Buy Cheap Melvin, IA Auto Insurance (2021)

Melvin, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Melvin, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Melvin, IA, compare Melvin auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Melvin after a DUI is Travelers
  • Average auto insurance rates in Melvin, IA for teens drivers are $5,664/year
  • Average auto insurance rates in Melvin, IA are $247/month

Finding affordable Melvin, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Melvin, IA auto insurance with confidence is right here. Auto insurance rates in Melvin are affected by local factors as well as personal ones like your driving record.

See how Melvin, IA car insurance rates compare to Cedar Rapids auto insurance rates, Iowa City auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Melvin.

Don’t buy Melvin, IA auto insurance until you’ve compared rates. Get free Melvin, Iowa auto insurance quotes when you enter your ZIP code above.

Melvin, IA Minimum Auto Insurance Requirements

The required auto insurance in Melvin, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Melvin, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Melvin, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Melvin, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Melvin, IA. Take a look at Melvin, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Melvin, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,819 $2,807 $2,359
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,680 $2,173 $1,970
State Farm $3,024 $1,871 $1,476
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

Buy Cheap Melvin, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Melvin, Iowa auto insurance rates? Find out how car insurance rates in Melvin, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melvin, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,730 $1,730 $5,143 $7,223 $1,935 $2,331
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,590 $1,524 $1,315 $1,365 $3,966 $4,468 $1,909 $2,055
State Farm $1,377 $1,377 $1,211 $1,211 $3,749 $4,749 $1,549 $1,767
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Buy Cheap Melvin, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Melvin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Melvin, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Melvin, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,143 $7,223
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,966 $4,468
State Farm $3,749 $4,749
Travelers $10,512 $16,825
USAA $3,318 $3,528

Buy Cheap Melvin, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Melvin, Iowa by comparing Melvin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Melvin, IA here.

Annual Auto Insurance Rates for Senior Drivers in Melvin, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,730 $1,730
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,315 $1,365
State Farm $1,211 $1,211
Travelers $2,295 $2,303
USAA $1,136 $1,161

Find Cheap Auto Insurance Rates in Melvin, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Melvin, Iowa auto insurance. Compare Melvin, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melvin, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,011 $3,161 $2,812
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $2,135 $2,285 $2,403
State Farm $2,021 $2,136 $2,215
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

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Find Cheap Melvin, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Melvin. Compare auto insurance rates in Melvin, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Melvin, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,960 $3,030
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,274 $2,274
State Farm $2,073 $2,175
Travelers $5,258 $5,258
USAA $1,779 $1,913

Find Cheap Melvin, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Melvin, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Melvin, IA, take a look at the average cost for various violations versus rates for a clean driving record in Melvin.

Annual Melvin, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,162 $3,167 $4,108 $2,542
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,827 $3,001 $1,984 $2,284
State Farm $1,965 $2,283 $2,124 $2,124
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Find Cheap Melvin, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Melvin, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Melvin for less when you shop around and compare rates from multiple Melvin, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Melvin, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,108
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,984
State Farm $2,124
Travelers $6,840
USAA $2,461

Winners by Category: Where to Buy Cheap Auto Insurance in Melvin, IA

Compare rates from the cheapest auto insurance companies in Melvin, IA for your needs. Take a look at how Melvin, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Melvin, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Melvin, Iowa Auto Insurance Companies

If you’re looking for the cheapest Melvin, IA auto insurance companies overall, you can compare them here. Find the best price for Melvin, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Melvin, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,995
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,274
State Farm $2,124
Travelers $5,258
USAA $1,846

What affects Melvin, Iowa auto insurance rates?

Local factors affect auto insurance rates in Melvin, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Melvin auto insurance rates.

Commute Times in Melvin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Melvin, IA is 15.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Melvin, IA

You can buy cheap Melvin, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Melvin, Iowa auto insurance quotes from top companies.

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