Buy Cheap Merkel, TX Auto Insurance (2021)

Merkel, TX auto insurance rates average $299 a month. Minimum auto insurance requirements in Merkel, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Merkel, TX, compare Merkel auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Merkel, TX after a DUI are $4,079/year
  • The most expensive auto insurance company in Merkel after a DUI is Allstate
  • The most expensive auto insurance company in Merkel is Allstate

Finding affordable Merkel, Texas auto insurance can be challenging, but everything you need to know to buy cheap Merkel, TX auto insurance with confidence is right here. Auto insurance rates in Merkel are affected by local factors as well as personal ones like your driving record.

See how Merkel, TX car insurance rates compare to Dallas auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Merkel.

Don’t buy Merkel, TX auto insurance until you’ve compared rates. Get free Merkel, Texas auto insurance quotes when you enter your ZIP code above.

Merkel, TX Minimum Auto Insurance Requirements

The required auto insurance in Merkel, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Merkel, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Merkel, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Merkel, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Merkel, TX. Take a look at Merkel, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Merkel, Texas

Insurance Company Poor Fair Good
Allstate $7,024 $5,124 $4,373
American Family $5,770 $3,480 $3,044
GEICO $4,203 $2,396 $1,610
Nationwide $4,591 $3,672 $3,194
Progressive $4,829 $4,171 $3,865
State Farm $3,388 $2,108 $1,679
USAA $3,323 $1,888 $1,510

Buy Cheap Merkel, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Merkel, Texas auto insurance rates? Find out how car insurance rates in Merkel, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merkel, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,655 $3,557 $3,557 $9,242 $11,251 $4,483 $4,714
American Family $2,643 $2,900 $2,357 $2,663 $6,200 $8,231 $3,639 $4,151
GEICO $2,063 $2,206 $1,960 $2,185 $4,399 $4,600 $2,230 $2,248
Nationwide $2,412 $2,460 $2,126 $2,260 $6,729 $8,684 $2,821 $3,061
Progressive $2,302 $2,185 $2,047 $2,089 $9,563 $10,643 $2,721 $2,758
State Farm $1,712 $1,712 $1,514 $1,514 $3,935 $4,988 $1,849 $1,912
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Buy Cheap Merkel, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Merkel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Merkel, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Merkel, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,242 $11,251
American Family $6,200 $8,231
GEICO $4,399 $4,600
Nationwide $6,729 $8,684
Progressive $9,563 $10,643
State Farm $3,935 $4,988
USAA $3,876 $4,276

Buy Cheap Merkel, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Merkel, Texas by comparing Merkel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Merkel, TX here.

Annual Auto Insurance Rates for Senior Drivers in Merkel, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,557 $3,557
American Family $2,357 $2,663
GEICO $1,960 $2,185
Nationwide $2,126 $2,260
Progressive $2,047 $2,089
State Farm $1,514 $1,514
USAA $1,376 $1,388

Find Cheap Auto Insurance Rates in Merkel, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Merkel, Texas auto insurance. Compare Merkel, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merkel, Texas

Insurance Company Low Medium High
Allstate $5,414 $5,472 $5,635
American Family $3,896 $3,995 $4,402
GEICO $2,617 $2,710 $2,881
Nationwide $4,134 $3,653 $3,670
Progressive $4,096 $4,267 $4,503
State Farm $2,280 $2,384 $2,511
USAA $2,181 $2,233 $2,307

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Find Cheap Merkel, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Merkel. Compare auto insurance rates in Merkel, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Merkel, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,382 $5,632
American Family $4,098 $4,098
GEICO $2,684 $2,788
Nationwide $3,819 $3,819
Progressive $4,289 $4,289
State Farm $2,392 $2,392
USAA $2,212 $2,269

Find Cheap Merkel, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Merkel, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Merkel, TX, take a look at the average cost for various violations versus rates for a clean driving record in Merkel.

Annual Merkel, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,538 $6,788 $4,351
American Family $3,756 $4,726 $4,153 $3,756
GEICO $2,328 $3,043 $2,582 $2,992
Nationwide $3,304 $3,304 $4,927 $3,741
Progressive $3,743 $4,830 $4,368 $4,214
State Farm $2,143 $2,435 $2,847 $2,143
USAA $1,686 $2,452 $2,888 $1,934

Find Cheap Merkel, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Merkel, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Merkel for less when you shop around and compare rates from multiple Merkel, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Merkel, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,788
American Family $4,153
GEICO $2,582
Nationwide $4,927
Progressive $4,368
State Farm $2,847
USAA $2,888

Winners by Category: Where to Buy Cheap Auto Insurance in Merkel, TX

Compare rates from the cheapest auto insurance companies in Merkel, TX for your needs. Take a look at how Merkel, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Merkel, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Merkel, Texas Auto Insurance Companies

If you’re looking for the cheapest Merkel, TX auto insurance companies overall, you can compare them here. Find the best price for Merkel, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Merkel, Texas

Insurance Company Average Annual Rates
Allstate $5,507
American Family $4,098
GEICO $2,736
Nationwide $3,819
Progressive $4,289
State Farm $2,392
USAA $2,240

What affects Merkel, Texas auto insurance rates?

Local factors affect auto insurance rates in Merkel, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Merkel auto insurance rates.

Commute Times in Merkel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Merkel, TX is 30.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Merkel, TX

You can buy cheap Merkel, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Merkel, Texas auto insurance quotes from top companies.

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