Buy Cheap Menlo Park, CA Auto Insurance (2021)

Menlo Park, CA auto insurance rates average $276 a month. Minimum auto insurance requirements in Menlo Park, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Menlo Park, CA, compare Menlo Park auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Menlo Park after a DUI is Nationwide
  • Average auto insurance rates in Menlo Park, CA for teens drivers are $5,604/year
  • Average auto insurance rates in Menlo Park, CA are $276/month

Finding affordable Menlo Park, California auto insurance can be challenging, but everything you need to know to buy cheap Menlo Park, CA auto insurance with confidence is right here. Auto insurance rates in Menlo Park are affected by local factors as well as personal ones like your driving record.

See how Menlo Park, CA car insurance rates compare to Fresno auto insurance rates, San Francisco auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Menlo Park.

Don’t buy Menlo Park, CA auto insurance until you’ve compared rates. Get free Menlo Park, California auto insurance quotes when you enter your ZIP code above.

Menlo Park, CA Minimum Auto Insurance Requirements

The required auto insurance in Menlo Park, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Menlo Park, California is outlined here.

Minimum Required Auto Insurance Coverage in Menlo Park, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Menlo Park, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Menlo Park, California auto insurance rates? Find out how car insurance rates in Menlo Park, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Menlo Park, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,684 $2,690 $1,972 $1,989 $7,519 $9,480 $3,441 $3,786
Farmers $2,368 $2,368 $2,142 $2,142 $7,675 $12,644 $2,820 $3,151
GEICO $1,543 $1,545 $1,452 $1,452 $4,695 $4,775 $2,216 $2,266
Liberty Mutual $1,968 $1,861 $1,838 $1,781 $4,308 $4,593 $2,214 $2,231
Nationwide $3,180 $3,033 $2,784 $2,622 $8,173 $8,999 $3,814 $3,764
Progressive $1,414 $1,455 $1,205 $1,426 $3,747 $4,509 $2,027 $2,177
State Farm $2,911 $2,911 $2,603 $2,603 $5,387 $6,678 $3,226 $3,327
Travelers $2,280 $2,205 $2,023 $2,003 $4,735 $5,387 $2,955 $2,893
USAA $1,843 $1,744 $1,801 $1,807 $4,193 $4,232 $2,562 $2,419

Buy Cheap Menlo Park, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Menlo Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Menlo Park, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Menlo Park, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,519 $9,480
Farmers $7,675 $12,644
GEICO $4,695 $4,775
Liberty Mutual $4,308 $4,593
Nationwide $8,173 $8,999
Progressive $3,747 $4,509
State Farm $5,387 $6,678
Travelers $4,735 $5,387
USAA $4,193 $4,232

Buy Cheap Menlo Park, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Menlo Park, California by comparing Menlo Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Menlo Park, CA here.

Annual Auto Insurance Rates for Senior Drivers in Menlo Park, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $1,989
Farmers $2,142 $2,142
GEICO $1,452 $1,452
Liberty Mutual $1,838 $1,781
Nationwide $2,784 $2,622
Progressive $1,205 $1,426
State Farm $2,603 $2,603
Travelers $2,023 $2,003
USAA $1,801 $1,807

Find Cheap Auto Insurance Rates in Menlo Park, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Menlo Park, California auto insurance. Compare Menlo Park, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Menlo Park, California

Insurance Company Low Medium High
Allstate $4,001 $4,228 $4,356
Farmers $4,140 $4,449 $4,653
GEICO $2,285 $2,521 $2,674
Liberty Mutual $2,421 $2,624 $2,751
Nationwide $4,093 $4,630 $4,915
Progressive $2,015 $2,314 $2,406
State Farm $3,338 $3,772 $4,008
Travelers $2,663 $3,151 $3,366
USAA $2,356 $2,621 $2,748

Find Cheap Menlo Park, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Menlo Park. Compare auto insurance rates in Menlo Park, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Menlo Park, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,788 $4,602
Farmers $4,005 $4,823
GEICO $2,265 $2,721
Liberty Mutual $2,390 $2,809
Nationwide $4,013 $5,080
Progressive $2,038 $2,452
State Farm $3,572 $3,840
Travelers $2,755 $3,365
USAA $2,375 $2,775

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Find Cheap Menlo Park, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Menlo Park, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Menlo Park, CA, take a look at the average cost for various violations versus rates for a clean driving record in Menlo Park.

Annual Menlo Park, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,534 $4,256 $6,665 $3,325
Farmers $3,259 $4,442 $5,539 $4,416
GEICO $1,744 $2,689 $3,376 $2,163
Liberty Mutual $2,257 $3,022 $2,727 $2,391
Nationwide $3,174 $4,067 $6,876 $4,067
Progressive $1,476 $2,497 $2,886 $2,121
State Farm $2,646 $3,155 $5,952 $3,070
Travelers $2,052 $3,320 $3,859 $3,010
USAA $1,712 $2,550 $4,164 $1,875

Find Cheap Menlo Park, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Menlo Park, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Menlo Park for less when you shop around and compare rates from multiple Menlo Park, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Menlo Park, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,665
Farmers $5,539
GEICO $3,376
Liberty Mutual $2,727
Nationwide $6,876
Progressive $2,886
State Farm $5,952
Travelers $3,859
USAA $4,164

Winners by Category: Where to Buy Cheap Auto Insurance in Menlo Park, CA

Compare rates from the cheapest auto insurance companies in Menlo Park, CA for your needs. Take a look at how Menlo Park, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Menlo Park, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Menlo Park, California Auto Insurance Companies

If you’re looking for the cheapest Menlo Park, CA auto insurance companies overall, you can compare them here. Find the best price for Menlo Park, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Menlo Park, California

Insurance Company Average Annual Rates
Allstate $4,195
Farmers $4,414
GEICO $2,493
Liberty Mutual $2,599
Nationwide $4,546
Progressive $2,245
State Farm $3,706
Travelers $3,060
USAA $2,575

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What affects Menlo Park, California auto insurance rates?

Local factors affect auto insurance rates in Menlo Park, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Menlo Park auto insurance rates.

Auto Theft in Menlo Park

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Menlo Park, CA auto theft show a total of 26 vehicle thefts annually.

Commute Times in Menlo Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Menlo Park, CA is 26.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Menlo Park, CA

You can buy cheap Menlo Park, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Menlo Park, California auto insurance quotes from top companies.

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