Buy Cheap Mescalero, NM Auto Insurance (2021)

Mescalero, NM auto insurance rates average $267 a month. Minimum auto insurance requirements in Mescalero, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Mescalero, NM, compare Mescalero auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mescalero, NM for teens drivers are $6,169/year
  • The most expensive auto insurance company in Mescalero after a DUI is GEICO
  • The most expensive auto insurance company in Mescalero is GEICO

Finding affordable Mescalero, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Mescalero, NM auto insurance with confidence is right here. Auto insurance rates in Mescalero are affected by local factors as well as personal ones like your driving record.

See how Mescalero, NM car insurance rates compare to Santa Fe auto insurance rates, Albuquerque auto insurance rates, and Roswell auto insurance rates before you read more about the cost of auto insurance in Mescalero.

Don’t buy Mescalero, NM auto insurance until you’ve compared rates. Get free Mescalero, New Mexico auto insurance quotes when you enter your ZIP code above.

Mescalero, NM Minimum Auto Insurance Requirements

The required auto insurance in Mescalero, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Mescalero, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Mescalero, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Mescalero, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mescalero, NM. Take a look at Mescalero, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mescalero, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,530 $3,749 $3,563
GEICO $4,787 $4,162 $3,849
Nationwide $4,047 $3,140 $2,728
Progressive $3,227 $2,874 $2,718
State Farm $2,825 $1,743 $1,381
USAA $2,656 $1,996 $1,734

Buy Cheap Mescalero, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mescalero, New Mexico auto insurance rates? Find out how car insurance rates in Mescalero, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mescalero, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,201 $2,188 $1,971 $2,097 $8,899 $9,143 $2,492 $2,588
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,273 $2,314 $2,064 $2,169 $5,441 $6,874 $2,559 $2,744
Progressive $1,580 $1,531 $1,432 $1,437 $6,414 $7,235 $1,909 $1,980
State Farm $1,300 $1,300 $1,178 $1,178 $3,478 $4,366 $1,453 $1,609
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

Buy Cheap Mescalero, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mescalero can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mescalero, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mescalero, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,899 $9,143
GEICO $7,583 $10,447
Nationwide $5,441 $6,874
Progressive $6,414 $7,235
State Farm $3,478 $4,366
USAA $3,675 $4,144

Buy Cheap Mescalero, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Mescalero, New Mexico by comparing Mescalero senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mescalero, NM here.

Annual Auto Insurance Rates for Senior Drivers in Mescalero, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,971 $2,097
GEICO $2,511 $2,511
Nationwide $2,064 $2,169
Progressive $1,432 $1,437
State Farm $1,178 $1,178
USAA $1,370 $1,363

Find Cheap Auto Insurance Rates in Mescalero, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mescalero, New Mexico auto insurance. Compare Mescalero, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mescalero, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,631 $3,915 $4,295
GEICO $3,990 $4,256 $4,552
Nationwide $3,266 $3,271 $3,378
Progressive $2,810 $2,936 $3,073
State Farm $1,815 $1,988 $2,146
USAA $1,967 $2,139 $2,280

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Find Cheap Mescalero, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mescalero. Compare auto insurance rates in Mescalero, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mescalero, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,947 $3,947
GEICO $4,201 $4,331
Nationwide $3,305 $3,305
Progressive $2,940 $2,940
State Farm $1,935 $2,031
USAA $2,065 $2,192

Find Cheap Mescalero, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Mescalero, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mescalero, NM, take a look at the average cost for various violations versus rates for a clean driving record in Mescalero.

Annual Mescalero, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,329 $4,291 $4,189 $3,980
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,466 $3,469 $4,488 $2,797
Progressive $2,542 $3,473 $2,741 $3,003
State Farm $1,864 $2,022 $2,022 $2,022
USAA $1,578 $2,195 $2,905 $1,837

Find Cheap Mescalero, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mescalero, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Mescalero for less when you shop around and compare rates from multiple Mescalero, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mescalero, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,189
GEICO $8,009
Nationwide $4,488
Progressive $2,741
State Farm $2,022
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in Mescalero, NM

Compare rates from the cheapest auto insurance companies in Mescalero, NM for your needs. Take a look at how Mescalero, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mescalero, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Mescalero, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Mescalero, NM auto insurance companies overall, you can compare them here. Find the best price for Mescalero, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Mescalero, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,947
GEICO $4,266
Nationwide $3,305
Progressive $2,940
State Farm $1,983
USAA $2,129

What affects Mescalero, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Mescalero, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Mescalero auto insurance rates.

Commute Times in Mescalero

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mescalero, NM is 23.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Mescalero, NM

You can buy cheap Mescalero, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mescalero, New Mexico auto insurance quotes from top companies.

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