Buy Cheap Mesa, CO Auto Insurance (2021)

Mesa, CO auto insurance rates average $296 a month. Minimum auto insurance requirements in Mesa, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Mesa, CO, compare Mesa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mesa, CO are $296/month
  • Average auto insurance rates in Mesa, CO for teens drivers are $6,861/year
  • The most expensive auto insurance company in Mesa is Allstate

Finding affordable Mesa, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Mesa, CO auto insurance with confidence is right here. Auto insurance rates in Mesa are affected by local factors as well as personal ones like your driving record.

See how Mesa, CO car insurance rates compare to Colorado Springs auto insurance rates, Fort Collins auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Mesa.

Don’t buy Mesa, CO auto insurance until you’ve compared rates. Get free Mesa, Colorado auto insurance quotes when you enter your ZIP code above.

Mesa, CO Minimum Auto Insurance Requirements

The required auto insurance in Mesa, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Mesa, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Mesa, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mesa, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mesa, CO. Take a look at Mesa, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mesa, Colorado

Insurance Company Poor Fair Good
Allstate $7,179 $5,520 $4,174
American Family $4,613 $3,282 $2,750
Farmers $5,522 $4,471 $4,248
GEICO $3,099 $2,582 $2,065
Liberty Mutual $3,585 $2,190 $1,751
Nationwide $3,525 $2,806 $2,447
Progressive $4,631 $3,940 $3,610
State Farm $4,123 $2,648 $2,133
USAA $4,418 $2,521 $2,022

Buy Cheap Mesa, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mesa, Colorado auto insurance rates? Find out how car insurance rates in Mesa, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mesa, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,259 $3,106 $3,143 $11,824 $12,385 $3,872 $3,923
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,804 $2,780 $2,543 $2,735 $10,404 $10,475 $3,092 $3,143
GEICO $1,636 $1,789 $1,699 $1,903 $5,113 $5,459 $1,505 $1,552
Liberty Mutual $1,699 $1,670 $1,431 $1,570 $4,882 $5,338 $1,721 $1,759
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,515 $2,357 $2,171 $2,169 $8,331 $9,329 $2,840 $2,770
State Farm $1,839 $1,839 $1,660 $1,660 $5,403 $6,825 $2,063 $2,451
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

Buy Cheap Mesa, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mesa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mesa, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mesa, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,824 $12,385
American Family $5,878 $7,883
Farmers $10,404 $10,475
GEICO $5,113 $5,459
Liberty Mutual $4,882 $5,338
Nationwide $4,935 $6,278
Progressive $8,331 $9,329
State Farm $5,403 $6,825
USAA $4,983 $5,703

Buy Cheap Mesa, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Mesa, Colorado by comparing Mesa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mesa, CO here.

Annual Auto Insurance Rates for Senior Drivers in Mesa, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,106 $3,143
American Family $2,188 $2,188
Farmers $2,543 $2,735
GEICO $1,699 $1,903
Liberty Mutual $1,431 $1,570
Nationwide $1,754 $1,845
Progressive $2,171 $2,169
State Farm $1,660 $1,660
USAA $1,910 $1,917

Find Cheap Auto Insurance Rates in Mesa, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mesa, Colorado auto insurance. Compare Mesa, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mesa, Colorado

Insurance Company Low Medium High
Allstate $5,386 $5,608 $5,878
American Family $3,381 $3,622 $3,642
Farmers $4,195 $4,683 $5,364
GEICO $2,396 $2,550 $2,800
Liberty Mutual $2,382 $2,501 $2,642
Nationwide $2,909 $2,928 $2,941
Progressive $3,777 $4,070 $4,333
State Farm $2,766 $2,970 $3,167
USAA $2,856 $2,986 $3,119

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Find Cheap Mesa, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mesa. Compare auto insurance rates in Mesa, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mesa, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,624 $5,624
American Family $3,472 $3,624
Farmers $4,747 $4,747
GEICO $2,529 $2,635
Liberty Mutual $2,509 $2,509
Nationwide $2,926 $2,926
Progressive $4,060 $4,060
State Farm $2,895 $3,041
USAA $2,903 $3,071

Find Cheap Mesa, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Mesa, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mesa, CO, take a look at the average cost for various violations versus rates for a clean driving record in Mesa.

Annual Mesa, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,798 $5,506 $6,754 $5,438
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,007 $5,144 $5,079 $4,757
GEICO $1,834 $2,822 $3,278 $2,394
Liberty Mutual $2,193 $2,570 $2,679 $2,592
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,524 $4,883 $3,720 $4,114
State Farm $2,723 $3,213 $2,968 $2,968
USAA $2,188 $2,662 $4,635 $2,464

Find Cheap Mesa, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mesa, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Mesa for less when you shop around and compare rates from multiple Mesa, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mesa, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,754
American Family $4,868
Farmers $5,079
GEICO $3,278
Liberty Mutual $2,679
Nationwide $3,877
Progressive $3,720
State Farm $2,968
USAA $4,635

Winners by Category: Where to Buy Cheap Auto Insurance in Mesa, CO

Compare rates from the cheapest auto insurance companies in Mesa, CO for your needs. Take a look at how Mesa, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mesa, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Mesa, Colorado Auto Insurance Companies

If you’re looking for the cheapest Mesa, CO auto insurance companies overall, you can compare them here. Find the best price for Mesa, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Mesa, Colorado

Insurance Company Average Annual Rates
Allstate $5,624
American Family $3,548
Farmers $4,747
GEICO $2,582
Liberty Mutual $2,509
Nationwide $2,926
Progressive $4,060
State Farm $2,968
USAA $2,987

What affects Mesa, Colorado auto insurance rates?

Local factors affect auto insurance rates in Mesa, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Mesa auto insurance rates.

Commute Times in Mesa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mesa, CO is 42.0 minutes according to City-Data.

Traffic in Mesa

How is traffic in Mesa, Colorado? Inrix data shows that Mesa, CO traffic makes it the 928th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Mesa, CO

You can buy cheap Mesa, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mesa, Colorado auto insurance quotes from top companies.

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