Buy Cheap Merino, CO Auto Insurance (2021)

Merino, CO auto insurance rates average $331 a month. Minimum auto insurance requirements in Merino, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Merino, CO, compare Merino auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Merino, CO are $331/month
  • The most expensive auto insurance company in Merino after a DUI is Allstate
  • Average auto insurance rates in Merino, CO for teens drivers are $7,548/year

Finding affordable Merino, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Merino, CO auto insurance with confidence is right here. Auto insurance rates in Merino are affected by local factors as well as personal ones like your driving record.

See how Merino, CO car insurance rates compare to Boulder auto insurance rates, Lakewood auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Merino.

Don’t buy Merino, CO auto insurance until you’ve compared rates. Get free Merino, Colorado auto insurance quotes when you enter your ZIP code above.

Merino, CO Minimum Auto Insurance Requirements

The required auto insurance in Merino, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Merino, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Merino, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Merino, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Merino, CO. Take a look at Merino, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Merino, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,704 $3,340 $2,802
Farmers $6,496 $5,275 $5,020
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,662 $2,236 $1,785
Nationwide $4,899 $3,858 $3,367
Progressive $5,362 $4,523 $4,120
State Farm $4,228 $2,714 $2,187
USAA $5,230 $2,954 $2,359

Buy Cheap Merino, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Merino, Colorado auto insurance rates? Find out how car insurance rates in Merino, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merino, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,344 $3,332 $3,028 $3,228 $12,084 $12,271 $3,695 $3,795
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,758 $1,724 $1,500 $1,645 $4,936 $5,368 $1,770 $1,785
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $3,013 $2,837 $2,533 $2,552 $9,275 $10,381 $3,417 $3,341
State Farm $1,969 $1,969 $1,744 $1,744 $5,334 $6,808 $2,192 $2,583
USAA $2,380 $2,399 $2,247 $2,282 $5,738 $6,613 $3,073 $3,381

Buy Cheap Merino, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Merino can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Merino, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Merino, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,988 $8,011
Farmers $12,084 $12,271
GEICO $6,794 $7,203
Liberty Mutual $4,936 $5,368
Nationwide $6,746 $8,703
Progressive $9,275 $10,381
State Farm $5,334 $6,808
USAA $5,738 $6,613

Buy Cheap Merino, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Merino, Colorado by comparing Merino senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Merino, CO here.

Annual Auto Insurance Rates for Senior Drivers in Merino, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,230 $2,230
Farmers $3,028 $3,228
GEICO $2,315 $2,572
Liberty Mutual $1,500 $1,645
Nationwide $2,404 $2,557
Progressive $2,533 $2,552
State Farm $1,744 $1,744
USAA $2,247 $2,282

Find Cheap Auto Insurance Rates in Merino, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Merino, Colorado auto insurance. Compare Merino, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merino, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,434 $3,690 $3,722
Farmers $5,022 $5,530 $6,240
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,414 $2,550 $2,718
Nationwide $4,103 $4,041 $3,980
Progressive $4,417 $4,679 $4,910
State Farm $2,872 $3,043 $3,214
USAA $3,378 $3,514 $3,651

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Find Cheap Merino, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Merino. Compare auto insurance rates in Merino, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Merino, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,538 $3,692
Farmers $5,597 $5,597
GEICO $3,392 $3,557
Liberty Mutual $2,561 $2,561
Nationwide $4,041 $4,041
Progressive $4,669 $4,669
State Farm $2,969 $3,117
USAA $3,413 $3,615

Find Cheap Merino, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Merino, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Merino, CO, take a look at the average cost for various violations versus rates for a clean driving record in Merino.

Annual Merino, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,743 $6,055 $5,969 $5,622
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,237 $2,626 $2,733 $2,647
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $4,068 $5,527 $4,298 $4,781
State Farm $2,825 $3,261 $3,043 $3,043
USAA $2,584 $3,128 $5,426 $2,919

Find Cheap Merino, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Merino, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Merino for less when you shop around and compare rates from multiple Merino, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Merino, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,955
Farmers $5,969
GEICO $4,295
Liberty Mutual $2,733
Nationwide $5,431
Progressive $4,298
State Farm $3,043
USAA $5,426

Winners by Category: Where to Buy Cheap Auto Insurance in Merino, CO

Compare rates from the cheapest auto insurance companies in Merino, CO for your needs. Take a look at how Merino, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Merino, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Merino, Colorado Auto Insurance Companies

If you’re looking for the cheapest Merino, CO auto insurance companies overall, you can compare them here. Find the best price for Merino, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Merino, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,615
Farmers $5,597
GEICO $3,475
Liberty Mutual $2,561
Nationwide $4,041
Progressive $4,669
State Farm $3,043
USAA $3,514

What affects Merino, Colorado auto insurance rates?

Local factors affect auto insurance rates in Merino, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Merino auto insurance rates.

Commute Times in Merino

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Merino, CO is 27.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Merino, CO

You can buy cheap Merino, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Merino, Colorado auto insurance quotes from top companies.

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