Buy Cheap Merit, TX Auto Insurance (2021)

Merit, TX auto insurance rates average $304 a month. Minimum auto insurance requirements in Merit, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Merit, TX, compare Merit auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Merit is Allstate
  • Average auto insurance rates in Merit, TX after a DUI are $4,160/year
  • Average auto insurance rates in Merit, TX are $304/month

Finding affordable Merit, Texas auto insurance can be challenging, but everything you need to know to buy cheap Merit, TX auto insurance with confidence is right here. Auto insurance rates in Merit are affected by local factors as well as personal ones like your driving record.

See how Merit, TX car insurance rates compare to Fort Worth auto insurance rates, Houston auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Merit.

Don’t buy Merit, TX auto insurance until you’ve compared rates. Get free Merit, Texas auto insurance quotes when you enter your ZIP code above.

Merit, TX Minimum Auto Insurance Requirements

The required auto insurance in Merit, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Merit, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Merit, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Merit, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Merit, TX. Take a look at Merit, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Merit, Texas

Insurance Company Poor Fair Good
Allstate $6,794 $4,985 $4,272
American Family $5,294 $3,300 $2,888
GEICO $5,183 $2,932 $1,954
Nationwide $4,312 $3,463 $3,008
Progressive $4,722 $4,077 $3,776
State Farm $3,899 $2,426 $1,933
USAA $3,622 $2,087 $1,678

Buy Cheap Merit, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Merit, Texas auto insurance rates? Find out how car insurance rates in Merit, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merit, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,457 $3,481 $3,411 $3,411 $9,217 $11,111 $4,273 $4,442
American Family $2,363 $2,615 $2,183 $2,485 $5,988 $7,851 $3,335 $3,795
GEICO $2,486 $2,685 $2,386 $2,715 $5,491 $5,695 $2,698 $2,693
Nationwide $2,268 $2,304 $2,010 $2,124 $6,366 $8,151 $2,659 $2,871
Progressive $2,248 $2,139 $2,004 $2,040 $9,325 $10,416 $2,661 $2,701
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,569 $1,579 $1,497 $1,487 $4,414 $4,811 $2,093 $2,248

Buy Cheap Merit, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Merit can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Merit, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Merit, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,217 $11,111
American Family $5,988 $7,851
GEICO $5,491 $5,695
Nationwide $6,366 $8,151
Progressive $9,325 $10,416
State Farm $4,599 $5,857
USAA $4,414 $4,811

Buy Cheap Merit, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Merit, Texas by comparing Merit senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Merit, TX here.

Annual Auto Insurance Rates for Senior Drivers in Merit, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,411 $3,411
American Family $2,183 $2,485
GEICO $2,386 $2,715
Nationwide $2,010 $2,124
Progressive $2,004 $2,040
State Farm $1,718 $1,718
USAA $1,497 $1,487

Find Cheap Auto Insurance Rates in Merit, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Merit, Texas auto insurance. Compare Merit, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merit, Texas

Insurance Company Low Medium High
Allstate $5,229 $5,305 $5,516
American Family $3,574 $3,693 $4,214
GEICO $3,178 $3,315 $3,576
Nationwide $3,859 $3,443 $3,482
Progressive $3,975 $4,172 $4,428
State Farm $2,615 $2,744 $2,899
USAA $2,383 $2,453 $2,551

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Find Cheap Merit, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Merit. Compare auto insurance rates in Merit, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Merit, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,217 $5,484
American Family $3,827 $3,827
GEICO $3,292 $3,420
Nationwide $3,594 $3,594
Progressive $4,192 $4,192
State Farm $2,752 $2,752
USAA $2,431 $2,493

Find Cheap Merit, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Merit, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Merit, TX, take a look at the average cost for various violations versus rates for a clean driving record in Merit.

Annual Merit, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $6,432 $6,711 $4,129
American Family $3,501 $4,420 $3,887 $3,501
GEICO $2,847 $3,765 $3,143 $3,670
Nationwide $3,125 $3,125 $4,603 $3,523
Progressive $3,658 $4,723 $4,271 $4,114
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,836 $2,707 $3,198 $2,107

Find Cheap Merit, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Merit, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Merit for less when you shop around and compare rates from multiple Merit, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Merit, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,711
American Family $3,887
GEICO $3,143
Nationwide $4,603
Progressive $4,271
State Farm $3,307
USAA $3,198

Winners by Category: Where to Buy Cheap Auto Insurance in Merit, TX

Compare rates from the cheapest auto insurance companies in Merit, TX for your needs. Take a look at how Merit, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Merit, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Merit, Texas Auto Insurance Companies

If you’re looking for the cheapest Merit, TX auto insurance companies overall, you can compare them here. Find the best price for Merit, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Merit, Texas

Insurance Company Average Annual Rates
Allstate $5,350
American Family $3,827
GEICO $3,356
Nationwide $3,594
Progressive $4,192
State Farm $2,752
USAA $2,462

Compare Auto Insurance Quotes in Merit, TX

You can buy cheap Merit, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Merit, Texas auto insurance quotes from top companies.

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