,155
Nationwide $7,117 $9,133
Progressive $9,889 $11,026
State Farm $6,063 $7,743
USAA $5,126 $5,549

Buy Cheap Mesquite, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Mesquite, Texas by comparing Mesquite senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mesquite, TX here.

Annual Auto Insurance Rates for Senior Drivers in Mesquite, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,071 $4,071
American Family $3,333 $3,842
GEICO $2,618 $2,981
Nationwide $2,206 $2,334
Progressive $2,148 $2,195
State Farm $2,219 $2,219
USAA $1,727 $1,703

Find Cheap Auto Insurance Rates in Mesquite, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mesquite, Texas auto insurance. Compare Mesquite, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mesquite, Texas

Insurance Company Low Medium High
Allstate $6,217 $6,312 $6,580
American Family $5,602 $5,810 $6,738
GEICO $3,434 $3,589 $3,893
Nationwide $4,296 $3,821 $3,860
Progressive $4,270 $4,454 $4,701
State Farm $3,377 $3,572 $3,812
USAA $2,716 $2,815 $2,952

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Find Cheap Mesquite, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mesquite. Compare auto insurance rates in Mesquite, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mesquite, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,213 $6,526
American Family $6,050 $6,050
GEICO $3,572 $3,706
Nationwide $3,992 $3,992
Progressive $4,475 $4,475
State Farm $3,587 $3,587
USAA $2,792 $2,864

Find Cheap Mesquite, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Mesquite, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Mesquite, TX to see how much where you live in Mesquite affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Mesquite, Texas

ZIP Code Average Annual Rates
75149 $6,474
75150 $6,368
75181 $6,449

Find Cheap Mesquite, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Mesquite, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mesquite, TX, take a look at the average cost for various violations versus rates for a clean driving record in Mesquite.

Annual Mesquite, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,926 $7,649 $7,979 $4,926
American Family $5,503 $7,038 $6,157 $5,503
GEICO $3,085 $4,091 $3,401 $3,978
Nationwide $3,463 $3,463 $5,131 $3,912
Progressive $3,905 $5,026 $4,566 $4,403
State Farm $3,173 $3,658 $4,344 $3,173
USAA $2,099 $3,123 $3,678 $2,411

Find Cheap Mesquite, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mesquite, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Mesquite for less when you shop around and compare rates from multiple Mesquite, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mesquite, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,979
American Family $6,157
GEICO $3,401
Nationwide $5,131
Progressive $4,566
State Farm $4,344
USAA $3,678

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Winners by Category: Where to Buy Cheap Auto Insurance in Mesquite, TX

Compare rates from the cheapest auto insurance companies in Mesquite, TX for your needs. Take a look at how Mesquite, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mesquite, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Mesquite, Texas Auto Insurance Companies

If you’re looking for the cheapest Mesquite, TX auto insurance companies overall, you can compare them here. Find the best price for Mesquite, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Mesquite, Texas

Insurance Company Average Annual Rates
Allstate $6,370
American Family $6,050
GEICO $3,639
Nationwide $3,992
Progressive $4,475
State Farm $3,587
USAA $2,828

What affects Mesquite, Texas auto insurance rates?

Local factors affect auto insurance rates in Mesquite, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Mesquite auto insurance rates.

Auto Theft in Mesquite

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Mesquite, TX auto theft show a total of 824 vehicle thefts annually.

Commute Times in Mesquite

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mesquite, TX is 32.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Mesquite, TX

You can buy cheap Mesquite, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mesquite, Texas auto insurance quotes from top companies.

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