Buy Cheap Mercer, PA Auto Insurance (2022)

Mercer, PA auto insurance rates average $316 a month. Minimum auto insurance requirements in Mercer, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Mercer, PA, compare Mercer auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mercer after a DUI is Travelers
  • Average auto insurance rates in Mercer, PA are $316/month
  • Average auto insurance rates in Mercer, PA for teens drivers are $8,636/year

Finding affordable Mercer, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Mercer, PA auto insurance with confidence is right here. Auto insurance rates in Mercer are affected by local factors as well as personal ones like your driving record.

See how Mercer, PA car insurance rates compare to Harrisburg auto insurance rates, Bethlehem auto insurance rates, and Erie auto insurance rates before you read more about the cost of auto insurance in Mercer.

Don’t buy Mercer, PA auto insurance until you’ve compared rates. Get free Mercer, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Mercer, PA Minimum Auto Insurance Requirements

The required auto insurance in Mercer, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Mercer, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Mercer, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Mercer, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mercer, PA. Take a look at Mercer, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mercer, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,773 $3,546 $2,860
GEICO $3,648 $2,058 $1,591
Liberty Mutual $7,764 $5,565 $4,913
Nationwide $3,198 $2,620 $2,340
Progressive $5,344 $3,742 $2,999
State Farm $3,545 $2,196 $1,734
Travelers $7,617 $6,878 $6,493
USAA $2,319 $1,719 $1,521

Buy Cheap Mercer, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mercer, Pennsylvania auto insurance rates? Find out how car insurance rates in Mercer, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mercer, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,387 $2,387 $2,183 $2,183 $7,688 $7,688 $2,647 $2,647
GEICO $1,912 $1,655 $1,801 $1,560 $4,782 $4,148 $1,930 $1,671
Liberty Mutual $3,975 $3,975 $3,639 $3,639 $11,655 $11,655 $5,053 $5,053
Nationwide $1,864 $1,864 $1,762 $1,762 $5,168 $5,168 $2,085 $2,085
Progressive $2,542 $2,542 $2,267 $2,267 $8,063 $8,063 $3,243 $3,243
State Farm $1,549 $1,549 $1,357 $1,357 $5,361 $5,361 $1,699 $1,699
Travelers $1,578 $1,578 $1,690 $1,690 $22,809 $22,809 $1,908 $1,908
USAA $1,191 $1,191 $1,074 $1,074 $3,561 $3,561 $1,586 $1,586

Buy Cheap Mercer, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mercer can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mercer, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mercer, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,688 $7,688
GEICO $4,782 $4,148
Liberty Mutual $11,655 $11,655
Nationwide $5,168 $5,168
Progressive $8,063 $8,063
State Farm $5,361 $5,361
Travelers $22,809 $22,809
USAA $3,561 $3,561

Buy Cheap Mercer, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mercer, Pennsylvania by comparing Mercer senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mercer, PA here.

Annual Auto Insurance Rates for Senior Drivers in Mercer, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,183 $2,183
GEICO $1,801 $1,560
Liberty Mutual $3,639 $3,639
Nationwide $1,762 $1,762
Progressive $2,267 $2,267
State Farm $1,357 $1,357
Travelers $1,690 $1,690
USAA $1,074 $1,074

Find Cheap Auto Insurance Rates in Mercer, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mercer, Pennsylvania auto insurance. Compare Mercer, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mercer, Pennsylvania

Insurance Company Low Medium High
Allstate $3,580 $3,747 $3,852
GEICO $2,209 $2,458 $2,630
Liberty Mutual $5,781 $6,125 $6,336
Nationwide $2,758 $2,750 $2,652
Progressive $3,687 $4,057 $4,342
State Farm $2,360 $2,517 $2,598
Travelers $7,089 $6,996 $6,903
USAA $1,729 $1,869 $1,961

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Find Cheap Mercer, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mercer. Compare auto insurance rates in Mercer, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mercer, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,655 $3,798
GEICO $2,391 $2,474
Liberty Mutual $5,924 $6,237
Nationwide $2,720 $2,720
Progressive $4,029 $4,029
State Farm $2,419 $2,565
Travelers $6,996 $6,996
USAA $1,800 $1,906

Find Cheap Mercer, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Mercer, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mercer, PA, take a look at the average cost for various violations versus rates for a clean driving record in Mercer.

Annual Mercer, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,571 $4,193 $3,571 $3,571
GEICO $1,790 $3,059 $2,402 $2,479
Liberty Mutual $5,562 $6,341 $6,210 $6,210
Nationwide $1,955 $2,619 $3,671 $2,634
Progressive $3,657 $5,024 $3,764 $3,669
State Farm $2,297 $2,686 $2,492 $2,492
Travelers $4,987 $7,061 $8,875 $7,061
USAA $1,492 $2,056 $2,196 $1,668

Find Cheap Mercer, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mercer, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Mercer for less when you shop around and compare rates from multiple Mercer, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mercer, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,571
GEICO $2,402
Liberty Mutual $6,210
Nationwide $3,671
Progressive $3,764
State Farm $2,492
Travelers $8,875
USAA $2,196

Winners by Category: Where to Buy Cheap Auto Insurance in Mercer, PA

Compare rates from the cheapest auto insurance companies in Mercer, PA for your needs. Take a look at how Mercer, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mercer, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Mercer, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Mercer, PA auto insurance companies overall, you can compare them here. Find the best price for Mercer, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Mercer, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,726
GEICO $2,432
Liberty Mutual $6,081
Nationwide $2,720
Progressive $4,029
State Farm $2,492
Travelers $6,996
USAA $1,853

What affects Mercer, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Mercer, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mercer auto insurance rates.

Commute Times in Mercer

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mercer, PA is 25.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Mercer, PA

You can buy cheap Mercer, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mercer, Pennsylvania auto insurance quotes from top companies.

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