Buy Cheap Mentor, MN Auto Insurance (2022)

Mentor, MN auto insurance rates average $369 a month. Minimum auto insurance requirements in Mentor, Minnesota are 30/60/10 to comply with Minnesota laws. To buy cheap auto insurance in Mentor, MN, compare Mentor auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mentor is Liberty Mutual
  • Average auto insurance rates in Mentor, MN after a DUI are $5,942/year
  • The most expensive auto insurance company in Mentor after a DUI is Liberty Mutual

Finding affordable Mentor, Minnesota auto insurance can be challenging, but everything you need to know to buy cheap Mentor, MN auto insurance with confidence is right here. Auto insurance rates in Mentor are affected by local factors as well as personal ones like your driving record.

See how Mentor, MN car insurance rates compare to Brooklyn Park auto insurance rates, Duluth auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Mentor.

Don’t buy Mentor, MN auto insurance until you’ve compared rates. Get free Mentor, Minnesota auto insurance quotes when you enter your ZIP code above.

Mentor, MN Minimum Auto Insurance Requirements

The required auto insurance in Mentor, MN is 30/60/10 according to the auto insurance laws in Minnesota. The minimum auto insurance in Mentor, Minnesota is outlined here.

Minimum Required Auto Insurance Coverage in Mentor, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Mentor, MN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mentor, MN. Take a look at Mentor, Minnesota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mentor, Minnesota

Insurance Company Poor Fair Good
Allstate $6,488 $3,498 $3,242
American Family $4,605 $3,078 $2,483
Farmers $4,040 $2,935 $2,743
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,339 $2,693 $2,392
State Farm $2,752 $1,683 $1,228
USAA $4,944 $2,378 $2,048

Buy Cheap Mentor, MN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mentor, Minnesota auto insurance rates? Find out how car insurance rates in Mentor, MN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mentor, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,940 $2,940 $2,816 $2,816 $6,680 $9,746 $3,568 $3,768
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $2,093 $2,091 $2,017 $2,133 $6,046 $6,116 $2,741 $2,677
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,896 $1,910 $1,686 $1,793 $4,796 $5,847 $2,220 $2,315
State Farm $1,429 $1,429 $1,259 $1,259 $2,984 $3,714 $1,661 $1,368
USAA $2,076 $2,078 $1,877 $1,898 $5,413 $5,983 $2,729 $2,934

Buy Cheap Mentor, MN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mentor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mentor, MN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mentor, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,680 $9,746
American Family $5,826 $8,470
Farmers $6,046 $6,116
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,796 $5,847
State Farm $2,984 $3,714
USAA $5,413 $5,983

Buy Cheap Mentor, MN Auto Insurance for Seniors

You can save on senior auto insurance rates in Mentor, Minnesota by comparing Mentor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mentor, MN here.

Annual Auto Insurance Rates for Senior Drivers in Mentor, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $2,816
American Family $1,953 $1,953
Farmers $2,017 $2,133
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,686 $1,793
State Farm $1,259 $1,259
USAA $1,877 $1,898

Find Cheap Auto Insurance Rates in Mentor, MN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mentor, Minnesota auto insurance. Compare Mentor, MN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mentor, Minnesota

Insurance Company Low Medium High
Allstate $4,352 $4,406 $4,470
American Family $3,385 $3,483 $3,298
Farmers $3,109 $3,254 $3,354
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,661 $2,827 $2,935
State Farm $1,820 $1,893 $1,950
USAA $3,038 $3,121 $3,211

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Find Cheap Mentor, MN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mentor. Compare auto insurance rates in Mentor, MN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mentor, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,409 $4,409
American Family $3,349 $3,428
Farmers $3,239 $3,239
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,808 $2,808
State Farm $1,839 $1,937
USAA $3,082 $3,165

Find Cheap Mentor, MN Auto Insurance Rates by Driving Record

Auto insurance rates in Mentor, Minnesota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mentor, MN, take a look at the average cost for various violations versus rates for a clean driving record in Mentor.

Annual Mentor, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,241 $4,647 $5,546 $4,203
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,771 $3,491 $3,551 $3,145
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,227 $2,958 $3,406 $2,641
State Farm $1,747 $2,028 $1,888 $1,888
USAA $2,321 $2,938 $4,467 $2,768

Find Cheap Mentor, MN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mentor, Minnesota is higher than for a clean driving record. You can buy auto insurance after a DUI in Mentor for less when you shop around and compare rates from multiple Mentor, MN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mentor, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,546
American Family $4,586
Farmers $3,551
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,406
State Farm $1,888
USAA $4,467

Winners by Category: Where to Buy Cheap Auto Insurance in Mentor, MN

Compare rates from the cheapest auto insurance companies in Mentor, MN for your needs. Take a look at how Mentor, Minnesota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mentor, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Mentor, Minnesota Auto Insurance Companies

If you’re looking for the cheapest Mentor, MN auto insurance companies overall, you can compare them here. Find the best price for Mentor, Minnesota car insurance by company.

Average Annual Auto Insurance Rates by Company in Mentor, Minnesota

Insurance Company Average Annual Rates
Allstate $4,409
American Family $3,389
Farmers $3,239
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,808
State Farm $1,888
USAA $3,123

What affects Mentor, Minnesota auto insurance rates?

Local factors affect auto insurance rates in Mentor, MN, including traffic, theft statistics, and commute length. Take a look at the things that impact Mentor auto insurance rates.

Commute Times in Mentor

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mentor, MN is 23.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Mentor, MN

You can buy cheap Mentor, MN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mentor, Minnesota auto insurance quotes from top companies.

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