Buy Cheap Mercer, TN Auto Insurance (2021)

Mercer, TN auto insurance rates average $286 a month. Minimum auto insurance requirements in Mercer, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Mercer, TN, compare Mercer auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mercer after a DUI is Liberty Mutual
  • Average auto insurance rates in Mercer, TN for teens drivers are $6,886/year
  • Average auto insurance rates in Mercer, TN after a DUI are $4,473/year

Finding affordable Mercer, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Mercer, TN auto insurance with confidence is right here. Auto insurance rates in Mercer are affected by local factors as well as personal ones like your driving record.

See how Mercer, TN car insurance rates compare to Murfreesboro auto insurance rates, Johnson City auto insurance rates, and Hendersonville auto insurance rates before you read more about the cost of auto insurance in Mercer.

Don’t buy Mercer, TN auto insurance until you’ve compared rates. Get free Mercer, Tennessee auto insurance quotes when you enter your ZIP code above.

Mercer, TN Minimum Auto Insurance Requirements

The required auto insurance in Mercer, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Mercer, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Mercer, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mercer, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mercer, TN. Take a look at Mercer, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mercer, Tennessee

Insurance Company Poor Fair Good
Allstate $6,337 $4,846 $3,702
Farmers $3,746 $2,933 $2,775
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,577 $5,873 $4,593
Nationwide $4,425 $3,503 $3,100
Progressive $4,082 $3,502 $3,267
State Farm $3,895 $2,336 $1,814
Travelers $3,447 $2,690 $1,967
USAA $4,217 $2,464 $2,031

Buy Cheap Mercer, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mercer, Tennessee auto insurance rates? Find out how car insurance rates in Mercer, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mercer, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,784 $2,597 $2,697 $10,737 $11,676 $3,099 $3,210
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Nationwide $2,349 $2,372 $2,099 $2,138 $6,450 $8,350 $2,704 $2,947
Progressive $1,873 $1,778 $1,524 $1,588 $8,193 $9,244 $2,261 $2,476
State Farm $1,641 $1,641 $1,478 $1,478 $4,980 $6,237 $1,853 $2,149
Travelers $1,771 $1,866 $1,598 $1,703 $4,831 $5,964 $1,889 $1,989
USAA $1,648 $1,683 $1,484 $1,490 $5,804 $6,655 $2,158 $2,307

Buy Cheap Mercer, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mercer can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mercer, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mercer, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,737 $11,676
Farmers $6,778 $7,223
GEICO $7,317 $7,489
Nationwide $6,450 $8,350
Progressive $8,193 $9,244
State Farm $4,980 $6,237
Travelers $4,831 $5,964
USAA $5,804 $6,655

Buy Cheap Mercer, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Mercer, Tennessee by comparing Mercer senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mercer, TN here.

Annual Auto Insurance Rates for Senior Drivers in Mercer, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,597 $2,697
Farmers $1,505 $1,648
GEICO $2,355 $2,355
Nationwide $2,099 $2,138
Progressive $1,524 $1,588
State Farm $1,478 $1,478
Travelers $1,598 $1,703
USAA $1,484 $1,490

Find Cheap Auto Insurance Rates in Mercer, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mercer, Tennessee auto insurance. Compare Mercer, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mercer, Tennessee

Insurance Company Low Medium High
Allstate $4,772 $4,949 $5,164
Farmers $2,979 $3,138 $3,337
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,387 $6,680 $6,976
Nationwide $3,711 $3,598 $3,719
Progressive $3,417 $3,616 $3,818
State Farm $2,529 $2,695 $2,822
Travelers $2,543 $2,699 $2,862
USAA $2,809 $2,893 $3,009

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Find Cheap Mercer, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mercer. Compare auto insurance rates in Mercer, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mercer, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,962 $4,962
Farmers $3,151 $3,151
GEICO $3,713 $3,745
Liberty Mutual $6,681 $6,681
Nationwide $3,676 $3,676
Progressive $3,617 $3,617
State Farm $2,618 $2,746
Travelers $2,595 $2,807
USAA $2,821 $2,987

Find Cheap Mercer, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Mercer, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mercer, TN, take a look at the average cost for various violations versus rates for a clean driving record in Mercer.

Annual Mercer, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,167 $4,962 $5,964 $4,754
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,416 $7,814 $7,264 $6,230
Nationwide $3,173 $3,173 $4,795 $3,564
Progressive $3,188 $4,125 $3,396 $3,759
State Farm $2,447 $2,917 $2,682 $2,682
Travelers $2,194 $2,810 $3,105 $2,696
USAA $2,113 $3,161 $3,721 $2,620

Find Cheap Mercer, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mercer, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Mercer for less when you shop around and compare rates from multiple Mercer, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mercer, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,964
Farmers $3,399
GEICO $5,928
Liberty Mutual $7,264
Nationwide $4,795
Progressive $3,396
State Farm $2,682
Travelers $3,105
USAA $3,721

Winners by Category: Where to Buy Cheap Auto Insurance in Mercer, TN

Compare rates from the cheapest auto insurance companies in Mercer, TN for your needs. Take a look at how Mercer, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mercer, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Mercer, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Mercer, TN auto insurance companies overall, you can compare them here. Find the best price for Mercer, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Mercer, Tennessee

Insurance Company Average Annual Rates
Allstate $4,962
Farmers $3,151
GEICO $3,729
Nationwide $3,676
Progressive $3,617
State Farm $2,682
Travelers $2,701
USAA $2,904

Compare Auto Insurance Quotes in Mercer, TN

You can buy cheap Mercer, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mercer, Tennessee auto insurance quotes from top companies.

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