Buy Cheap Mertens, TX Auto Insurance (2021)

Mertens, TX auto insurance rates average $293 a month. Minimum auto insurance requirements in Mertens, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Mertens, TX, compare Mertens auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mertens after a DUI is Allstate
  • Average auto insurance rates in Mertens, TX after a DUI are $4,006/year
  • Average auto insurance rates in Mertens, TX for teens drivers are $6,276/year

Finding affordable Mertens, Texas auto insurance can be challenging, but everything you need to know to buy cheap Mertens, TX auto insurance with confidence is right here. Auto insurance rates in Mertens are affected by local factors as well as personal ones like your driving record.

See how Mertens, TX car insurance rates compare to Plano auto insurance rates, Corpus Christi auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Mertens.

Don’t buy Mertens, TX auto insurance until you’ve compared rates. Get free Mertens, Texas auto insurance quotes when you enter your ZIP code above.

Mertens, TX Minimum Auto Insurance Requirements

The required auto insurance in Mertens, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Mertens, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Mertens, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mertens, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mertens, TX. Take a look at Mertens, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mertens, Texas

Insurance Company Poor Fair Good
Allstate $6,476 $4,751 $4,067
American Family $5,308 $3,308 $2,896
GEICO $4,333 $2,466 $1,655
Nationwide $4,397 $3,531 $3,069
Progressive $4,908 $4,267 $3,963
State Farm $3,680 $2,290 $1,825
USAA $3,224 $1,855 $1,491

Buy Cheap Mertens, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mertens, Texas auto insurance rates? Find out how car insurance rates in Mertens, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mertens, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,304 $3,333 $3,263 $3,263 $8,743 $10,544 $4,083 $4,253
American Family $2,367 $2,620 $2,188 $2,491 $6,008 $7,879 $3,343 $3,805
GEICO $2,119 $2,268 $2,014 $2,253 $4,553 $4,741 $2,292 $2,305
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,291 $2,167 $2,055 $2,084 $9,902 $11,073 $2,713 $2,750
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Buy Cheap Mertens, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mertens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mertens, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mertens, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,743 $10,544
American Family $6,008 $7,879
GEICO $4,553 $4,741
Nationwide $6,517 $8,377
Progressive $9,902 $11,073
State Farm $4,319 $5,493
USAA $3,887 $4,247

Buy Cheap Mertens, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Mertens, Texas by comparing Mertens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mertens, TX here.

Annual Auto Insurance Rates for Senior Drivers in Mertens, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,263 $3,263
American Family $2,188 $2,491
GEICO $2,014 $2,253
Nationwide $2,028 $2,149
Progressive $2,055 $2,084
State Farm $1,629 $1,629
USAA $1,339 $1,334

Find Cheap Auto Insurance Rates in Mertens, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mertens, Texas auto insurance. Compare Mertens, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mertens, Texas

Insurance Company Low Medium High
Allstate $4,976 $5,053 $5,266
American Family $3,585 $3,704 $4,224
GEICO $2,692 $2,792 $2,970
Nationwide $3,964 $3,507 $3,525
Progressive $4,152 $4,360 $4,626
State Farm $2,476 $2,592 $2,727
USAA $2,122 $2,182 $2,265

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Find Cheap Mertens, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mertens. Compare auto insurance rates in Mertens, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mertens, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,979 $5,217
American Family $3,837 $3,837
GEICO $2,765 $2,871
Nationwide $3,665 $3,665
Progressive $4,379 $4,379
State Farm $2,598 $2,598
USAA $2,162 $2,217

Find Cheap Mertens, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Mertens, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mertens, TX, take a look at the average cost for various violations versus rates for a clean driving record in Mertens.

Annual Mertens, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,959 $6,098 $6,376 $3,959
American Family $3,510 $4,431 $3,898 $3,510
GEICO $2,396 $3,139 $2,657 $3,081
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,817 $4,964 $4,452 $4,286
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,639 $2,406 $2,835 $1,880

Find Cheap Mertens, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mertens, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Mertens for less when you shop around and compare rates from multiple Mertens, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mertens, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,376
American Family $3,898
GEICO $2,657
Nationwide $4,716
Progressive $4,452
State Farm $3,111
USAA $2,835

Winners by Category: Where to Buy Cheap Auto Insurance in Mertens, TX

Compare rates from the cheapest auto insurance companies in Mertens, TX for your needs. Take a look at how Mertens, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mertens, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Mertens, Texas Auto Insurance Companies

If you’re looking for the cheapest Mertens, TX auto insurance companies overall, you can compare them here. Find the best price for Mertens, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Mertens, Texas

Insurance Company Average Annual Rates
Allstate $5,098
American Family $3,837
GEICO $2,818
Nationwide $3,665
Progressive $4,379
State Farm $2,598
USAA $2,190

What affects Mertens, Texas auto insurance rates?

Local factors affect auto insurance rates in Mertens, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Mertens auto insurance rates.

Commute Times in Mertens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mertens, TX is 35.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Mertens, TX

You can buy cheap Mertens, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mertens, Texas auto insurance quotes from top companies.

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