Buy Cheap Meridian, TX Auto Insurance (2021)

Meridian, TX auto insurance rates average $288 a month. Minimum auto insurance requirements in Meridian, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Meridian, TX, compare Meridian auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Meridian, TX for teens drivers are $6,130/year
  • Average auto insurance rates in Meridian, TX after a DUI are $3,941/year
  • The most expensive auto insurance company in Meridian is Allstate

Finding affordable Meridian, Texas auto insurance can be challenging, but everything you need to know to buy cheap Meridian, TX auto insurance with confidence is right here. Auto insurance rates in Meridian are affected by local factors as well as personal ones like your driving record.

See how Meridian, TX car insurance rates compare to Austin auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Meridian.

Don’t buy Meridian, TX auto insurance until you’ve compared rates. Get free Meridian, Texas auto insurance quotes when you enter your ZIP code above.

Meridian, TX Minimum Auto Insurance Requirements

The required auto insurance in Meridian, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Meridian, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Meridian, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Meridian, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Meridian, TX. Take a look at Meridian, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Meridian, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $5,186 $3,251 $2,846
GEICO $4,201 $2,394 $1,609
Nationwide $4,397 $3,531 $3,069
Progressive $4,618 $4,009 $3,723
State Farm $3,782 $2,351 $1,872
USAA $3,262 $1,876 $1,507

Buy Cheap Meridian, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Meridian, Texas auto insurance rates? Find out how car insurance rates in Meridian, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Meridian, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,314 $2,564 $2,146 $2,446 $5,905 $7,718 $3,274 $3,720
GEICO $2,067 $2,210 $1,967 $2,194 $4,382 $4,579 $2,232 $2,246
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,178 $2,071 $1,949 $1,982 $9,242 $10,308 $2,582 $2,621
State Farm $1,898 $1,898 $1,681 $1,681 $4,410 $5,600 $2,054 $2,125
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Buy Cheap Meridian, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Meridian can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Meridian, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Meridian, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $5,905 $7,718
GEICO $4,382 $4,579
Nationwide $6,517 $8,377
Progressive $9,242 $10,308
State Farm $4,410 $5,600
USAA $3,930 $4,294

Buy Cheap Meridian, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Meridian, Texas by comparing Meridian senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Meridian, TX here.

Annual Auto Insurance Rates for Senior Drivers in Meridian, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,146 $2,446
GEICO $1,967 $2,194
Nationwide $2,028 $2,149
Progressive $1,949 $1,982
State Farm $1,681 $1,681
USAA $1,355 $1,350

Find Cheap Auto Insurance Rates in Meridian, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Meridian, Texas auto insurance. Compare Meridian, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Meridian, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $3,501 $3,625 $4,157
GEICO $2,611 $2,705 $2,888
Nationwide $3,964 $3,507 $3,525
Progressive $3,929 $4,099 $4,321
State Farm $2,549 $2,662 $2,795
USAA $2,147 $2,207 $2,291

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Find Cheap Meridian, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Meridian. Compare auto insurance rates in Meridian, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Meridian, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,887 $5,118
American Family $3,761 $3,761
GEICO $2,682 $2,787
Nationwide $3,665 $3,665
Progressive $4,117 $4,117
State Farm $2,668 $2,668
USAA $2,187 $2,243

Find Cheap Meridian, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Meridian, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Meridian, TX, take a look at the average cost for various violations versus rates for a clean driving record in Meridian.

Annual Meridian, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $3,442 $4,340 $3,821 $3,442
GEICO $2,327 $3,037 $2,582 $2,993
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,593 $4,649 $4,185 $4,039
State Farm $2,387 $2,717 $3,183 $2,387
USAA $1,658 $2,433 $2,868 $1,902

Find Cheap Meridian, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Meridian, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Meridian for less when you shop around and compare rates from multiple Meridian, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Meridian, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,233
American Family $3,821
GEICO $2,582
Nationwide $4,716
Progressive $4,185
State Farm $3,183
USAA $2,868

Winners by Category: Where to Buy Cheap Auto Insurance in Meridian, TX

Compare rates from the cheapest auto insurance companies in Meridian, TX for your needs. Take a look at how Meridian, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Meridian, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Meridian, Texas Auto Insurance Companies

If you’re looking for the cheapest Meridian, TX auto insurance companies overall, you can compare them here. Find the best price for Meridian, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Meridian, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,761
GEICO $2,735
Nationwide $3,665
Progressive $4,117
State Farm $2,668
USAA $2,215

What affects Meridian, Texas auto insurance rates?

Local factors affect auto insurance rates in Meridian, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Meridian auto insurance rates.

Commute Times in Meridian

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Meridian, TX is 19.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Meridian, TX

You can buy cheap Meridian, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Meridian, Texas auto insurance quotes from top companies.

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